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Struktura Build

Active
Private limited companyfounded 2016active for 10 yearsAvenue des Pâquerettes 55/52, 1410 Waterloo, BelgiumKBO/BCE: BE 0656.553.408
Summary

The computed 12-month bankruptcy probability of Struktura Build is 3.0% (moderate). The annual accounts of Struktura Build for financial year 2025 show a net loss of 94% of the equity at the start of that year. The 2025 annual accounts show equity of €3,110 and a net result of -€46,890. Equity has been shrinking by about 15% per year since 2019. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 12% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 10-06-2016 Normal situation
Registered office
77 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
General construction of residential buildings NACE 41001and 1 other
Establishment unit
2.254.739.561 1410 Waterloo, since 10-06-2016
Financial year end
30 September
Peppol
Reachable since 02-02-2026

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.0%
Annual accounts to 30-09-2025
Gross margin
-€19,065
▲ 6.9%
Loss
€46,890
▼ 4.5%
Equity
€3,110
▼ 93.8%
Total assets
€1.6m
▲ 137%
Turnover not published (micro format)
Score breakdownraises riskLiquidity: current ratio 10.93Sector: Construction of residential and non-residential buildings (NACE 41)Equity €3,110 (0.2% of total assets)1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 25-7
equity 0.2% of total assets
Liquidity 100+100
short-term debt 9.1%
Profitability 15+5
return on assets -2.9%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%▲ +0.2 percentage points vs 04-2025 06-2025: 2.4%▲ +1.8 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.4%● unchanged vs 07-2025 09-2025: 2.4%● unchanged vs 08-2025 10-2025: 3.6%▲ +1.2 percentage points vs 09-2025 11-2025: 3.3%▼ -0.3 percentage points vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.5%▲ +0.2 percentage points vs 12-2025 02-2026: 3.8%▲ +0.3 percentage points vs 01-2026 03-2026: 3.6%▼ -0.2 percentage points vs 02-2026 04-2026: 3.9%▲ +0.3 percentage points vs 03-2026highest value 05-2026: 2.9%▼ -1.0 percentage point vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 2.9%● unchanged vs 07-2026 09-2026: 2.9%● unchanged vs 08-2026 10-2026: 3.0%▲ +0.1 percentage points vs 09-2026 11-2026: 3.0%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 10.93 (1.07 in 2024), above the usual 1.5. Short-term debt is 9.1% of total assets. However, 99.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 11% of them on solvency, 99% on liquidity, 15% on profitability and 5% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises riskneutral
raises risk · Liquidity: current ratio 10.93
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Equity €3,110 (0.2% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€46,890
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9394 sector peers (2025).
NBB · sector comparison
Position among 9394 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
31 days early
2024
2 days early
2023
3 days early
2022
2 days early
2021
5 days early
2020
4 days early
2019
12 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in construction of buildingssector median €8,554 · 9,384 companies -€46,890 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€46,890 View

Recent changes

  1. · Gazette deed Registered office moved from Waterloo to Waterloo avenue des PâquerettesResignation: Laurie HEINEN (director)
  2. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · MiscellaneousChanges of role: SAVIN Ovidiu (director) and HEINEN Laurie Charlotte Annie (director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Struktura Build: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.3m and €1.7m, founded between 2015 and 2018.

CompanyTotal assetsGross margin
Struktura Build Waterloo€1.6m-€0.02m
A3 REAL ESTATE Lasne€1.3m-€0.03m
Molenweidehoek Geel€1.7m-€0.06m
IMMO AZA Gent€1.7m€0.001m
GR20 Waasmunster€1.3m-€0.009m
TESCO CONSTRUCT Anderlecht€1.4m-€0.02m
Bouwbuur Halle€1.5m-€0.005m
Full comparison

Key facts about Struktura Build

What is the company number of Struktura Build?
The company number of Struktura Build is 0656.553.408. The VAT number is the same number with BE in front: BE 0656.553.408.
Where is Struktura Build based?
The registered office is at Avenue des Pâquerettes 55/52, 1410 Waterloo.Company details
What does Struktura Build do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Struktura Build?
The legal form of Struktura Build is Private limited company (BV).
When was Struktura Build founded?
Struktura Build was founded on 10-06-2016.
Is Struktura Build still active?
Yes, Struktura Build is an active enterprise in the KBO register.
What is the turnover of Struktura Build?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Struktura Build profitable?
In financial year 2025, Struktura Build made a loss of €46,890.
Where can I find the annual accounts of Struktura Build?
Struktura Build filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Struktura Build due?
Struktura Build must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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