STS
ActiveSTS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €26k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency74▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.33 in 2024; short-term debt: 47.5% and cash: 39% of total assets), but 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
on the day
2022
2 d early
2021
6 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▲ 22.9%
2024 · €105k
2019: €22k
2020: €31k
2021: €36k
2022: €35k
2023: €64k
2024: €105k
2019 → 2025
Total assets
€266k▲ 1.7%
2024 · €261k
2019: €138k
2020: €127k
2021: €157k
2022: €134k
2023: €217k
2024: €261k
2019 → 2025
Net result
€26k▼ 40.0%
2024 · €43k
2019: €12k
2020: €11k
2021: €7k
2022: €-698
2023: €30k
2024: €43k
2019 → 2025
Working capital
€78k▲ 72.1%
2024 · €45k
2019: €-1k
2020: €9k
2021: €29k
2022: €8k
2023: €7k
2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€35k▼ 1.9%€64k▲ 80.2%€105k▲ 64.8%€129k▲ 22.9%
Operating result€13k-€2k▼ 85.0%€43k▲ 2,016%€65k▲ 51.6%€39k▼ 40.3%
Net result€7k-€-698€30k€43k▲ 43.5%€26k▼ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€62k▼ 21.3%
Current assets
€204k▲ 11.6%
Equity and liabilities €266k
Equity
€129k▲ 22.9%
Debt
€137k▼ 12.5%
The debt ratio falls from 59.8% to 51.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▼
2024 · €85k
Cash flow
€46k▼
2024 · €63k
Solvency
48.5%▲
2024 · 40.2%
Current ratio
1.62▲
2024 · 1.33
Quick ratio
1.44▲
2024 · 1.25
Debt / equity
1.06▼
2024 · 1.49
ROE
20.0%▼
2024 · 40.9%
ROA
9.7%▼
2024 · 16.4%
Interest coverage
71.19▼
2024 · 77.66
Debt
€137k▼
2024 · €156k
Debt ≤ 1 year
€126k▼
2024 · €138k
Debt > 1 year
€10k▼
2024 · €19k
Income taxes
€12k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€261k€266k▲
Fixed assets21/28€78k€62k▼
Intangible fixed assets21€717€320▼
Tangible fixed assets22/27€78k€61k▼
Land and buildings22€16k€17k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€33k€24k▼
Leasing and similar rights25€27k€19k▼
Current assets29/58€183k€204k▲
Stocks and contracts in progress3€11k€22k▲
Stocks30/36€11k€22k▲
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€2k€2k▲
Current investments50/53-€60k
Cash at bank and in hand54/58€153k€103k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€261k€266k▲
Equity10/15€105k€129k▲
Contributions10/11€6k€6k=
Reserves13€99k€123k▲
Tax-exempt reserves132€446€446=
Distributable reserves133€98k€122k▲
Amounts payable17/49€156k€137k▼
Amounts payable after more than one year17€19k€10k▼
Financial debts170/4€19k€10k▼
Amounts payable within one year42/48€138k€126k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43-€337
Credit institutions430/8-€337
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€22k€2k▼
Taxes450/3€22k€2k▼
Other amounts payable47/48€103k€113k▲
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€964€2k▲
Gross operating margin9900€86k€61k▼
Operating profit (loss)9901€65k€39k▼
Financial income75/76B€153€108▼
Recurring financial income75€153€108▼
Financial charges65/66B€1k€826▼
Recurring financial charges65€1k€826▼
Profit (loss) for the period before taxes9903€64k€38k▼
Income taxes67/77€21k€12k▼
Profit (loss) for the period9904€43k€26k▼
Profit (loss) for the period to be appropriated9905€43k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€26k▼
Transfer to equity691/2€41k€24k▼
To other reserves6921€41k€24k▼
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €43k ▲43.5%
Operating result €65k, net result €43k, both a record.
31-03
Financial
Equity above €100kEq €105k ▲64.8%
2 profitable years in a row build equity to €105k.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-698 ▼110%
Net result drops to €-698, the lowest in the series; recovery starts the following year.
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Testeltsesteenweg 863201 AarschotGround area
1,146 m²
Building footprint
181 m²
Volume, LiDAR
883 m³
Parcel 24652D0257/00H000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Testeltsesteenweg 86, 3201 Aarschot
since 20212.316.436.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652D0257/00H000 | Flanders | 1,146 m² | 1 · 181 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIETSEN FRANSSENS
BE 0544.530.185
Schelle · Eq €129k
MANTRA
BE 0889.888.490
Gent · Eq €129k
TOP BIKE
BE 0444.212.983
Mouscron · Eq €128k
ALIVER
BE 0841.207.061
Veurne · Eq €128k
VANDEWALLE CYCLE
BE 0466.494.378
Lendelede · Eq €128k
Of 1,467 companies in sector 47632 we hold annual accounts for 732. 639 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2014
Fiscal year end31-03
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
25210Manufacture of fabricated metal products, except machinery and equipment
25300Manufacture of fabricated metal products, except machinery and equipment
33120Repair and maintenance of machinery
43211General electrical installation work
43990Other specialised construction activities
43999Specialised construction activities
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.