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Struktura Build

Active
Private limited companyfounded 2016active for 10 yearsAvenue des Pâquerettes 55/52, 1410 Waterloo, Belgium77 active companies are registered at this addressKBO/BCE: BE 0656.553.408
Summary

The computed 12-month bankruptcy probability of Struktura Build is 2.9% (moderate). The annual accounts of Struktura Build for financial year 2025 show a net loss of 94% of the equity at the start of that year. The 2025 annual accounts show equity of €3,110 and a net result of -€46,890. Equity is shrinking by about 15% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. Its solvency ranks better than 12% of 9,368 sector peers (NACE 41, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
Struktura BuildActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€1.6mtotal assets 2025
Equity
€3,110
Loss
-€46,890
Turnover not published (micro format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Structure
2025 accounts 31 days early2 of 4 deeds summarised
Why 50raises riskLiquidity: current ratio 10.93Sector: Construction of residential and non-residential buildings (NACE 41)Equity €3,110 (0.2% of total assets)1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 33% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 25-7
equity 0.2% of total assets
Liquidity 100+100
short-term debt 9.1%
Profitability 15+5
return on assets -2.9%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,448 companies, NACE 41, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%▲ +0.2 percentage points vs 04-2025 06-2025: 2.4%▲ +1.8 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.4%● unchanged vs 07-2025 09-2025: 2.4%● unchanged vs 08-2025 10-2025: 3.6%▲ +1.2 percentage points vs 09-2025 11-2025: 3.3%▼ -0.3 percentage points vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.5%▲ +0.2 percentage points vs 12-2025 02-2026: 3.8%▲ +0.3 percentage points vs 01-2026 03-2026: 3.6%▼ -0.2 percentage points vs 02-2026 04-2026: 3.9%▲ +0.3 percentage points vs 03-2026highest value 05-2026: 2.9%▼ -1.0 percentage point vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 2.9%● unchanged vs 07-2026 09-2026: 2.9%● unchanged vs 08-2026 10-2026: 2.9%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.93, compared with 1.07 in 2024, above the usual 1.5; short-term debt: 9.1% of total assets), but 99.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 11% on solvency, 99% on liquidity, 15% on profitability and 5% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Liquidity: current ratio 10.93
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Equity €3,110 (0.2% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€46,890
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9368 sector peers (2025).
NBB · sector comparison
Position among 9368 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
31 days early
2024
2 days early
2023
3 days early
2022
2 days early
2021
5 days early
2020
4 days early
2019
12 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end31-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than 10 timescurrent ratio 10.93
  3. Resignation: Laurie HEINEN (director)Registered-office move

Key points

  • Caution: Among the weakest 5% on net resultsector median €8,525 · 9,358 companies -€46,890 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€46,890 View

By topic

Financials

Financial year
2025
Total assets
€1.6m
Loss
-€46,890
Solvency
0.2%
Total assets▲ 137%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2018
Next accounts
by 30-04-2027
  1. 28-04-2025Annual accounts filed
  2. 30-09-2024Weakest financial year
  3. 27-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
10-06-2016
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Who signs
Each director alone
Annual meeting
Last Friday of March at 15:00
Purpose
“Toutes entreprises,initiatives ou opérations visant à acquérir ou aliéner tous immeubles…” (deed in French)
Go to Articles of association

Key facts about Struktura Build

What is the company number of Struktura Build?
0656.553.408. In Belgium the VAT number is the company number with BE in front: BE 0656.553.408.
Where is Struktura Build based?
The registered office is at Avenue des Pâquerettes 55/52, 1410 Waterloo.Company details
What does Struktura Build do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Struktura Build?
Private limited company (BV).
When was Struktura Build founded?
On 10-06-2016.
Is Struktura Build still active?
Yes, Struktura Build is an active enterprise in the KBO register.
What is the turnover of Struktura Build?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Struktura Build profitable?
In financial year 2025, Struktura Build made a loss of €46,890.
Where can I find the annual accounts of Struktura Build?
Struktura Build filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Struktura Build due?
By 30-04-2027, for financial year 2026.Timeline

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