Strubbe Ruben

Active

Private limited companyfounded 2022active for 4 yearsMoubekestraat 28, 8211 Zedelgem, BelgiumKBO/BCE: BE 0790.777.355

Summary

The computed 12-month bankruptcy probability of Strubbe Ruben is 2.9% (moderate). The 2026 annual accounts show equity of €44,477 and a net result of €538. Equity is shrinking by about 20% per year across the filed financial years. Its solvency ranks better than 93% of 600 sector peers (NACE 43, financial year 2026). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Strubbe RubenActiveChecked score 52/100

Risk analysis Report Compare

Activity

Other building finishing work

NACE 43350

1 site

Size

€49,029total assets 2026

Equity: €44,477
Profit: €538

Turnover not published (micro format)

Financial health

52 Fair Checked score 2026

Bankruptcy probabilitywithin 12 months: 2.9%

Structure

2026 accounts 135 days early4 of 5 deeds summarised

Why 52raises risk3 changes of registered office in 24 monthsFounded in 2022Size: total assets €49,029lowers riskLiquidity: current ratio 10.05, cash €12,609Show the evidence

Checked score

Score 2026

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 62% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Strong

Solvency 100=

equity 90.7% of total assets

Liquidity 82+8

short-term debt 9.3% · cash 25.7%

Profitability 70+70

return on assets 1.1%

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)

Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024lowest value 01-2025: 1.4%▲ +0.1 percentage points vs 12-2024 02-2025: 2.4%▲ +1.0 percentage point vs 01-2025 03-2025: 1.7%▼ -0.7 percentage points vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.6%▼ -0.1 percentage points vs 04-2025 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%● unchanged vs 06-2025 08-2025: 1.5%● unchanged vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.8%▲ +0.3 percentage points vs 09-2025 11-2025: 5.3%▲ +3.5 percentage points vs 10-2025 12-2025: 5.3%● unchanged vs 11-2025 01-2026: 5.4%▲ +0.1 percentage points vs 12-2025 02-2026: 7.0%▲ +1.6 percentage points vs 01-2026highest value 03-2026: 5.1%▼ -1.9 percentage points vs 02-2026 04-2026: 5.1%● unchanged vs 03-2026 05-2026: 4.4%▼ -0.7 percentage points vs 04-2026 06-2026: 4.4%● unchanged vs 05-2026 07-2026: 4.4%● unchanged vs 06-2026 08-2026: 4.4%● unchanged vs 07-2026 09-2026: 4.3%▼ -0.1 percentage points vs 08-2026 10-2026: 2.9%▼ -1.4 percentage points vs 09-2026

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity ample (current ratio 10.05, compared with 9.58 in 2025, above the usual 1.5; short-term debt: 9.3% and cash: 25.7% of total assets), and 9.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 80% on liquidity, 38% on profitability and 39% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

3 changes of registered office in 24 months

Belgian Official Gazette

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 10.05, cash €12,609

NBB · annual accounts

Size: total assets €49,029

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 18-09-2026, 135 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2026

135 days early

2025

24 days late

2024

28 days late

2023

14 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 17 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 19 February (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today30-06-2027 year end31-01-2028 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

18-09-2026 Annual accounts filedfinancial year 2026 · micro…
17-09-2026 Registered officeRegistered-office move
30-06-2026 Back to profitnet €538

Key points

Positive: Among the best 8% on solvencysector median 49.8% · 600 companies 90.7% View
Total assets 20264 financial years filed €49,029 View
Active since 2022founded 14-09-2022 4 years View

By topic

Financials

Financial year: 2026
Total assets: €49,029
Profit: €538
Solvency: 90.7%

Total assets▲ 2.7%

Net result

20232026

Go to Financials

Timeline

Events: 11
Since: 2024
Next accounts: by 31-01-2028

22-05-2026Registered office
24-02-2026Annual accounts filed
03-10-2025Registered office

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other building finishing workNACE 43350
Founded: 14-09-2022
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Strubbe Ruben

What is the company number of Strubbe Ruben?: 0790.777.355. In Belgium the VAT number is the company number with BE in front: BE 0790.777.355.
Where is Strubbe Ruben based?: The registered office is at Moubekestraat 28, 8211 Zedelgem.Company details
What does Strubbe Ruben do?: According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of Strubbe Ruben?: Private limited company (BV).
When was Strubbe Ruben founded?: On 14-09-2022.
Is Strubbe Ruben still active?: Yes, Strubbe Ruben is an active enterprise in the KBO register.
What is the turnover of Strubbe Ruben?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Strubbe Ruben profitable?: In financial year 2026, Strubbe Ruben made a profit of €538.
Where can I find the annual accounts of Strubbe Ruben?: Strubbe Ruben filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Strubbe Ruben due?: By 31-01-2028, for financial year 2027.Timeline