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STS

Active
Private limited companyfounded 2014active for 12 yearsTesteltsesteenweg 86, 3201 Aarschot, BelgiumKBO/BCE: BE 0552.809.928
Summary

STS has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €146,672 and a net result of €19,458. Equity has been growing by about 33% per year since 2019. Its solvency ranks better than 60% of 621 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-05-2014 Normal situation
Activity
Retail sale of bicycles NACE 47632and 5 others
Establishment unit
2.316.436.511 3201 Aarschot, since 01-01-2021
Financial year end
31 March
Peppol
Reachable since 01-05-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Gross margin
€56,647
▼ 6.5%
Turnover
≈ €340,000
estimated
Profit
€19,458
▼ 24.4%
Equity
€146,672
▲ 13.8%
Total assets
€290,143
▲ 9.3%
Filed on 27-10-2026, 4 days before the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.53, cash €60,236Founded in 2014Equity €146,672 (50.6% of total assets)Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Strong
Solvency 76+2
equity 50.6% of total assets
Liquidity 52-23
short-term debt 48.6% · cash 20.8%
Profitability 77-4
return on assets 6.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025highest value 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.53 (1.62 in 2025), above the usual 1.5. Short-term debt is 48.6% and cash 20.8% of total assets. 49.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 65% of them on solvency, 56% on liquidity, 66% on profitability and 66% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.53, cash €60,236
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €146,672 (50.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-10-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
4 days early
2025
2 days early
2024
2 days early
2023
on the day
2022
2 days early
2021
6 days early
2020
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Company renamed from ST-Bikes to STSResignations: PEETERS Eva (director) and SCHOUPPE Tim (director) · Reappointments: PEETERS Eva (director) and SCHOUPPE Tim (director)
All 15 events

Comparable companies

These companies have the same main activity as STS: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €216,000 and €362,000, founded between 2011 and 2015.

CompanyTotal assetsGross margin
STS Aarschot€290,143€56,647
BikeServicepunt Houthalen-Helchteren€296,449€52,764
BIKESHOP CHRISCHOU Maaseik€281,647€69,089
De Medici Huldenberg€216,268€57,399
FIETSEN MB Mortsel€235,487€64,057
ALIVER Veurne€361,541€64,988
DEBS  ET  JU Chimay€296,604€36,084
Full comparison

Key facts about STS

What is the company number of STS?
The company number of STS is 0552.809.928. The VAT number is the same number with BE in front: BE 0552.809.928.
Where is STS based?
The registered office is at Testeltsesteenweg 86, 3201 Aarschot.Company details
What does STS do?
According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of STS?
The legal form of STS is Private limited company (BV).
When was STS founded?
STS was founded on 09-05-2014.
Is STS still active?
Yes, STS is an active enterprise in the KBO register.
What is the turnover of STS?
The turnover in financial year 2026 is ≈ €340,000. This figure is estimated from the gross margin of €56,647 and 32 comparable companies (NACE 476). It probably lies between €160,000 and €570,000.Financials
Is STS profitable?
In financial year 2026, STS made a profit of €19,458.
Where can I find the annual accounts of STS?
STS filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of STS due?
STS must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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