RIVERIN CONSULTING
ActiveRIVERIN CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €148k and a net result of €19k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-3
Solvency100▲+14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 13.91 against 2.57 in 2023; short-term debt: 7.2% and cash: 83.9% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
33 d early
2022
179 d late
2021
2 d early
2020
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€148k▲ 14.5%
2023 · €129k
2020: €42k
2021: €76k
2022: €102k
2023: €129k
2020 → 2024
Total assets
€160k▼ 24.6%
2023 · €212k
2020: €69k
2021: €107k
2022: €156k
2023: €212k
2020 → 2024
Net result
€19k▼ 30.9%
2023 · €27k
2020: €34k
2021: €34k
2022: €26k
2023: €27k
2020 → 2024
Working capital
€148k▲ 14.5%
2023 · €129k
2020: €42k
2021: €76k
2022: €102k
2023: €129k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€76k▲ 81.6%€102k▲ 34.9%€129k▲ 26.6%€148k▲ 14.5%
Operating result€43k-€44k▲ 2.5%€34k▼ 22.3%€38k▲ 8.9%€22k▼ 40.4%
Net result€34k-€34k▼ 0.5%€26k▼ 22.3%€27k▲ 2.8%€19k▼ 30.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 40% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €160k
Equity
€148k▲ 14.5%
Debt
€12k▼ 86.0%
The debt ratio falls from 38.9% to 7.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.8%▲
2023 · 61.1%
Current ratio
13.91▲
2023 · 2.57
Quick ratio
13.91▲
2023 · 2.57
Debt / equity
0.08▼
2023 · 0.64
ROE
12.7%▼
2023 · 21.0%
ROA
11.8%▼
2023 · 12.8%
Debt
€12k▼
2023 · €82k
Debt ≤ 1 year
€11k▼
2023 · €82k
Income taxes
€5k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€212k€160k▼
Current assets29/58€212k€160k▼
Amounts receivable within one year40/41€134k€26k▼
Trade receivables40€114k€18k▼
Other amounts receivable41€20k€8k▼
Cash at bank and in hand54/58€78k€134k▲
Deferred charges and accrued income490/1€28€57▲
Equity and liabilities
Total equity and liabilities10/49€212k€160k▼
Equity10/15€129k€148k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€122k€141k▲
Amounts payable17/49€82k€12k▼
Amounts payable within one year42/48€82k€11k▼
Trade debts44€979€218▼
Suppliers440/4€979€218▼
Taxes, remuneration and social security45€44k€11k▼
Taxes450/3€36k€11k▼
Remuneration and social security454/9€8k-
Other amounts payable47/48€37k-
Accrued charges and deferred income492/3-€40
Income statement
Code20232024
Other operating charges640/8€4k€1k▼
Gross operating margin9900€41k€24k▼
Operating profit (loss)9901€38k€22k▼
Financial income75/76B€228€2k▲
Recurring financial income75€228€2k▲
Financial charges65/66B€2k€520▼
Recurring financial charges65€2k€520▼
Profit (loss) for the period before taxes9903€35k€24k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€27k€19k▼
Profit (loss) for the period to be appropriated9905€27k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€141k▲
Profit (loss) brought forward from the previous period14P€95k€122k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €19k ▼30.9%
Net result drops to €19k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 13.91
Current ratio from 2.57 to 13.91; short-term debt falls from €82k to €11k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 179 days late
2022
31-12
Financial
Equity above €100kEq €102k ▲34.9%
3 profitable years in a row build equity to €102k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Balthasar-Florence(NR) 125000 NamurGround area
75 m²
Building footprint
52 m²
Volume, LiDAR
510 m³
Parcel 92302G0125/00A002, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RIVERIN CONSULTING
since 20202.296.486.183
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302G0125/00A002 | Wallonia | 75 m² | 1 · 52 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.