HOTELCONCEPT
ActiveHOTELCONCEPT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €-3k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-62
Solvency71▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.57 in 2024), and 59.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.8%
Return on assets
-0.7%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
2 d early
2022
11 d early
2021
5 d early
2020
6 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▼ 1.7%
2024 · €182k
2019: €85k
2020: €76k
2021: €96k
2022: €106k
2023: €160k
2024: €182k
2019 → 2025
Total assets
€439k▼ 2.9%
2024 · €452k
2019: €494k
2020: €461k
2021: €449k
2022: €425k
2023: €467k
2024: €452k
2019 → 2025
Net result
€-3k
2024 · €23k
2019: €40k
2020: €-9k
2021: €20k
2022: €10k
2023: €54k
2024: €23k
2019 → 2025
Working capital
€26k▼ 13.0%
2024 · €30k
2019: €-39k
2020: €-44k
2021: €-10k
2022: €4k
2023: €6k
2024: €30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€106k▲ 10.3%€160k▲ 50.7%€182k▲ 14.1%€179k▼ 1.7%
Operating result€31k-€21k▼ 33.7%€78k▲ 278%€41k▼ 47.6%€6k▼ 86.1%
Net result€20k-€10k▼ 49.9%€54k▲ 442%€23k▼ 58.1%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 86% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439k
Fixed assets
€344k▼ 6.8%
Current assets
€94k▲ 14.8%
Equity and liabilities €439k
Equity
€179k▼ 1.7%
Debt
€260k▼ 3.7%
The debt ratio falls from 59.6% to 59.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€51k▼
2024 · €82k
Cash flow
€42k▼
2024 · €64k
Solvency
40.8%▲
2024 · 40.4%
Current ratio
1.38▼
2024 · 1.57
Quick ratio
1.38▼
2024 · 1.57
Debt / equity
1.45▼
2024 · 1.48
ROE
-1.8%▼
2024 · 12.4%
ROA
-0.7%▼
2024 · 5.0%
Interest coverage
6.07▼
2024 · 9.54
Debt
€260k▼
2024 · €270k
Debt ≤ 1 year
€69k▲
2024 · €53k
Debt > 1 year
€191k▼
2024 · €217k
Income taxes
€925▼
2024 · €10k
Staff costs
€17k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€452k€439k▼
Fixed assets21/28€370k€344k▼
Tangible fixed assets22/27€339k€313k▼
Land and buildings22€216k€203k▼
Plant, machinery and equipment23€119k€99k▼
Furniture and vehicles24€3k€12k▲
Financial fixed assets28€31k€31k=
Current assets29/58€82k€94k▲
Amounts receivable within one year40/41€16k€33k▲
Trade receivables40€9k€24k▲
Other amounts receivable41€8k€9k▲
Cash at bank and in hand54/58€63k€59k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€452k€439k▼
Equity10/15€182k€179k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€162k€159k▼
Amounts payable17/49€270k€260k▼
Amounts payable after more than one year17€217k€191k▼
Financial debts170/4€217k€191k▼
Amounts payable within one year42/48€53k€69k▲
Current portion of amounts payable after more than one year42€25k€26k▲
Trade debts44-€23k
Suppliers440/4-€23k
Advances received on contracts in progress46€13k€13k▼
Taxes, remuneration and social security45€15k€7k▼
Taxes450/3€13k€5k▼
Remuneration and social security454/9€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€14k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€45k▲
Other operating charges640/8€7k€5k▼
Gross operating margin9900€104k€73k▼
Operating profit (loss)9901€41k€6k▼
Financial income75/76B-€417
Recurring financial income75-€417
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€32k€-2k▼
Income taxes67/77€10k€925▼
Profit (loss) for the period9904€23k€-3k▼
Profit (loss) for the period to be appropriated9905€23k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€159k▼
Profit (loss) brought forward from the previous period14P€139k€162k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €54k ▲442%
Operating result €78k, net result €54k, both a record.
30-06
Financial
Equity above €150kEq €160k ▲50.7%
3 profitable years in a row build equity to €160k.
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €106k ▲10.3%
2 profitable years in a row build equity to €106k.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-9k ▼122%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gratèsstraat 201170 Watermaal-BosvoordeGround area
190 m²
Building footprint
74 m²
Volume, LiDAR
619 m³
Parcel 21017D0058/00A004, Brussels · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
HOTELCONCEPT
since 20052.147.234.560
LA GRANDE DE HALLEUX
since 20092.234.773.595
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0058/00A004 | Brussels | 190 m² | 1 · 73 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DM Consult
BE 1003.998.203
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GREEN
BE 0418.242.224
De Haan · Eq €180k
Orianne
BE 0832.830.122
Genk · Eq €178k
FGH Immo
BE 0790.645.020
Herve · Eq €178k
CASA SEQUOIA
BE 0881.740.886
Vleteren · Eq €178k
Of 2,997 companies in sector 55203 we hold annual accounts for 687. 505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2005
Fiscal year end30-06
Activities, NACEBEL
55203Holiday cottages, homes and apartments
70200Business and other management consultancy
70220Business consulting
74142
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
70111
74151
74855
74872
82990Other business support services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.