STSK9
ActiveSummary
STSK9 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.73M and a net result of €1.26M. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 87% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 4.59 against 5.36 in 2024; short-term debt: 20.7% and cash: 4.3% of total assets), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
56.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
29 d late
2023
14 d early
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.73M▼ 48.5%
2024 · €3.35M
2022: €1.14M
2023: €2.10M
2024: €3.35M
2022 → 2025
Total assets
€2.22M▼ 46.5%
2024 · €4.15M
2022: €1.59M
2023: €2.58M
2024: €4.15M
2022 → 2025
Net result
€1.26M▲ 0.2%
2024 · €1.25M
2022: €1.13M
2023: €954k
2024: €1.25M
2022 → 2025
Working capital
€1.65M▼ 49.3%
2024 · €3.25M
2022: €1.11M
2023: €2.00M
2024: €3.25M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1.14M-€2.10M▲ 83.5%€3.35M▲ 59.8%€1.73M▼ 48.5%
Operating result€1.51M-€1.27M▼ 15.8%€1.54M▲ 21.3%€1.68M▲ 8.7%
Net result€1.13M-€954k▼ 16.0%€1.25M▲ 31.4%€1.26M▲ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.22M
Fixed assets
€113k ▼ 26.2%
Current assets
€2.11M ▼ 47.3%
Equity and liabilities €2.22M
Equity
€1.73M ▼ 48.5%
Debt
€493k ▼ 38.5%
Debt's share of the balance-sheet total rises from 19.3% to 22.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1.73M▲
2024 · €1.60M
Cash flow
€1.31M▲
2024 · €1.31M
Current ratio
4.59▼
2024 · 5.36
Debt to equity
0.29▲
2024 · 0.24
ROE
72.8%▲
2024 · 37.4%
ROA
56.6%▲
2024 · 30.2%
Interest coverage
14.00▼
2024 · 50.48
Debt ≤ 1 year
€459k▼
2024 · €747k
Debt > 1 year
€34k▼
2024 · €56k
Income taxes
€429k▲
2024 · €416k
Staff costs
€21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.15M€2.22M▼
Fixed assets21/28€153k€113k▼
Tangible fixed assets22/27€153k€113k▼
Plant, machinery and equipment23€19k€12k▼
Furniture and vehicles24€115k€81k▼
Other tangible fixed assets26€20k€20k▼
Financial fixed assets28€5€5=
Current assets29/58€4.00M€2.11M▼
Amounts receivable within one year40/41€223k€571k▲
Trade receivables40€211k€562k▲
Other amounts receivable41€11k€9k▼
Current investments50/53€2.83M€1.41M▼
Cash at bank and in hand54/58€911k€95k▼
Deferred charges and accrued income490/1€40k€31k▼
Equity and liabilities
Total equity and liabilities10/49€4.15M€2.22M▼
Equity10/15€3.35M€1.73M▼
Contributions10/11€8k€8k=
Reserves13€3.34M€1.72M▼
Distributable reserves133€3.34M€1.72M▼
Profit (loss) carried forward14-€0
Amounts payable17/49€802k€493k▼
Amounts payable after more than one year17€56k€34k▼
Financial debts170/4€56k€34k▼
Amounts payable within one year42/48€747k€459k▼
Current portion of amounts payable after more than one year42€30k€22k▼
Financial debts43€27€550▲
Credit institutions430/8€27€550▲
Trade debts44€13k€25k▲
Suppliers440/4€13k€25k▲
Advances received on contracts in progress46€0€4k▲
Taxes, remuneration and social security45€704k€407k▼
Taxes450/3€704k€404k▼
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62-€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€50k▼
Other operating charges640/8€15k€10k▼
Gross operating margin9900€1.61M€1.76M▲
Operating profit (loss)9901€1.54M€1.68M▲
Financial income75/76B€157k€131k▼
Recurring financial income75€157k€89k▼
Non-recurring financial income76B-€42k
Financial charges65/66B€32k€123k▲
Recurring financial charges65€32k€123k▲
Profit (loss) for the period before taxes9903€1.67M€1.69M▲
Income taxes67/77€416k€429k▲
Profit (loss) for the period9904€1.25M€1.26M▲
Profit (loss) for the period to be appropriated9905€1.25M€1.26M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.25M€1.26M▲
Transfer from equity791/2-€2.88M
Transfer to equity691/2€1.25M€1.26M▲
To other reserves6921€1.25M€1.26M▲
Profit to be distributed694/7-€2.88M
Return on contributions (dividend)694-€2.88M
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €1.26M ▲0.2%
Operating result €1.68M, net result €1.26M, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €954k ▼16%
Net result drops to €954k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €2.10M ▲83.5%
2 profitable years in a row build equity to €2.10M.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groendreef 219250 WaasmunsterGround area
3,475 m²
Building footprint
187 m²
Volume, LiDAR
929 m³
Parcel 42023B0525/00C000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STSK9
since 20212.322.432.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0525/00C000 | Flanders | 3,475 m² | 1 · 187 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Scale Dogs
BE 0442.303.964
Sint-Pieters-Woluwe · Eq €1.54M
AUGUSTSSON ZANOTELLI FARM
BE 0542.866.339
Hechtel-Eksel · Eq €2.39M
Tuin & Dier Lataire
BE 0553.948.192
Beernem · Eq €837k
Belgisch Centrum voor Geleidehonden
BE 0443.005.532
Tongeren-Borgloon · Eq €4.22M
Veho Trading
BE 0823.360.249
Lokeren · Eq €669k
Of 1,024 companies in sector 96994 we hold annual accounts for 56. 14 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
96994Pet training
47762Retail sale of pets, pet food and pet supplies
70200Business and other management consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.