STRYPSTEEN PETER
ActiveSummary
STRYPSTEEN PETER has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €649k and a net result of €-74k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-91
Solvency96▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 5.47 against 3.78 in 2024; short-term debt: 13.7% and cash: 48.6% of total assets), and 28.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.3%
Return on assets
-8.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
41 d late
2023
47 d late
2022
28 d late
2021
31 d late
2020
19 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€649k▼ 15.0%
2024 · €763k
2018: €329k
2019: €365k
2020: €382k
2021: €421k
2022: €455k
2023: €481k
2024: €763k
2018 → 2025
Total assets
€910k▼ 17.7%
2024 · €1.11M
2018: €534k
2019: €546k
2020: €736k
2021: €749k
2022: €752k
2023: €747k
2024: €1.11M
2018 → 2025
Net result
€-74k
2024 · €360k
2018: €42k
2019: €36k
2020: €17k
2021: €34k
2022: €34k
2023: €26k
2024: €360k
2018 → 2025
Working capital
€558k▲ 10.7%
2024 · €504k
2018: €-99k
2019: €-9k
2020: €-34k
2021: €-41k
2022: €-52k
2023: €-53k
2024: €504k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€421k-€455k▲ 8.0%€481k▲ 5.8%€763k▲ 58.6%€649k▼ 15.0%
Operating result€54k-€52k▼ 3.8%€44k▼ 15.2%€64k▲ 46.5%€-25k
Net result€34k-€34k▲ 0.1%€26k▼ 21.7%€360k▲ 1,262%€-74k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €64k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €910k
Fixed assets
€227k ▼ 46.0%
Current assets
€683k ▼ 0.4%
Equity and liabilities €910k
Equity
€649k ▼ 15.0%
Debt
€261k ▼ 23.9%
Debt's share of the balance-sheet total falls from 31.0% to 28.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2024 · €76k
Cash flow
€-60k▼
2024 · €372k
Current ratio
5.47▲
2024 · 3.78
Debt to equity
0.40▼
2024 · 0.45
ROE
-11.4%▼
2024 · 47.2%
ROA
-8.2%▼
2024 · 32.6%
Interest coverage
-1.78▼
2024 · 11.38
Debt ≤ 1 year
€125k▼
2024 · €182k
Debt > 1 year
€135k▼
2024 · €161k
Income taxes
€278▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€910k▼
Fixed assets21/28€421k€227k▼
Tangible fixed assets22/27€218k€227k▲
Land and buildings22€211k€201k▼
Furniture and vehicles24€7k€26k▲
Financial fixed assets28€203k€0▼
Current assets29/58€685k€683k▼
Amounts receivable within one year40/41€20k€90k▲
Trade receivables40€19k€1k▼
Other amounts receivable41€2k€89k▲
Current investments50/53-€150k
Cash at bank and in hand54/58€664k€442k▼
Deferred charges and accrued income490/1€605€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.11M€910k▼
Equity10/15€763k€649k▼
Contributions10/11€19k€19k=
Revaluation surpluses12€5k€5k=
Reserves13€739k€625k▼
Distributable reserves133€739k€625k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€343k€261k▼
Amounts payable after more than one year17€161k€135k▼
Financial debts170/4€161k€135k▼
Amounts payable within one year42/48€182k€125k▼
Current portion of amounts payable after more than one year42€27k€25k▼
Financial debts43€4k€0▼
Credit institutions430/8€4k€0▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€47k€40k▼
Taxes450/3€47k€40k▼
Other amounts payable47/48€101k€56k▼
Accrued charges and deferred income492/3€1k€919▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€83k€-9k▼
Operating profit (loss)9901€64k€-25k▼
Financial income75/76B€650k€300k▼
Recurring financial income75€650k€5k▼
Non-recurring financial income76B-€295k
Financial charges65/66B€302k€349k▲
Recurring financial charges65€7k€6k▼
Non-recurring financial charges66B€295k€343k▲
Profit (loss) for the period before taxes9903€412k€-74k▼
Income taxes67/77€52k€278▼
Profit (loss) for the period9904€360k€-74k▼
Profit (loss) for the period to be appropriated9905€360k€-74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€364k€-74k▼
Profit (loss) brought forward from the previous period14P€4k€0▼
Transfer from equity791/2€78k€114k▲
Transfer to equity691/2€364k€0▼
To other reserves6921€364k€0▼
Profit to be distributed694/7€78k€40k▼
Return on contributions (dividend)694€78k€40k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Weakest financial yearnet €-74k ▼121%
Net result drops to €-74k, the lowest in the series.
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 41 days late
2024
31-12
Financial
Highest result since 2018net €360k ▲1262%
Operating result €64k, net result €360k, both a record.
31-12
Financial
Liquidity times 12current ratio 3.78
Current ratio from 0.32 to 3.78.
31-12
Financial
Equity above €500kEq €763k ▲58.6%
7 profitable years in a row build equity to €763k.
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 47 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hekelstraat 98211 ZedelgemGround area
596 m²
Building footprint
158 m²
Volume, LiDAR
706 m³
Parcel 31001B1701/00T000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STRYPSTEEN PETER
since 20142.234.820.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31001B1701/00T000 | Flanders | 596 m² | 1 · 158 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
89450064SAK5MX5Y7Q78
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.