STRUYF OPTIEK
ActiveSTRUYF OPTIEK has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90k and a net result of €11k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 76% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+13
Solvency89▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 2.42 in 2023; short-term debt: 34% and cash: 44.2% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
37 d early
2022
55 d early
2021
12 d early
2020
33 d early
2019
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€90k▼ 7.8%
2023 · €98k
2018: €104k
2019: €93k
2020: €121k
2021: €131k
2022: €95k
2023: €98k
2018 → 2024
Total assets
€140k▼ 6.6%
2023 · €150k
2018: €199k
2019: €170k
2020: €196k
2021: €184k
2022: €172k
2023: €150k
2018 → 2024
Net result
€11k▲ 186%
2023 · €4k
2018: €5k
2019: €-11k
2020: €27k
2021: €11k
2022: €-734
2023: €4k
2018 → 2024
Working capital
€71k▼ 1.8%
2023 · €73k
2018: €90k
2019: €85k
2020: €114k
2021: €127k
2022: €63k
2023: €73k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€121k-€131k▲ 8.9%€95k▼ 27.8%€98k▲ 3.2%€90k▼ 7.8%
Operating result€39k-€19k▼ 50.4%€2k▼ 89.6%€8k▲ 324%€18k▲ 118%
Net result€27k-€11k▼ 60.7%€-734€4k€11k▲ 186%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 118% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €140k
Fixed assets
€21k▼ 19.8%
Current assets
€119k▼ 3.8%
Equity and liabilities €140k
Equity
€90k▼ 7.8%
Debt
€50k▼ 4.3%
The debt ratio rises from 34.6% to 35.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€23k▲
2023 · €15k
Cash flow
€16k▲
2023 · €11k
Solvency
64.5%▼
2023 · 65.4%
Current ratio
2.50▲
2023 · 2.42
Quick ratio
1.40▲
2023 · 1.33
Debt / equity
0.55▲
2023 · 0.53
ROE
12.3%▲
2023 · 3.9%
ROA
7.9%▲
2023 · 2.6%
Interest coverage
8.66▲
2023 · 5.33
Debt
€50k▼
2023 · €52k
Debt ≤ 1 year
€48k▼
2023 · €51k
Income taxes
€5k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€150k€140k▼
Fixed assets21/28€26k€21k▼
Tangible fixed assets22/27€25k€20k▼
Land and buildings22€1k€895▼
Plant, machinery and equipment23€22k€19k▼
Furniture and vehicles24€2k€0▼
Financial fixed assets28€951€951=
Current assets29/58€123k€119k▼
Stocks and contracts in progress3€56k€52k▼
Stocks30/36€56k€52k▼
Amounts receivable within one year40/41€346€3k▲
Other amounts receivable41€346€3k▲
Cash at bank and in hand54/58€66k€62k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€150k€140k▼
Equity10/15€98k€90k▼
Contributions10/11€19k€19k=
Reserves13€70k€72k▲
Distributable reserves133€70k€72k▲
Profit (loss) carried forward14€10k-
Amounts payable17/49€52k€50k▼
Amounts payable within one year42/48€51k€48k▼
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€34k€39k▲
Accrued charges and deferred income492/3€964€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€17k€26k▲
Operating profit (loss)9901€8k€18k▲
Financial income75/76B€23€372▲
Recurring financial income75€23€372▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€6k€16k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€4k€11k▲
Profit (loss) for the period to be appropriated9905€4k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€21k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer from equity791/2-€19k
Transfer to equity691/2€3k€21k▲
To other reserves6921€3k€21k▲
Profit to be distributed694/7€833€19k▲
Return on contributions (dividend)694€833€19k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Equity above €100kEq €121k ▲29.4%
Equity rises from €93k to €121k.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Weakest financial yearnet €-11k ▼324%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersebaan 16a2240 ZandhovenGround area
237 m²
Building footprint
212 m²
Volume, LiDAR
1,397 m³
Parcel 11054C0217/00S000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STRUYF-OPTIEK
since 19862.036.758.092
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054C0217/00S000 | Flanders | 237 m² | 1 · 212 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PUPIL EYE CARE
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Van der Linden
BE 0880.397.932
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LOOK@U
BE 0806.970.417
Ternat · Eq €91k
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-1986
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.