R.V.
ActiveR.V. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-17k. Equity is shrinking by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-41
Solvency78▼-9
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 2.52 in 2024; short-term debt: 42.5% and cash: 9.5% of total assets), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
-25.4%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
12 d late
2023
1 d early
2022
7 d early
2021
8 d late
2020
2 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€36k▼ 32.3%
2024 · €53k
2019: €79k
2020: €78k
2021: €85k
2022: €87k
2023: €53k
2024: €53k
2019 → 2025
Total assets
€68k▼ 21.2%
2024 · €86k
2019: €114k
2020: €114k
2021: €112k
2022: €144k
2023: €84k
2024: €86k
2019 → 2025
Net result
€-17k
2024 · €701
2019: €-1k
2020: €-4k
2021: €11k
2022: €2k
2023: €-34k
2024: €701
2019 → 2025
Working capital
€29k▼ 28.8%
2024 · €40k
2019: €74k
2020: €74k
2021: €85k
2022: €82k
2023: €49k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€87k▲ 1.9%€53k▼ 39.1%€53k▲ 1.3%€36k▼ 32.3%
Operating result€14k-€4k▼ 74.0%€-32k€4k€-16k
Net result€11k-€2k▼ 85.1%€-34k€701€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€10k▼ 46.2%
Current assets
€58k▼ 14.1%
Equity and liabilities €68k
Equity
€36k▼ 32.3%
Debt
€32k▼ 3.2%
The debt ratio rises from 38.1% to 46.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-12k▼
2024 · €8k
Cash flow
€-13k▼
2024 · €4k
Solvency
53.2%▼
2024 · 61.9%
Current ratio
2.00▼
2024 · 2.52
Quick ratio
2.00▼
2024 · 2.52
Debt / equity
0.88▲
2024 · 0.62
ROE
-47.8%▼
2024 · 1.3%
ROA
-25.4%▼
2024 · 0.8%
Interest coverage
-15.92▼
2024 · 2.49
Debt
€32k▼
2024 · €33k
Debt ≤ 1 year
€29k▲
2024 · €27k
Debt > 1 year
€3k▼
2024 · €6k
Income taxes
€375▲
2024 · €342
Staff costs
€43k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€68k▼
Fixed assets21/28€19k€10k▼
Tangible fixed assets22/27€14k€5k▼
Furniture and vehicles24€6k€667▼
Leasing and similar rights25€8k€4k▼
Financial fixed assets28€6k€6k=
Current assets29/58€67k€58k▼
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Amounts receivable within one year40/41€10k€15k▲
Trade receivables40€8k€13k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€21k€6k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€86k€68k▼
Equity10/15€53k€36k▼
Contributions10/11€25k€25k=
Reserves13€29k€11k▼
Distributable reserves133€29k€11k▼
Profit (loss) carried forward14€25€57▲
Amounts payable17/49€33k€32k▼
Amounts payable after more than one year17€6k€3k▼
Financial debts170/4€6k€3k▼
Amounts payable within one year42/48€27k€29k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€532€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€62k€43k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€74k€36k▼
Operating profit (loss)9901€4k€-16k▼
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€3k€766▼
Recurring financial charges65€3k€766▼
Profit (loss) for the period before taxes9903€1k€-17k▼
Income taxes67/77€342€375▲
Profit (loss) for the period9904€701€-17k▼
Profit (loss) for the period to be appropriated9905€701€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€745€-17k▼
Profit (loss) brought forward from the previous period14P€43€25▼
Transfer from equity791/2€0€17k▲
Transfer to equity691/2€720€0▼
To other reserves6921€720€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
30-06
Financial
Back to profitnet €701
Net result €701 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-34k ▼2205%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-06
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ravenshoek 203020 HerentGround area
1.2 ha
Building footprint
748 m²
Volume, LiDAR
8,081 m³
Parcel 24423H0364/00R000, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
R.V.
since 19972.082.224.467
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423H0364/00R000 | Flanders | 1.2 ha | 1 · 748 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
Quality Work
BE 0700.727.010
Machelen (Brab.) · Eq €36k
PODUM
BE 0735.978.590
Drogenbos · Eq €36k
Jes Projects
BE 0772.549.273
Oostende · Eq €36k
KUJA
BE 0831.539.626
Hulshout · Eq €36k
BARY TECH
BE 0730.707.334
Leopoldsburg · Eq €36k
Of 3,962 companies in sector 43331 we hold annual accounts for 1,791. 1,511 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-1997
Fiscal year end30-06
Activities, NACEBEL
43331Floor and wall tiling
70200Business and other management consultancy
70220Business consulting
69202Legal and accounting activities
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.