STREEM
ActiveSTREEM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.13M and a net result of €-182k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 1555 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
70
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency89▼-11
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 2.75 in 2023), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52.7%
Return on assets
-8.5%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€182k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
83 d late
2022
144 d late
2021
32 d late
2020
159 d late
2019
67 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-182k▲ 0.5%
2023 · €-183k
2018: €-358k
2019: €-20k
2020: €-15k
2021: €-58k
2022: €-82k
2023: €-183k
2018 → 2024
Working capital
€665k▼ 21.5%
2023 · €847k
2018: €1.65M
2019: €1.63M
2020: €1.34M
2021: €1.06M
2022: €873k
2023: €847k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.64M-€1.58M▼ 3.5%€1.50M▼ 5.2%€1.31M▼ 12.2%€1.13M▼ 13.8%
Operating result€-14k-€-56k▼ 293%€-78k▼ 40.7%€-7k▲ 90.8%€-183k▼ 2,444%
Net result€-15k-€-58k▼ 287%€-82k▼ 42.6%€-183k▼ 123%€-182k▲ 0.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €183k in 2024 against €7k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.15M
Fixed assets
€467k=
Current assets
€1.68M▲ 26.2%
Equity and liabilities €2.15M
Equity
€1.13M▼ 13.8%
Debt
€1.02M▲ 110%
The debt ratio rises from 26.9% to 47.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
52.7%▼
2023 · 73.1%
Current ratio
1.66▼
2023 · 2.75
Quick ratio
1.66▼
2023 · 2.75
Debt / equity
0.90▲
2023 · 0.37
ROE
-16.0%▼
2023 · -13.9%
ROA
-8.5%▲
2023 · -10.2%
Debt
€1.02M▲
2023 · €485k
Debt ≤ 1 year
€1.02M▲
2023 · €485k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.80M€2.15M▲
Fixed assets21/28€467k€467k=
Financial fixed assets28€467k€467k=
Current assets29/58€1.33M€1.68M▲
Amounts receivable within one year40/41€1.33M€1.55M▲
Trade receivables40€430k€669k▲
Other amounts receivable41€901k€885k▼
Cash at bank and in hand54/58€962€127k▲
Equity and liabilities
Total equity and liabilities10/49€1.80M€2.15M▲
Equity10/15€1.31M€1.13M▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€1.29M€1.11M▼
Amounts payable17/49€485k€1.02M▲
Amounts payable within one year42/48€485k€1.02M▲
Trade debts44€323k€854k▲
Suppliers440/4€323k€854k▲
Other amounts payable47/48€162k€162k=
Income statement
Code20232024
Non-recurring operating income76A€2k-
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€-6k€-178k▼
Operating profit (loss)9901€-7k€-183k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€178k€604▼
Recurring financial charges65€139€604▲
Non-recurring financial charges66B€178k-
Profit (loss) for the period before taxes9903€-183k€-182k▲
Profit (loss) for the period9904€-183k€-182k▲
Profit (loss) for the period to be appropriated9905€-183k€-182k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.29M€1.11M▼
Profit (loss) brought forward from the previous period14P€1.48M€1.29M▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 83 days late
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 159 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 6.52
Current ratio from 1.83 to 6.52; short-term debt falls from €1.96M to €243k.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
25-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 237 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3911050 ElseneGround area
1,241 m²
Building footprint
354 m²
Volume, LiDAR
12,829 m³
Parcel 21807G0211/00M011, Brussels · tallest building 42.2 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 391, 1050 Brussel
since 20042.138.889.095
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00M011 | Brussels | 1,241 m² | 1 · 354 m² | 42.2 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
J.D.-CONSULT
BE 0893.232.814
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EXTRA CONSULT
BE 0479.745.172
Affligem · Eq €1.14M
STEPHAN JANSSEN
BE 0862.719.780
Brugge · Eq €1.14M
Bernard De Cannière
BE 0478.015.802
Elsene · Eq €1.12M
ARAANI
BE 0505.774.826
Kortrijk · Eq €1.14M
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 7,860 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2003
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.