Equity
-€8,389
Debts exceed assets in financial year 2025.
Structivo
Overview
Lifetime
1 annual account with figurespeak -€12,070 (2025)
-€12,070
lowest -€12,889 (2025)
-€12,889
peak -€8,389 (2025)
-€8,389
€26,745
Board3 names since 2025
3 directors and 2 others
Owners3 names in the annual accounts
33.33% and 2 others
Documentsfilings and deeds
27-05-202665 days before the deadline
2025micro format
Loss of €12,889Incorporation 14-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€26,745 146% of the balance sheet
Position in the sector
-45.7%
Lower solvency than 94% of companies in construction of buildings. Sector median 43.1% · 10,152 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as Structivo has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for Structivo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, , since 12-01-2026
Director,
- 33.33%score equity €62,270 (2025) · 2025 annual accounts of
- 33.33%score equity €59,279 (2025) · 2025 annual accounts of
- 33.33%score equity €57,527 (2025) · 2025 annual accounts of
Recent changes
2 directors appointed, 1 resignation
Resignation: · Appointments: and · Permanent representatives: and · General meeting of 12-01-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018525833
Incorporation
Founding capital of €4,500, 120 shares · Founders: , and · Appointment: (director) · published on 14-01-2025 · Gazette deed
First establishment
Schaliënhoevedreef 20, Mechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Structivo Mechelen | €18,356 | -€12,070 | -45.7% | - |
| AFA consulting & construct Puurs-Sint-Amands | €16,409 | -€5,832 | -33.0% | - |
| MARTINOVATION Vilvoorde | €19,403 | €705 | 50.5% | - |
| TRUST US COMPANY Machelen (Brab.) | €16,485 | €247 | 61.8% | - |
| 2NA SERVICE Sint-Pieters-Leeuw | €18,816 | -€6,726 | -12.9% | - |
| NexCo.be Bâtiments Ganshoren | €18,478 | -€1,551 | 99.7% | - |
| RAMAN PROJECTEN Lievegem | €21,595 | -€874 | -0.9% | - |
These companies have the same main activity as Structivo: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €16,400 and €21,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 10-01-2025Normal situation
- Registered office
- 95 active companies are registered at this address6 started in the 12 months before. Source: KBO register, as of 12 November 2026.
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.368.881.9362800 Mechelen, since 10-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 14-10-2025
Annual accounts 2025
- -€12,070
- €12,889
- -€8,389
- €18,356
- Filing
- Filed on 27-05-2026, 65 days before the end of the filing period
Insights on Structivo
The 2025 annual accounts show negative equity (-€8,389) and a net result of -€12,889. Its solvency ranks better than 6% of 10,152 sector peers (NACE 41, financial year 2025).
The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-05-2026, 65 days before the deadline-€12,070
-€12,876
-€12,889
-€10,275
-45.7%
0.62
Turnover and EBIT margin are not published. The micro format does not require them.
Amounts without an identifiable currency are taken as euros.
Balance sheet
balance sheet total €18,356 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
-45.7%
Higher than 6% of 10,152 companies in 2025.
0.62
Higher than 10% of 9,863 companies in 2025.
-70.2%
Lower than 95% of 9,951 companies in 2025.
Structivo
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
18,356 | |
21/28 |
1,886 | |
21 |
1,559 | |
28 |
327 | |
29/58 |
16,470 | |
40/41 |
6,004 | |
40 |
4,448 | |
41 |
1,556 | |
54/58 |
9,735 | |
490/1 |
730 | |
| Balance sheet: equity and liabilities | ||
10/49 |
18,356 | |
10/15 |
-8,389 | |
10/11 |
4,500 | |
14 |
-12,889 | |
17/49 |
26,745 | |
42/48 |
26,745 | |
44 |
10,205 | |
440/4 |
10,205 | |
47/48 |
16,540 | |
| Income statement | ||
9900 |
-12,070 | |
630 |
356 | |
640/8 |
450 | |
9901 |
-12,876 | |
65/66B |
13 | |
65 |
13 | |
9903 |
-12,889 | |
9904 |
-12,889 | |
9905 |
-12,889 | |
| Appropriation of the result | ||
9906 |
-12,889 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-05-2026 | 2026-00121640 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -12,520 | ||
| -12,533 | ||
| 2,242 | ||
| -10,275 | ||
| -45.7% | ||
| 0.62 | ||
| -70.2% | ||
| -963.82 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Intangible fixed assets | €1,915 |
| Financial fixed assets | €327 |
| €356 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Structivo
Equity is negative. Debt (€26,745) exceeds the balance-sheet total (€18,356).
Board & ownership
Board
2 directors, no change since January 2026Director, permanent representative
since 12-01-2026
listed in the 2025 annual accounts, filed on 27-05-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 14-01-2025
Permanent representatives 2
Mandates through the years
3 names, the dashed line is todayDirector
Director
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
-
- Director, from 10-01-2025 to date
-
- Director, since before 31-12-2025
-
- Director (not named in the articles), appointed by deed of 14-01-2025, until 12-01-2026
Control
Shareholder
Equity €62,270
Profit €22,746 in 2025 (profit €10,946 in 2024)
Checked score
33.33%
This company
Structivo
Equity -€8,389
Loss €12,889 in 2025
Capital
- Contribution
- €4,500
- Shares
- 120
- Contribution per share
- €37.50
- Equity per share
- -€69.91 in 2025
- Source
- deed of 14-01-2025
Articles of association
deed of 14-01-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of May at 12:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
3 ownersOwners 3
- Equity €62,270 Profit of €22,746 in 2025 (profit of €10,946 in 2024) Checked scoreSourceaccounts 202533.33%
- Equity €59,279 Profit of €10,209 in 2025 (profit of €24,001 in 2024) Checked scoreSourceaccounts 202533.33%
- Equity €57,527 Profit of €55,027 in 2025 Checked scoreSourceaccounts 202533.33%
Capital transactions
Shareholders according to the deeds
At incorporation
deed of 14-01-2025 ↗
- founder
- founder
- founder
Capital over time
- 14-01-2025 Incorporation · €4,500 · 120 shares
Network & group
No group
Structivo has no parent and no holdings in its annual accounts.
Connections & network
2 current directorsThe network starts from the directors of Structivo. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
5 events since 2025Board
Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 65 days before the deadline
2 directors appointed, 1 resignationResignation: · Appointments: and · Permanent representatives: and · General meeting of 12-01-20266 points ▸
- General meeting, 12-01-2026
- Director resignation,
- Director appointment,
- Director appointment,
- Permanent representative,
- Permanent representative,
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1018525833
IncorporationFounding capital of €4,500, 120 shares · Founders: , and · Appointment: (director) · published on 14-01-20256 points ▸
- Founder,
- Founder,
- Founder,
- Founding capital, €4,500, 120 shares
- Board composition, 1
- Director appointment, (director (not named in the articles))
- The deed holds 1 more point.
First establishment Schaliënhoevedreef 20, Mechelen
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1018.525.833
- VAT number
- BE 1018.525.833
- Peppol ID
- 0208:1018525833
- Other Peppol ID
- 9925:BE1018525833
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 10-01-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of May at 12:00deed of 14-01-2025 (in Dutch)
- Peppol
- Reachable since 14-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Structivo in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 14-01-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Schaliënhoevedreef 20T, 2800 Mechelen”deed of 14-01-2025 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Onderneming in onroerende goederen en bouwpromotie, waaronder het beheren, het in standhouden, het valoriseren en het verhandelen van…”deed of 14-01-2025 (in Dutch)
10 activities
- Onderneming in onroerende goederen en bouwpromotie, waaronder het beheren, het in standhouden, het valoriseren en het verhandelen van onroerende goederen, alsook het stellen van alle handelingen die daar betrekking op hebben, zoals – ten exemplatieve titel – het aankopen, het ruilen, het verkavelen, het bouwen, het oprichten, het uitrusten, het opschikken, het verbouwen, het restaureren, het huren, het verhuren, het vervreemden en het vestigen van alle zakelijke rechten
- Algemene bouwonderneming. Dit omvat, naast de bedrijvigheden van de hier onderstaande rubrieken, ook degene die betrekking hebben op de gehele of gedeeltelijke uitvoering van alle bouw- en voltooiingswerken, of die betrekking hebben op de coördinatie van deze werken wanneer zij door onderaannemers worden uitgevoerd
- Algemene aannemingen van metsel- en betonwerken, grondwerken, wegeniswerken, rioleringswerken, aanplantingen, boringen, peilingen en uitdiepingen, funderingswerken, bekistingen ijzervlechtwerken, draineringswerken, voegwerken en reinigingswerken van gevels, slopingswerken, metalen en niet-metalen dakbedekkingen, plaatsen van afsluitingen, droogmaken van gebouwen, leggen van tegelvloeren en alle andere wand- en vloerbekledingen, warmte- en geluidsisolatie, plafonneer-, cementeer- en alle pleisterwerken, steenhouwen, marmerwerken, plaatsen van sierschouwen, leggen van parketvloeren, plaatsen van chapes, timmer- en schrijnwerken, plaatsen van ijzerwerken en schrijnwerk in metaal of kunststof, schilderwerken, behangen en garnieren, plaatsen installaties van centrale verwarming, van ventilatie en verluchting, van verwarming met warme lucht, van luchtregeling en diverse leidingen van sanitaire installaties en gasverwarming, plaatsen van sanitaire installaties als loodgieter, plaatsen van lood- en zinkwerk, plaatsen van electro-technische en electro-mechanische installaties en verlichting, plaatsen van metaalconstructies en in het algemeen alle werkzaamheden van onroerende aard uit de bouwsector
- Het verlenen van adviezen aan derden betreffende bouwprojecten
- Coördineren van bouwprojecten voor derden
- Consultancy- en adviesbureau, het ondersteunen van organisaties en personen inzake algemeen beleid, financieel beleid, administratief beleid, marketing beleid, personeelsbeleid alsook actieve of passieve begeleiding bij de implementatie van de voorgestelde adviezen
- Het verlenen van bijstand, advies en/of leiding aan bedrijven, privé-personen en instellingen, voornamelijk doch niet uitsluitend op het vlak van bedrijfsvoering, bedrijfsadministratie, financieel beheer, rapportering, management, marketing, processing en het besturen van vennootschappen; dit alles in de meest ruime betekenis
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; het kopen, verkopen, ruilen, verhuren, huren en onderverhuren, zowel in volle en blote eigendom alsook in vruchtgebruik, valoriseren, verkavelen en verwezenlijken van alle onroerende goederen, al dan niet gemeubileerd; de huurfinanciering van onroerende goederen aan derden; de vestiging van erfpacht en opstal, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen zoals de renovatie van onroerende goederen, het oprichten van alle gebouwen en constructies, het aanleggen en onderhouden van alle terreinen en aanhorigheden; het onderhoud, de ontwikkeling, de verfraaiing en de verhuring van deze goederen, alsmede zich borg stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen
- Het verwerven en aanhouden van participaties, in eender welke vorm, in alle bestaande of op te richten, industriële, commerciële, financiële en/of immobiliënvennootschappen of -ondernemingen; het stimuleren, de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening en toezicht alsmede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Schaliënhoevedreef 20 registered office 2800 Mechelen 4100106 General construction of residential buildings | 10-01-2025 | 2.368.881.936 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1018.525.833