Studek
Studek is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €192k and a net result of €102k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 81% of 7837 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €192k |
| Net result | €102k |
| Better than sector | 81% |
| Active | 9 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 83.9% | 51.3% | |
| Net result | €102k | €33k | |
| Equity | €192k | €132k | |
| Gross operating margin | €140k | €63k | |
| Total assets | €229k | €337k |
Figures by fiscal year and ratios
| Fiscal year | 2025 Δ | 2024 Δ | 2023 Δ | 2022 Δ | 2021 Δ |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | +15.1% | -8.2% | +9.1% | +18.6% | - |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | -6.0% | +43.1% | -13.1% | +57.0% | - |
| Dividends | +3.1% | -99.1% | -40.9% | -7.3% | - |
| Total assets | +95.5% | +1.5% | -13.7% | +15.1% | - |
| Equity | +111.4% | +2908.4% | -85.5% | -77.9% | - |
| Debt | +40.6% | -76.6% | -0.4% | +415.4% | - |
| of which ≤ 1y | +40.6% | -76.6% | -0.4% | +415.4% | - |
| of which > 1y | - | - | - | - | - |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 83.9% | 77.6% | 2.6% | 15.6% | 81.1% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 44.6% | 75.7% | 83.7% | 66.2% | 64.2% |
| ROE | 53.1% | 97.6% | 3198.9% | 425.4% | 79.1% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €229k | €117k | €115k | €134k | €116k |
| Fixed assets | 21/28 | €6k | €8k | €1k | €2k | €2k |
| Tangible fixed assets | 22/27 | €6k | €8k | €1k | €2k | €2k |
| Current assets | 29/58 | €223k | €109k | €114k | €132k | €114k |
| Amounts receivable within one year | 40/41 | €34k | €16k | €17k | €28k | €14k |
| Investments | 50/53 | €101k | - | - | - | - |
| Cash & bank | 54/58 | €88k | €93k | €97k | €104k | €100k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €229k | €117k | €115k | €134k | €116k |
| Equity | 10/15 | €192k | €91k | €3k | €21k | €94k |
| Contributions / capital | 10/11 | - | - | - | €19k | - |
| Reserves | 13 | €192k | €90k | €2k | €2k | €75k |
| Accumulated profits (losses) | 14 | €170 | €994 | €1k | €351 | €832 |
| Amounts payable | 17/49 | €37k | €26k | €112k | €113k | €22k |
| Amounts payable within one year | 42/48 | €37k | €26k | €112k | €113k | €22k |
| Trade debts payable within one year | 44 | €610 | €140 | - | €514 | €549 |
| Income statement | ||||||
| Gross operating margin | 9900 | €140k | €128k | €124k | €119k | €95k |
| Operating result | 9901 | €138k | €126k | €123k | €118k | €93k |
| Financial income | 75 | €17 | - | - | - | - |
| Financial charges | 65 | €963 | €587 | €376 | €347 | €325 |
| Result before taxes | 9903 | €137k | €125k | €122k | €118k | €93k |
| Income taxes | 67/77 | €35k | €37k | €26k | €30k | €19k |
| Net result for the period | 9904 | €102k | €89k | €97k | €89k | €74k |
| Result to be appropriated | 9905 | €102k | €89k | €97k | €89k | €74k |
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 12-07-2017 |
| Status | Active |
| Postal code | 8211 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31001B2745/00E000 | Flanders | 1,061 m² | 1 · 210 m² | 15.4 m · 1 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
17-02-2023 Change of permanent representative
Technical details
{
"events": [
{
"kind": "decharge_pending",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "DEKETELAERE Robin",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering zal de op de volgende jaarvergadering beslissen over de kwijting aan de bestuurder voor de voorbije uitoefening van zijn mandaat.",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "rep_rotation",
"role": "vaste_vertegenwoordiger",
"person": {
"rrn": null,
"name": "Voornoemde bestuurder",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "renewal",
"via_org": {
"kbo": null,
"name": "huidige vennootschap",
"address": null,
"country": null,
"legal_form": null
},
"statutory": "niet_statutair",
"compensated": false,
"effective_date": null,
"evidence_quote": "Voornoemde bestuurder, duidt zichzelf aan als vaste vertegenwoordiger van huidige vennootschap, die belast wordt met de uitvoering, in haar naam en voor haar rekening, van alle bestuursmandaten van huidige vennootschap in andere vennootschappen.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Isabelle Verhaeghe",
"firm_city": null,
"firm_name": null,
"office_city": "Middelkerke",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-02-17",
"filing_date": "2023-02-15",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-02-03",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0678.517.770",
"name_full": "Studek",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Isabelle Verhaeghe",
"org_rep_person_name": null,
"person_role_at_subject": "notaris"
},
"co_filed_documents": [
"uitgifte van voormeld proces-verbaal",
"co\u00F6rdinatie van de statuten"
],
"corrected_publication_numac": null
}| Legal nameNL | Studek |