Bouwbuur
ActiveBouwbuur has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355k and a net result of €-29k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 7293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
17
/ 100
Critical▼ -69 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-44
Solvency42▼-58
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.27 against 13.6 in 2024), and 75.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
108 d early
2024
37 d early
2023
51 d early
2022
27 d early
2021
31 d late
2020
23 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€355k▼ 7.6%
2024 · €385k
2018: €102k
2019: €106k
2020: €108k
2021: €130k
2022: €194k
2023: €350k
2024: €385k
2018 → 2025
Total assets
€1.45M▲ 255%
2024 · €409k
2018: €417k
2019: €556k
2020: €1.07M
2021: €1.55M
2022: €2.40M
2023: €547k
2024: €409k
2018 → 2025
Net result
€-29k
2024 · €34k
2018: €2k
2019: €4k
2020: €2k
2021: €23k
2022: €64k
2023: €156k
2024: €34k
2018 → 2025
Working capital
€298k▼ 2.7%
2024 · €306k
2018: €353k
2019: €467k
2020: €942k
2021: €130k
2022: €194k
2023: €251k
2024: €306k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€194k▲ 48.8%€350k▲ 80.6%€385k▲ 9.7%€355k▼ 7.6%
Operating result€72k-€95k▲ 32.5%€209k▲ 119%€44k▼ 79.1%€-27k
Net result€23k-€64k▲ 182%€156k▲ 146%€34k▼ 78.2%€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €44k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets
€57k▼ 26.8%
Current assets
€1.39M▲ 322%
Equity and liabilities €1.45M
Equity
€355k▼ 7.6%
Debt
€1.10M▲ 4,413%
The debt ratio rises from 5.9% to 75.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-6k▼
2024 · €65k
Cash flow
€-8k▼
2024 · €55k
Solvency
24.5%▼
2024 · 94.1%
Current ratio
1.27▼
2024 · 13.60
Quick ratio
0.02▼
2024 · 13.60
Debt / equity
3.09▲
2024 · 0.06
ROE
-8.3%▼
2024 · 8.9%
ROA
-2.0%▼
2024 · 8.4%
Interest coverage
-1.56▼
2024 · 84.96
Debt
€1.10M▲
2024 · €24k
Debt ≤ 1 year
€1.10M▲
2024 · €24k
Income taxes
€0▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€409k€1.45M▲
Fixed assets21/28€78k€57k▼
Tangible fixed assets22/27€78k€57k▼
Furniture and vehicles24€78k€57k▼
Current assets29/58€331k€1.39M▲
Stocks and contracts in progress3-€1.37M
Stocks30/36-€1.37M
Amounts receivable within one year40/41€31k€18k▼
Trade receivables40-€3k
Other amounts receivable41€31k€15k▼
Cash at bank and in hand54/58€296k€6k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€409k€1.45M▲
Equity10/15€385k€355k▼
Contributions10/11€100k€100k=
Reserves13€285k€255k▼
Distributable reserves133€285k€255k▼
Amounts payable17/49€24k€1.10M▲
Amounts payable within one year42/48€24k€1.10M▲
Current portion of amounts payable after more than one year42-€735k
Trade debts44€21k€2k▼
Suppliers440/4€21k€2k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€3k€360k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€66k€-5k▼
Operating profit (loss)9901€44k€-27k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€762€4k▲
Recurring financial charges65€762€4k▲
Profit (loss) for the period before taxes9903€46k€-29k▼
Income taxes67/77€12k€0▼
Profit (loss) for the period9904€34k€-29k▼
Profit (loss) for the period to be appropriated9905€34k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€-29k▼
Transfer from equity791/2-€29k
Transfer to equity691/2€34k€0▼
To other reserves6921€34k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-29k ▼186%
Net result drops to €-29k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 13.60
Current ratio from 2.28 to 13.60; short-term debt falls from €196k to €24k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €156k ▲146%
Operating result €209k, net result €156k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.28
Current ratio from 1.09 to 2.28; short-term debt falls from €2.21M to €196k.
31-12
Financial
Equity above €200kEq €350k ▲80.6%
6 profitable years in a row build equity to €350k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €194k ▲48.8%
5 profitable years in a row build equity to €194k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleinheide 21500 HalleGround area
2,093 m²
Building footprint
223 m²
Volume, LiDAR
894 m³
Parcel 23412L0032/00H000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bouwbuur
since 20182.275.177.857
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23412L0032/00H000 | Flanders | 2,093 m² | 1 · 223 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TBS ENERGIES
BE 0632.868.778
Libin · Eq €355k
Provila
BE 0713.820.525
Hulshout · Eq €355k
BLU
BE 0456.117.655
Rumst · Eq €355k
MIS IMMO
BE 0870.015.368
Chaudfontaine · Eq €355k
KAISER CONSTRUCT
BE 0721.487.780
Hamois · Eq €355k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 10,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2018
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@bouwbuur.be
Phone:0473381243