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STRUYF OPTIEK

Active
Private limited companyfounded 1986active for 40 yearsLiersebaan 16a, 2240 Zandhoven, BelgiumKBO/BCE: BE 0428.935.285
Summary

STRUYF OPTIEK has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,983 and a net result of €10,662. Equity has been stable since 2018 (±0.9% per year). Its solvency ranks better than 82% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-04-1986 Normal situation
Activity
Retail sale of prescription glasses, lenses and sunglasses NACE 47742
Establishment unit
2.036.758.092 2240 Zandhoven, since 20-06-1986
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€22,041
▼ 14.7%
Turnover
≈ €240,000
estimated
Profit
€10,662
▼ 3.5%
Equity
€99,983
▲ 10.9%
Total assets
€139,380
▼ 0.3%
Filed on 12-06-2026, 49 days before the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 3.23, cash €62,509Equity €99,983 (71.7% of total assets)Founded in 1986Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 97+8
equity 71.7% of total assets
Liquidity 90+5
short-term debt 26.6% · cash 44.8%
Profitability 78-1
return on assets 7.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.23 (2.5 in 2024), above the usual 1.5. Short-term debt is 26.6% and cash 44.8% of total assets. 28.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 82% of them on solvency, 91% on liquidity, 68% on profitability and 62% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.23, cash €62,509
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €99,983 (71.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
31 days early
2023
37 days early
2022
55 days early
2021
12 days early
2020
33 days early
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 81% of companies in retail tradesector median 33.2% · 22,773 companies 71.7% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsChange of role: STRUYF Ann Mathilde Alfons, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as STRUYF OPTIEK: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €120,000 and €146,000, founded between 1978 and 1992.

CompanyTotal assetsGross margin
STRUYF OPTIEK Zandhoven€139,380€22,041
B.V. VERSCHOOTEN Mechelen€145,780€25,059
INTERACTION COMPANY Braine-l'Alleud€128,976€20,869
OPTIQUE DE FRE Ukkel€130,917€18,728
IMAGE TRANSFER INDUSTRIES Ukkel€141,597€26,998
GOOD LOOKING Seneffe€140,752€16,626
FRAMES OPTIEK Roeselare€119,906€16,716
Full comparison

Key facts about STRUYF OPTIEK

What is the company number of STRUYF OPTIEK?
The company number of STRUYF OPTIEK is 0428.935.285. The VAT number is the same number with BE in front: BE 0428.935.285.
Where is STRUYF OPTIEK based?
The registered office is at Liersebaan 16a, 2240 Zandhoven.Company details
What does STRUYF OPTIEK do?
According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
What is the legal form of STRUYF OPTIEK?
The legal form of STRUYF OPTIEK is Private limited company (BV).
When was STRUYF OPTIEK founded?
STRUYF OPTIEK was founded on 30-04-1986.
Is STRUYF OPTIEK still active?
Yes, STRUYF OPTIEK is an active enterprise in the KBO register.
What is the turnover of STRUYF OPTIEK?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €22,041 and 118 comparable companies (NACE 477). It probably lies between €84,000 and €490,000. It is a rough estimate.Financials
Is STRUYF OPTIEK profitable?
In financial year 2025, STRUYF OPTIEK made a profit of €10,662.
Where can I find the annual accounts of STRUYF OPTIEK?
STRUYF OPTIEK filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STRUYF OPTIEK due?
STRUYF OPTIEK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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