INVERDEBO
ActiveThe computed 12-month bankruptcy probability of INVERDEBO is 2.2% (moderate). The 2025 annual accounts show equity of €45k and a net result of €40. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 27787 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-6
Solvency89▼-11
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 1.76 in 2024; short-term debt: 21% and cash: 33.2% of total assets), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
47 d early
2024
10 d early
2023
2 d early
2022
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 0.1%
2024 · €45k
2022: €37k
2023: €42k
2024: €45k
2022 → 2025
Total assets
€70k▲ 20.2%
2024 · €58k
2022: €82k
2023: €69k
2024: €58k
2022 → 2025
Net result
€40▼ 98.6%
2024 · €3k
2022: €32k
2023: €4k
2024: €3k
2022 → 2025
Working capital
€20k▲ 97.5%
2024 · €10k
2022: €7k
2023: €7k
2024: €10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€42k▲ 11.7%€45k▲ 6.9%€45k▲ 0.1%
Operating result€42k-€6k▼ 85.5%€6k▼ 1.4%€2k▼ 58.9%
Net result€32k-€4k▼ 86.5%€3k▼ 34.6%€40▼ 98.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 59% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€35k▲ 1.9%
Current assets
€35k▲ 46.5%
Equity and liabilities €70k
Equity
€45k▲ 0.1%
Debt
€25k▲ 86.2%
The debt ratio rises from 23.4% to 36.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €17k
Cash flow
€13k▼
2024 · €14k
Solvency
63.8%▼
2024 · 76.6%
Current ratio
2.39▲
2024 · 1.76
Quick ratio
2.01▲
2024 · 1.45
Debt / equity
0.57▲
2024 · 0.30
ROE
0.1%▼
2024 · 6.4%
ROA
0.1%▼
2024 · 4.9%
Interest coverage
7.17▼
2024 · 7.84
Debt
€25k▲
2024 · €14k
Debt ≤ 1 year
€15k▲
2024 · €14k
Debt > 1 year
€11k
Income taxes
€384▼
2024 · €948
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€70k▲
Fixed assets21/28€34k€35k▲
Intangible fixed assets21€1k€500▼
Tangible fixed assets22/27€33k€35k▲
Land and buildings22€11k€9k▼
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€20k€22k▲
Current assets29/58€24k€35k▲
Stocks and contracts in progress3€4k€6k▲
Stocks30/36€4k€6k▲
Amounts receivable within one year40/41€7k€5k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€12k€23k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€58k€70k▲
Equity10/15€45k€45k▲
Contributions10/11€5k€5k=
Reserves13€40k€40k▲
Distributable reserves133€40k€40k▲
Amounts payable17/49€14k€25k▲
Amounts payable after more than one year17-€11k
Financial debts170/4-€11k
Amounts payable within one year42/48€14k€15k▲
Current portion of amounts payable after more than one year42-€3k
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€2k€2k=
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€930€2k▲
Non-recurring operating charges66A-€515
Gross operating margin9900€18k€17k▼
Operating profit (loss)9901€6k€2k▼
Financial income75/76B€79€127▲
Recurring financial income75€79€127▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€4k€424▼
Income taxes67/77€948€384▼
Profit (loss) for the period9904€3k€40▼
Profit (loss) for the period to be appropriated9905€3k€40▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€40▼
Transfer to equity691/2€3k€40▼
To other reserves6921€3k€40▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €40 ▼98.6%
Net result drops to €40, the lowest in the series.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Varendrieskouter 1339031 GentGround area
1,197 m²
Building footprint
207 m²
Volume, LiDAR
989 m³
Parcel 44017C0964/00B000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INVERDEBO
since 20212.314.773.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0964/00B000 | Flanders | 1,197 m² | 1 · 207 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Staden · Eq €45k
POOL & HOUSE
BE 0891.411.291
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Strubbe Ruben
BE 0790.777.355
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,363. 1,985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2021
Fiscal year end30-06
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.