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Complete company report
Generated 02-09-2026
Active BE 0448.532.750Non-profit association

STUDENTENHUIS SALVATOR

Salvatorstraat 20 ·3500 Hasselt, Belgium· 34 yrs active
Sector: Overige accommodatie (55900)
Conclusion Checked

The computed 12-month bankruptcy probability of STUDENTENHUIS SALVATOR is < 0.1% (very low). The 2025 annual accounts show equity of €2.78M and a net result of €128k. The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €2.78M
Net result €128k
Staff (FTE) 1.7
Active 34 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health94Profitability74Solvency100Growth-Stability85
88 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 94
Profitability 74
Solvency 100
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 16-06-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue€373k
EBITDA€100k
Net profit€128k
Cash flow€139k
Staff costs€74k
Income taxes-
Dividends-
Total assets€2.82M
Equity€2.78M
Debt€39k
of which ≤ 1y€39k
of which > 1y-
Working capital€2.75M
Employees (FTE)1.7
Ratios (computed)
2025
Current ratio71.96
Quick ratio71.96
Working capital ratio97.4%
Solvency98.6%
Debt / equity0.01
Long-term debt ratio-
Interest coverage287.38
Gross margin55.1%
Net margin34.2%
ROA4.5%
ROE4.6%
EBITDA margin26.8%
Days sales outstanding4d
Days payable outstanding18d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.82M
Fixed assets 21/28€34k
Tangible fixed assets 22/27€34k
Current assets 29/58€2.79M
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€2.78M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.82M
Equity 10/15€2.78M
Contributions / capital 10/11€230k
Accumulated profits (losses) 14€2.55M
Amounts payable 17/49€39k
Amounts payable within one year 42/48€39k
Trade debts payable within one year 44€8k
Income statement
Turnover 70€373k
Gross operating margin 9900€205k
Operating result 9901€89k
Financial income 75€39k
Financial charges 65€348
Result before taxes 9903€128k
Net result for the period 9904€128k
Result to be appropriated 9905€128k
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • Sonja Vaneygen
    Secretary
    State Gazette act 24119722 (08-08-2024)
    Current
    08-08-2024 → present
Former directors (2)
  • Joeri Fabry
    Director
    State Gazette act 25022903 (13-02-2025)
    Former
    - → 18-12-2024
  • Verdonck Maya
    Director
    State Gazette act 24119722 (08-08-2024)
    Former
    - → 08-08-2024
    2 events
    • 08-08-2024 Resigned· Director
    • 08-08-2024 Resigned· Secretary
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Overige accommodatie(55900)
Legal form Non-profit association(017)
Incorporation11-06-1992
StatusActive
Postal code3500
Establishment units 1 location
Hoofdzetel van : Autonoom Internaat Salvatorpeda
Salvatorstraat 20, 3500 HasseltVerschaffen van collectief logies, exclusief logies voor toeristen
since 20062.150.889.975
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71324E0490/00D002 Flanders 5.7 ha 1 · 9,438 m² 29.9 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
16-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
23-04-2026
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2025
13-02-2025
State Gazette act Director changes
2024
08-08-2024
State Gazette act Director changes
17-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
19-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
28-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
21-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
18-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
Belgian State Gazette reading coverage 0 of 10 acts read

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
13-02-2025 Joeri Fabry resigns as director Director changes
  • Joeri Fabry, Bestuurder
Technical details 
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      "kind": "director_out",
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      "reason": "de_plein_droit_dissolution",
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      "statutory": "statutair",
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      "effective_date": "2024-12-18",
      "evidence_quote": "Op 18 december 2024 ontvingen we per email de ontslagbrief van Dhr. Joeri Fabry als lid van de Algemene Vergadering en het Bestuursorgaan van vzw Studentenhuis Salvator.",
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    {
      "kind": "board_snapshot",
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      "person": {
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        "name": "Mathijs Isidoor",
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    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
        "rrn": "65.07.18-429.57",
        "name": "Milde Peter",
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    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
        "rrn": "62.12.24 252-26",
        "name": "Vaneygen Sonja",
        "address": "Ekkelgaarden 15, 3500 Hasselt",
        "birth_date": null,
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    },
    {
      "kind": "board_snapshot",
      "role": "voorzitter",
      "person": {
        "rrn": null,
        "name": "Loyens Francis",
        "address": null,
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    {
      "kind": "board_snapshot",
      "role": "secretaris",
      "person": {
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Hasselt",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-02-13",
    "filing_date": "2025-02-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-01-06",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0448.532.750",
    "name_full": "STUDENTENHUIS SALVATOR",
    "legal_form": "VZW",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Vaneygen Sonja",
    "org_rep_person_name": null,
    "person_role_at_subject": "Secretaris"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
08-08-2024 1 director appointed, 2 resigning, 6 reappointed Director changes
  • Sonja Vaneygen, Secretaris
  • Verdonck Maya, Bestuurder
  • Verdonck Maya, Secretaris
  • F. Loyens, Voorzitter
  • Fabry Joeri, Bestuurder
  • Lemmens Pros, Bestuurder
  • Loyens Francis, Bestuurder
  • Mathijs Isidoor, Bestuurder
Technical details 
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  "events": [
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      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "79.06.02-252.31",
        "name": "Verdonck Maya",
        "address": "3500 Hasselt, Ekkelgaarden 15",
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      },
      "reason": null,
      "subkind": "regular",
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De leden van de Algemene Vergadering aanvaarden de \u00E5ntslagname van Verdonck Maya (Zr. Maya), 79.06.02-252.31, wonende 3500 Hasselt, Ekkelgaarden 15, als bestuurder en als lid van de Algemene Vergadering.",
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    },
    {
      "kind": "director_in",
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        "name": "Sonja Vaneygen",
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      "evidence_quote": "vraagt de Algemene Vergadering aan Zr. Sonja Vaneygen om de functie van secretaris op zich te nemen.",
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      "rep_rotation_old_rep": "Verdonck Maya",
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    },
    {
      "kind": "director_renew",
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      "subkind": "confirmation",
      "via_org": null,
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      "evidence_quote": "Dhr. F. Loyens wordt herbevestigd als voorzitter.",
      "decharge_status": null,
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  },
  "act_meta": {
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    "filing_date": "2024-07-30",
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  "publication_proxy": {
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verschaffen van collectief logies, exclusief logies voor toeristen55233Overige accommodatie55900
Primary activity highlighted.
Names & trade names
Legal nameNL STUDENTENHUIS SALVATOR
Registered office
Salvatorstraat 20
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative