Structuur & Balans
ActiveSummary
Structuur & Balans has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,945 and a net result of -€13,238. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 83% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability4▼-96
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 5.97 against 5.92 in 2024; short-term debt: 13.8% and cash: 80.9% of total assets), and 13.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
28 d early
2022
45 d early
2021
26 d early
2020
73 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#10 company by equity in Zutendaal, Telecoms and IT sector
Equity
€93,945▼ 12.4%
2024 · €107,182
Total assets
€108,955▼ 13.1%
2024 · €125,404
Net result
-€13,238
2024 · €71,329
Working capital
€74,632▼ 16.8%
2024 · €89,659
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€80,334▲ 18.0%€72,266▼ 10.0%€43,545▼ 39.7%€97,653▲ 124%-€12,861
Net result€63,534above the sector's middle half▲ 20.8%€55,432above the sector's middle half▼ 12.8%€30,853within the sector's middle half▼ 44.3%€71,329above the sector's middle half▲ 131%-€13,238below the sector's middle half
Equity€121,126within the sector's middle half▲ 110%€176,558above the sector's middle half▲ 45.8%€90,985within the sector's middle half▼ 48.5%€107,182within the sector's middle half▲ 17.8%€93,945within the sector's middle half▼ 12.4%
Total assets€202,157within the sector's middle half▲ 60.5%€248,779within the sector's middle half▲ 23.1%€138,244within the sector's middle half▼ 44.4%€125,404within the sector's middle half▼ 9.3%€108,955within the sector's middle half▼ 13.1%
Debt€81,031▲ 18.5%€72,221▼ 10.9%€47,259▼ 34.6%€18,221▼ 61.4%€15,010▼ 17.6%
Working capital€99,182within the sector's middle half▲ 125%€154,380above the sector's middle half▲ 55.7%€66,417within the sector's middle half▼ 57.0%€89,659within the sector's middle half▲ 35.0%€74,632within the sector's middle half▼ 16.8%
Solvency59.9%within the sector's middle half▲ 14.2pp71.0%within the sector's middle half▲ 11.1pp65.8%within the sector's middle half▼ 5.2pp85.5%above the sector's middle half▲ 19.7pp86.2%above the sector's middle half▲ 0.8pp
Current ratio2.97within the sector's middle half▲ 0.574.06within the sector's middle half▲ 1.093.04within the sector's middle half▼ 1.015.92above the sector's middle half▲ 2.885.97above the sector's middle half▲ 0.05
Return on assets (ROA)31.4%above the sector's middle half▼ 10.3pp22.3%within the sector's middle half▼ 9.1pp22.3%within the sector's middle half=56.9%above the sector's middle half▲ 34.6pp-12.1%below the sector's middle half▼ 69.0pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12,861 after €97,653 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108,955
Fixed assets
€19,312 ▲ 10.2%
Current assets
€89,642 ▼ 16.9%
Equity and liabilities €108,955
Equity
€93,945 ▼ 12.4%
Debt
€15,010 ▼ 17.6%
Debt's share of the balance-sheet total falls from 14.5% to 13.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€7,131▼
2024 · €101,506
Cash flow
-€7,508▼
2024 · €75,182
Debt to equity
0.16▼
2024 · 0.17
ROE
-14.1%▼
2024 · 66.5%
Interest coverage
-43.93▼
2024 · 467.38
Debt ≤ 1 year
€15,010▼
2024 · €18,221
Income taxes
€265▼
2024 · €26,114
Staff costs
€2,458
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €2,458 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,230 | €11,484 | €12,924 | €3,853 | €5,730 | ▲ 48.7% |
| Other operating charges640/8 | €55 | €119 | €1,163 | €987 | €164 | ▼ 83.3% |
| Gross operating margin9900 | €88,620 | €83,869 | €57,632 | €102,493 | -€4,509 | ▼ 104% |
| Operating profit (loss)9901 | €80,334 | €72,266 | €43,545 | €97,653 | -€12,861 | ▼ 113% |
| Financial income75/76B | €0 | €0 | €0 | €7 | €50 | ▲ 639% |
| Recurring financial income75 | €0 | €0 | €0 | €7 | €50 | ▲ 639% |
| Financial charges65/66B | €406 | €460 | €332 | €217 | €162 | ▼ 25.3% |
| Recurring financial charges65 | €406 | €460 | €332 | €217 | €162 | ▼ 25.3% |
| Profit (loss) for the period before taxes9903 | €79,929 | €71,806 | €43,213 | €97,443 | -€12,973 | ▼ 113% |
| Income taxes67/77 | €16,394 | €16,374 | €12,360 | €26,114 | €265 | ▼ 99.0% |
| Profit (loss) for the period9904 | €63,534 | €55,432 | €30,853 | €71,329 | -€13,238 | ▼ 119% |
| Profit (loss) for the period to be appropriated9905 | €63,534 | €55,432 | €30,853 | €71,329 | -€13,238 | ▼ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €202,157 | €248,779 | €138,244 | €125,404 | €108,955 | ▼ 13.1% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €52,631 | €43,919 | €39,323 | €17,523 | €19,312 | ▲ 10.2% |
| Tangible fixed assets22/27 | €52,631 | €43,919 | €39,323 | €17,523 | €19,312 | ▲ 10.2% |
| Land and buildings22 | - | - | - | €3,550 | €2,724 | ▼ 23.3% |
| Plant, machinery and equipment23 | - | - | - | - | €1,561 | - |
| Furniture and vehicles24 | €10,365 | €11,747 | €17,246 | €13,973 | €15,027 | ▲ 7.5% |
| Leasing and similar rights25 | €42,266 | €32,172 | €22,077 | - | - | - |
| Current assets29/58 | €149,526 | €204,860 | €98,921 | €107,881 | €89,642 | ▼ 16.9% |
| Amounts receivable within one year40/41 | €9,716 | €12,213 | €13,156 | €15,730 | €1,247 | ▼ 92.1% |
| Trade receivables40 | €9,716 | €12,161 | €13,156 | €15,730 | - | - |
| Other amounts receivable41 | - | €53 | - | - | €1,247 | - |
| Cash at bank and in hand54/58 | €139,589 | €192,480 | €85,765 | €92,151 | €88,120 | ▼ 4.4% |
| Deferred charges and accrued income490/1 | €221 | €166 | - | - | €275 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €202,157 | €248,779 | €138,244 | €125,404 | €108,955 | ▼ 13.1% |
| Equity10/15 | €121,126 | €176,558 | €90,985 | €107,182 | €93,945 | ▼ 12.4% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €116,126 | €171,558 | €85,985 | €102,182 | €102,182 | = |
| Distributable reserves133 | €116,126 | €171,558 | €85,985 | €102,182 | €102,182 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€13,238 | - |
| Amounts payable17/49 | €81,031 | €72,221 | €47,259 | €18,221 | €15,010 | ▼ 17.6% |
| Amounts payable after more than one year17 | €28,848 | €21,741 | €14,564 | - | - | - |
| Financial debts170/4 | €28,848 | €21,741 | €14,564 | - | - | - |
| Amounts payable within one year42/48 | €50,344 | €50,480 | €32,503 | €18,221 | €15,010 | ▼ 17.6% |
| Current portion of amounts payable after more than one year42 | €7,037 | €7,107 | €7,178 | - | - | - |
| Trade debts44 | €2,591 | €1,761 | €3,176 | €2,017 | €754 | ▼ 62.6% |
| Suppliers440/4 | €2,591 | €1,761 | €3,176 | €2,017 | €754 | ▼ 62.6% |
| Taxes, remuneration and social security45 | €37,394 | €39,235 | €21,664 | €10,328 | €9,805 | ▼ 5.1% |
| Taxes450/3 | €37,394 | €39,235 | €20,455 | €10,328 | €9,805 | ▼ 5.1% |
| Remuneration and social security454/9 | - | - | €1,209 | - | - | - |
| Other amounts payable47/48 | €3,323 | €2,377 | €486 | €5,875 | €4,451 | ▼ 24.2% |
| Accrued charges and deferred income492/3 | €1,839 | €0 | €192 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63,534 | €55,432 | €30,853 | €71,329 | -€13,238 | ▼ 119% |
| + Depreciation and write-downs630 | €8,230 | €11,484 | €12,924 | €3,853 | €5,730 | ▲ 48.7% |
| Operating cash flow (approximation) | €71,765 | €66,917 | €43,777 | €75,182 | -€7,508 | ▼ 110% |
| Investment in fixed assets (approximation) | - | -€2,772 | -€8,329 | €17,947 | -€7,519 | ▼ 142% |
| Change in cash | - | €52,891 | -€106,715 | €6,385 | -€4,031 | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€13,238
Net result drops to -€13,238, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €71,329 ▲131%
Operating result €97,653, net result €71,329, both a record.
31-12
Financial
Equity above €100,000Eq €107,182 ▲17.8%
5 profitable years in a row build equity to €107,182.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150,000Eq €176,558 ▲45.8%
3 profitable years in a row build equity to €176,558.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €121,126 ▲110%
2 profitable years in a row build equity to €121,126.
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2020
Ground area
1,001 m²
Building footprint
160 m²
Volume, LiDAR
761 m³
Parcel 71582E0075/00N000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Key to Click
since 20202.297.987.012
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71582E0075/00N000 | Flanders | 1,001 m² | 1 · 160 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,008 companies in sector 62200 we hold annual accounts for 18,398. 15,584 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0741351501
Also
9925:BE0741351501
Registered
05-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.