Struktura Build

Active

Private limited companyfounded 2016active for 10 yearsAvenue des Pâquerettes 55/52, 1410 Waterloo, Belgium77 active companies are registered at this addressKBO/BCE: BE 0656.553.408

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Struktura Build is 3.0% (moderate). The annual accounts of Struktura Build for financial year 2025 show a net loss of 94% of the equity at the start of that year. The 2025 annual accounts show equity of €3,110 and a net result of -€46,890. Equity is shrinking by about 15% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. Its solvency ranks better than 12% of 9,368 sector peers (NACE 41, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Struktura BuildActiveChecked score 50/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 10-06-2016 Normal situation
Legal form: Private limited company
Registered office: Avenue des Pâquerettes 55/52, 1410 Waterloo
Activity: General construction of residential buildings NACE 41001and 1 other
Establishment unit: 2.254.739.561 1410 Waterloo, since 10-06-2016
Financial year end: 30 September
Peppol: Reachable since 02-02-2026

Company details

Who decides

Board

HEINEN Laurie Charlotte AnnieDirector · since 10-06-2016
SAVIN OvidiuDirector · since 10-06-2016

Board & ownership

How it is doing

50 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.0%

Annual accounts to 30-09-2025

Gross margin: -€19,065; ▲ 6.9%
Loss: €46,890; ▼ 4.5%
Equity: €3,110; ▼ 93.8%
Total assets: €1.6m; ▲ 137%

Turnover not published (micro format)2025 accounts 31 days early

Filed on 30-03-2026PDF

Financials

Why 50raises riskLiquidity: current ratio 10.93Sector: Construction of residential and non-residential buildings (NACE 41)Equity €3,110 (0.2% of total assets)1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 33% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 25-7

equity 0.2% of total assets

Liquidity 100+100

short-term debt 9.1%

Profitability 15+5

return on assets -2.9%

Bankruptcy probability, 12 months

3.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%▲ +0.2 percentage points vs 04-2025 06-2025: 2.4%▲ +1.8 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.4%● unchanged vs 07-2025 09-2025: 2.4%● unchanged vs 08-2025 10-2025: 3.6%▲ +1.2 percentage points vs 09-2025 11-2025: 3.3%▼ -0.3 percentage points vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.5%▲ +0.2 percentage points vs 12-2025 02-2026: 3.8%▲ +0.3 percentage points vs 01-2026 03-2026: 3.6%▼ -0.2 percentage points vs 02-2026 04-2026: 3.9%▲ +0.3 percentage points vs 03-2026highest value 05-2026: 2.9%▼ -1.0 percentage point vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 2.9%● unchanged vs 07-2026 09-2026: 2.9%● unchanged vs 08-2026 10-2026: 3.0%▲ +0.1 percentage points vs 09-2026

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 10.93, compared with 1.07 in 2024, above the usual 1.5; short-term debt: 9.1% of total assets), but 99.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 11% on solvency, 99% on liquidity, 15% on profitability and 5% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

raises riskneutral

Liquidity: current ratio 10.93

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Equity €3,110 (0.2% of total assets)

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€46,890

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9368 sector peers (2025).

NBB · sector comparison

Position among 9368 sector peers

Solvency

better than 12%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

31 days early

2024

2 days early

2023

3 days early

2022

2 days early

2021

5 days early

2020

4 days early

2019

12 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end31-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: Among the weakest 5% on net resultsector median €8,525 · 9,358 companies -€46,890 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Caution: 2 loss-making years in a rowloss financial year 2025 -€46,890 View

Documents

Key facts about Struktura Build

What is the company number of Struktura Build?: 0656.553.408. In Belgium the VAT number is the company number with BE in front: BE 0656.553.408.
Where is Struktura Build based?: The registered office is at Avenue des Pâquerettes 55/52, 1410 Waterloo.Company details
What does Struktura Build do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Struktura Build?: Private limited company (BV).
When was Struktura Build founded?: On 10-06-2016.
Is Struktura Build still active?: Yes, Struktura Build is an active enterprise in the KBO register.
What is the turnover of Struktura Build?: The annual accounts for financial year 2025 state no turnover: the micro format does not require it.Financials
Is Struktura Build profitable?: In financial year 2025, Struktura Build made a loss of €46,890.
Where can I find the annual accounts of Struktura Build?: Struktura Build filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Struktura Build due?: By 30-04-2027, for financial year 2026.Timeline

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Overview