STREVA
ActiveSummary
STREVA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €-30k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-15
Solvency81▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.99 in 2024; short-term debt: 37.5% and cash: 14.1% of total assets), and 44.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.6%
Return on assets
-14.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-30k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
26 d late
2023
9 d late
2022
29 d late
2021
23 d late
2020
40 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▼ 20.2%
2024 · €150k
2018: €98klowest in 8 years
2019: €114k▲ +16.6% vs 2018
2020: €150k▲ +31.4% vs 2019
2021: €166k▲ +10.2% vs 2020
2022: €167k▲ +1.0% vs 2021
2023: €172k▲ +2.8% vs 2022highest in 8 years
2024: €150k▼ -12.8% vs 2023
2025: €120k▼ -20.2% vs 2024
2018 → 2025
Total assets
€215k▼ 13.1%
2024 · €248k
2018: €370khighest in 8 years
2019: €329k▼ -11.1% vs 2018
2020: €320k▼ -2.8% vs 2019
2021: €309k▼ -3.3% vs 2020
2022: €266k▼ -13.9% vs 2021
2023: €294k▲ +10.5% vs 2022
2024: €248k▼ -15.7% vs 2023
2025: €215k▼ -13.1% vs 2024lowest in 8 years
2018 → 2025
Net result
€-30k▼ 38.3%
2024 · €-22k
2018: €28k
2019: €16k▼ -42.1% vs 2018
2020: €36k▲ +121% vs 2019highest in 8 years
2021: €17k▼ -51.4% vs 2020
2022: €2k▼ -90.3% vs 2021
2023: €5k▲ +173% vs 2022
2024: €-22k▼ -572% vs 2023
2025: €-30k▼ -38.3% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-14k▼ 2,697%
2024 · €-513
2018: €-76klowest in 8 years
2019: €-58k▲ +24.5% vs 2018
2020: €-30k▲ +47.2% vs 2019
2021: €-11k▲ +63.0% vs 2020
2022: €-6k▲ +45.0% vs 2021
2023: €2k▲ +127% vs 2022highest in 8 years
2024: €-513▼ -131% vs 2023
2025: €-14k▼ -2697% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€166k-€167k▲ 1.0%€172k▲ 2.8%€150k▼ 12.8%€120k▼ 20.2%
2021: €166k
2022: €167k▲ +1.0% vs 2021
2023: €172k▲ +2.8% vs 2022highest in 5 years
2024: €150k▼ -12.8% vs 2023
2025: €120k▼ -20.2% vs 2024lowest in 5 years
Operating result€25k-€6k▼ 76.1%€15k▲ 143%€-20k€-25k▼ 28.8%
2021: €25khighest in 5 years
2022: €6k▼ -76.1% vs 2021
2023: €15k▲ +143% vs 2022
2024: €-20k▼ -233% vs 2023
2025: €-25k▼ -28.8% vs 2024lowest in 5 years
Net result€17k-€2k▼ 90.3%€5k▲ 173%€-22k€-30k▼ 38.3%
2021: €17khighest in 5 years
2022: €2k▼ -90.3% vs 2021
2023: €5k▲ +173% vs 2022
2024: €-22k▼ -572% vs 2023
2025: €-30k▼ -38.3% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €20k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€149k ▼ 14.5%
Current assets
€66k ▼ 9.9%
Equity and liabilities €215k
Equity
€120k ▼ 20.2%
Debt
€96k ▼ 2.3%
Debt's share of the balance-sheet total rises from 39.4% to 44.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▼
2024 · €9k
Cash flow
€-4k▼
2024 · €6k
Current ratio
0.82▼
2024 · 0.99
Quick ratio
0.67▼
2024 · 0.82
Debt to equity
0.80▲
2024 · 0.65
ROE
-25.3%▼
2024 · -14.6%
ROA
-14.1%▼
2024 · -8.9%
Interest coverage
0.23▼
2024 · 1.22
Debt ≤ 1 year
€81k▲
2024 · €74k
Debt > 1 year
€15k▼
2024 · €24k
Income taxes
€149▼
2024 · €159
Staff costs
€110▼
2024 · €168
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€248k€215k▼
Fixed assets21/28€174k€149k▼
Tangible fixed assets22/27€174k€149k▼
Land and buildings22€137k€122k▼
Plant, machinery and equipment23€810€1k▲
Furniture and vehicles24€36k€25k▼
Current assets29/58€74k€66k▼
Stocks and contracts in progress3€13k€12k▼
Stocks30/36€13k€12k▼
Amounts receivable within one year40/41€36k€20k▼
Trade receivables40€35k€10k▼
Other amounts receivable41€841€11k▲
Cash at bank and in hand54/58€18k€30k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€248k€215k▼
Equity10/15€150k€120k▼
Contributions10/11€19k€19k=
Reserves13€130k€130k=
Distributable reserves133€130k€130k=
Profit (loss) carried forward14€1k€-29k▼
Amounts payable17/49€98k€96k▼
Amounts payable after more than one year17€24k€15k▼
Financial debts170/4€24k€15k▼
Amounts payable within one year42/48€74k€81k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€6k€12k▲
Suppliers440/4€6k€12k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€58k€58k▲
Income statement
Code20242025
Remuneration, social security and pensions62€168€110▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼
Other operating charges640/8€3k€898▼
Gross operating margin9900€12k€2k▼
Operating profit (loss)9901€-20k€-25k▼
Financial income75/76B€5k€936▼
Recurring financial income75€5k€936▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-22k€-30k▼
Income taxes67/77€159€149▼
Profit (loss) for the period9904€-22k€-30k▼
Profit (loss) for the period to be appropriated9905€-22k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-29k▼
Profit (loss) brought forward from the previous period14P€23k€1k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2k | €0 | - | €168 | €110 | ▼ 34.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €23k | €28k | €28k | €27k | ▼ 5.6% |
| Other operating charges640/8 | €3k | €4k | €3k | €3k | €898 | ▼ 71.4% |
| Gross operating margin9900 | €54k | €33k | €45k | €12k | €2k | ▼ 79.9% |
| Operating profit (loss)9901 | €25k | €6k | €15k | €-20k | €-25k | ▼ 28.8% |
| Financial income75/76B | €879 | €900 | €551 | €5k | €936 | ▼ 80.6% |
| Recurring financial income75 | €879 | €900 | €551 | €5k | €936 | ▼ 80.6% |
| Financial charges65/66B | €4k | €4k | €8k | €7k | €6k | ▼ 15.6% |
| Recurring financial charges65 | €4k | €4k | €8k | €7k | €6k | ▼ 15.6% |
| Profit (loss) for the period before taxes9903 | €22k | €3k | €7k | €-22k | €-30k | ▼ 38.7% |
| Income taxes67/77 | €5k | €1k | €2k | €159 | €149 | ▼ 6.2% |
| Profit (loss) for the period9904 | €17k | €2k | €5k | €-22k | €-30k | ▼ 38.3% |
| Profit (loss) for the period to be appropriated9905 | €17k | €2k | €5k | €-22k | €-30k | ▼ 38.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €309k | €266k | €294k | €248k | €215k | ▼ 13.1% |
| Fixed assets21/28 | €204k | €180k | €202k | €174k | €149k | ▼ 14.5% |
| Tangible fixed assets22/27 | €204k | €180k | €202k | €174k | €149k | ▼ 14.5% |
| Land and buildings22 | €193k | €173k | €153k | €137k | €122k | ▼ 11.1% |
| Plant, machinery and equipment23 | €4k | €3k | €2k | €810 | €1k | ▲ 80.0% |
| Furniture and vehicles24 | €6k | €4k | €48k | €36k | €25k | ▼ 29.6% |
| Current assets29/58 | €106k | €86k | €92k | €74k | €66k | ▼ 9.9% |
| Stocks and contracts in progress3 | €21k | €20k | €9k | €13k | €12k | ▼ 1.4% |
| Stocks30/36 | €21k | €20k | €9k | €13k | €12k | ▼ 1.4% |
| Amounts receivable within one year40/41 | €70k | €39k | €49k | €36k | €20k | ▼ 43.9% |
| Trade receivables40 | €57k | €29k | €43k | €35k | €10k | ▼ 72.8% |
| Other amounts receivable41 | €13k | €10k | €5k | €841 | €11k | ▲ 1,175% |
| Cash at bank and in hand54/58 | €12k | €24k | €31k | €18k | €30k | ▲ 69.1% |
| Deferred charges and accrued income490/1 | €3k | €3k | €3k | €7k | €3k | ▼ 52.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €309k | €266k | €294k | €248k | €215k | ▼ 13.1% |
| Equity10/15 | €166k | €167k | €172k | €150k | €120k | ▼ 20.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €126k | €126k | €130k | €130k | €130k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €124k | €124k | €130k | €130k | €130k | = |
| Profit (loss) carried forward14 | €21k | €23k | €23k | €1k | €-29k | ▼ 2,552% |
| Amounts payable17/49 | €144k | €99k | €122k | €98k | €96k | ▼ 2.3% |
| Amounts payable after more than one year17 | €27k | €7k | €32k | €24k | €15k | ▼ 37.3% |
| Financial debts170/4 | €27k | €7k | €32k | €24k | €15k | ▼ 37.3% |
| Amounts payable within one year42/48 | €117k | €92k | €90k | €74k | €81k | ▲ 8.9% |
| Current portion of amounts payable after more than one year42 | €38k | €26k | €20k | €8k | €9k | ▲ 4.7% |
| Trade debts44 | €8k | €4k | €8k | €6k | €12k | ▲ 115% |
| Suppliers440/4 | €8k | €4k | €8k | €6k | €12k | ▲ 115% |
| Taxes, remuneration and social security45 | €4k | €909 | €1k | €3k | €2k | ▼ 34.5% |
| Taxes450/3 | €4k | €909 | €1k | €3k | €2k | ▼ 34.5% |
| Other amounts payable47/48 | €67k | €61k | €61k | €58k | €58k | ▲ 1.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17k | €2k | €5k | €-22k | €-30k | ▼ 38.3% |
| + Depreciation and write-downs630 | €24k | €23k | €28k | €28k | €27k | ▼ 5.6% |
| Operating cash flow (approximation) | €41k | €25k | €33k | €6k | €-4k | ▼ 161% |
| Investment in fixed assets (approximation) | - | €0 | €-50k | €0 | €-1k | - |
| Change in cash | - | €13k | €7k | €-13k | €12k | ▲ 195% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
31-12
Financial
Highest result since 2018net €36k ▲121%
Operating result €57k, net result €36k, both a record.
31-12
Financial
Equity above €150kEq €150k ▲31.4%
3 profitable years in a row build equity to €150k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Equity above €100kEq €114k ▲16.6%
2 profitable years in a row build equity to €114k.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2013
Ground area
4,175 m²
Building footprint
5,444 m²
Volume, LiDAR
35,028 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
STREVA
since 20132.240.114.238
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24130C0293/00A002 | Flanders | 3,292 m² | 1 · 5,444 m² | 8.0 m · 2 fl. |
| 24130C0293/00W000 | Flanders | 883 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,534 companies in sector 43222 we hold annual accounts for 5,664. 4,932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
Scores and ratios are computed by Checked and are not a credit decision.