VAN DEN STEEN DIRK & JAN
ActiveVAN DEN STEEN DIRK & JAN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €-15k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 81% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-65
Solvency100▲+12
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.32 against 3.0 in 2024; short-term debt: 22.6% and cash: 14.4% of total assets), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
16 d late
2022
21 d late
2021
20 d late
2020
5 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▼ 8.0%
2024 · €195k
2018: €205k
2019: €209k
2020: €186k
2021: €196k
2022: €184k
2023: €178k
2024: €195k
2018 → 2025
Total assets
€236k▼ 23.1%
2024 · €307k
2018: €261k
2019: €289k
2020: €262k
2021: €336k
2022: €326k
2023: €288k
2024: €307k
2018 → 2025
Net result
€-15k
2024 · €17k
2018: €4k
2019: €23k
2020: €316
2021: €37k
2022: €10k
2023: €-6k
2024: €17k
2018 → 2025
Working capital
€177k▼ 9.0%
2024 · €194k
2018: €205k
2019: €211k
2020: €184k
2021: €184k
2022: €182k
2023: €169k
2024: €194k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€184k▼ 6.2%€178k▼ 3.3%€195k▲ 9.4%€179k▼ 8.0%
Operating result€49k-€15k▼ 70.4%€-3k€24k€-12k
Net result€37k-€10k▼ 71.8%€-6k€17k€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €24k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€6k▼ 61.7%
Current assets
€230k▼ 21.0%
Equity and liabilities €236k
Equity
€179k▼ 8.0%
Debt
€57k▼ 49.4%
The debt ratio falls from 36.6% to 24.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▼
2024 · €35k
Cash flow
€-5k▼
2024 · €27k
Solvency
75.9%▲
2024 · 63.4%
Current ratio
4.32▲
2024 · 3.00
Quick ratio
4.14▲
2024 · 2.84
Debt / equity
0.32▼
2024 · 0.58
ROE
-8.7%▼
2024 · 8.6%
ROA
-6.6%▼
2024 · 5.5%
Interest coverage
-0.25▼
2024 · 9.95
Debt
€57k▼
2024 · €113k
Debt ≤ 1 year
€53k▼
2024 · €97k
Income taxes
€272▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€307k€236k▼
Fixed assets21/28€16k€6k▼
Tangible fixed assets22/27€16k€6k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€14k€4k▼
Current assets29/58€291k€230k▼
Stocks and contracts in progress3€16k€9k▼
Stocks30/36€16k€9k▼
Amounts receivable within one year40/41€128k€74k▼
Trade receivables40€118k€66k▼
Other amounts receivable41€10k€8k▼
Current investments50/53€98k€111k▲
Cash at bank and in hand54/58€48k€34k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€307k€236k▼
Equity10/15€195k€179k▼
Contributions10/11€19k€19k=
Reserves13€176k€161k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€174k€159k▼
Amounts payable17/49€113k€57k▼
Amounts payable after more than one year17€413-
Financial debts170/4€413-
Amounts payable within one year42/48€97k€53k▼
Current portion of amounts payable after more than one year42€10k€413▼
Trade debts44€42k€33k▼
Suppliers440/4€42k€33k▼
Taxes, remuneration and social security45€41k€16k▼
Taxes450/3€41k€16k▼
Other amounts payable47/48€4k€4k▼
Accrued charges and deferred income492/3€15k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€779€4k▲
Gross operating margin9900€36k€3k▼
Operating profit (loss)9901€24k€-12k▼
Financial income75/76B€819€1k▲
Recurring financial income75€819€1k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€22k€-15k▼
Income taxes67/77€5k€272▼
Profit (loss) for the period9904€17k€-15k▼
Profit (loss) for the period to be appropriated9905€17k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-15k▼
Profit (loss) brought forward from the previous period14P€-6k-
Transfer from equity791/2-€15k
Transfer to equity691/2€11k-
To other reserves6921€11k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-15k ▼193%
Net result drops to €-15k, the lowest in the series.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
31-12
Financial
Highest result since 2018net €37k ▲11632%
Operating result €49k, net result €37k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat-Zuid 329402 NinoveGround area
1,436 m²
Building footprint
606 m²
Volume, LiDAR
3,263 m³
Parcel 41038A0325/00F002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN DEN STEEN DIRK & JAN
since 20102.190.809.138
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41038A0325/00F002 | Flanders | 1,436 m² | 1 · 606 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEBROEDERS HAESAERTS
BE 0895.860.722
Herent · Eq €179k
RLG
BE 0746.773.702
Marche-en-Famenne · Eq €179k
TCH-Rise
BE 0778.440.836
Antwerpen · Eq €179k
DIEPENDAEL
BE 0438.667.157
Denderleeuw · Eq €179k
Groenweghe
BE 0411.526.359
Ieper · Eq €179k
Of 9,531 companies in sector 43222 we hold annual accounts for 5,661. 4,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2010
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.