T-Sphere
ActiveSummary
T-Sphere has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.0m and a net result of €187,712. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 95% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability91▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 46.43 against 9.64 in 2023; short-term debt: 2.1% and cash: 62.9% of total assets), and 2.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.9%
Return on assets
17.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
6 d late
2023
28 d early
2022
27 d early
2021
38 d early
2020
39 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
In the rankings
#7 company by equity in Geraardsbergen, Telecoms and IT sector#8 company by total assets in Geraardsbergen, Telecoms and IT sector
Equity
€1.0m▲ 14.4%
2023 · €907,574
Total assets
€1.1m▲ 5.0%
2023 · €1.0m
Net result
€187,712▼ 20.2%
2023 · €235,086
Working capital
€1.0m▲ 14.9%
2023 · €885,259
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€205,316▲ 92.9%€225,654▲ 9.9%€236,496▲ 4.8%€337,367▲ 42.7%€262,575▼ 22.2%
Net result€144,231above the sector's middle half▲ 98.7%€161,053above the sector's middle half▲ 11.7%€163,023above the sector's middle half▲ 1.2%€235,086above the sector's middle half▲ 44.2%€187,712above the sector's middle half▼ 20.2%
Equity€546,801above the sector's middle half▲ 35.8%€707,854above the sector's middle half▲ 29.5%€753,901above the sector's middle half▲ 6.5%€907,574above the sector's middle half▲ 20.4%€1.0mabove the sector's middle half▲ 14.4%
Total assets€618,536above the sector's middle half▲ 37.3%€760,186above the sector's middle half▲ 22.9%€806,476above the sector's middle half▲ 6.1%€1.0mabove the sector's middle half▲ 25.2%€1.1mabove the sector's middle half▲ 5.0%
Debt€71,736▲ 49.5%€52,332▼ 27.0%€52,574▲ 0.5%€102,431▲ 94.8%€22,391▼ 78.1%
Working capital€505,440above the sector's middle half▲ 45.1%€678,430above the sector's middle half▲ 34.2%€734,764above the sector's middle half▲ 8.3%€885,259above the sector's middle half▲ 20.5%€1.0mabove the sector's middle half▲ 14.9%
Solvency88.4%above the sector's middle half▼ 0.9pp93.1%above the sector's middle half▲ 4.7pp93.5%above the sector's middle half▲ 0.4pp89.9%above the sector's middle half▼ 3.6pp97.9%above the sector's middle half▲ 8.0pp
Current ratio8.05above the sector's middle half▼ 0.3713.96above the sector's middle half▲ 5.9215.22above the sector's middle half▲ 1.259.64above the sector's middle half▼ 5.5746.43above the sector's middle half▲ 36.79
Return on assets (ROA)23.3%within the sector's middle half▲ 7.2pp21.2%within the sector's middle half▼ 2.1pp20.2%within the sector's middle half▼ 1.0pp23.3%within the sector's middle half▲ 3.1pp17.7%within the sector's middle half▼ 5.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 22% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.1m
Fixed assets
€20,660 ▼ 7.4%
Current assets
€1.0m ▲ 5.3%
Equity and liabilities €1.1m
Equity
€1.0m ▲ 14.4%
Debt
€22,391 ▼ 78.1%
Debt's share of the balance-sheet total falls from 10.1% to 2.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€268,130▼
2023 · €351,317
Cash flow
€193,267▼
2023 · €249,036
Quick ratio
46.39▲
2023 · 9.63
Debt to equity
0.02▼
2023 · 0.11
ROE
18.1%▼
2023 · 25.9%
Interest coverage
1013.53▲
2023 · 154.14
Debt ≤ 1 year
€22,391▼
2023 · €102,431
Income taxes
€82,860▼
2023 · €106,632
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,094 | €16,519 | €15,613 | €13,950 | €5,555 | ▼ 60.2% |
| Other operating charges640/8 | - | €120 | €122 | €132 | €141 | ▲ 6.7% |
| Gross operating margin9900 | €221,529 | €242,293 | €252,231 | €351,448 | €268,271 | ▼ 23.7% |
| Operating profit (loss)9901 | €205,316 | €225,654 | €236,496 | €337,367 | €262,575 | ▼ 22.2% |
| Financial income75/76B | - | €6,667 | €7,237 | €6,631 | €8,261 | ▲ 24.6% |
| Recurring financial income75 | €3,275 | €6,667 | €7,237 | €6,631 | €8,261 | ▲ 24.6% |
| Financial charges65/66B | - | €1,008 | €1,061 | €2,279 | €265 | ▼ 88.4% |
| Recurring financial charges65 | €1,056 | €1,008 | €1,061 | €2,279 | €265 | ▼ 88.4% |
| Profit (loss) for the period before taxes9903 | €207,534 | €231,313 | €242,672 | €341,719 | €270,572 | ▼ 20.8% |
| Income taxes67/77 | €63,303 | €70,260 | €79,649 | €106,632 | €82,860 | ▼ 22.3% |
| Profit (loss) for the period9904 | €144,231 | €161,053 | €163,023 | €235,086 | €187,712 | ▼ 20.2% |
| Transfer from tax-exempt reserves789 | - | - | €62,000 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €144,231 | €161,053 | €225,023 | €235,086 | €187,712 | ▼ 20.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €618,536 | €760,186 | €806,476 | €1.0m | €1.1m | ▲ 5.0% |
| Fixed assets21/28 | €41,361 | €29,424 | €20,025 | €22,315 | €20,660 | ▼ 7.4% |
| Tangible fixed assets22/27 | €41,361 | €29,424 | €20,025 | €22,315 | €20,660 | ▼ 7.4% |
| Plant, machinery and equipment23 | - | €28,201 | €17,354 | €20,448 | €15,651 | ▼ 23.5% |
| Furniture and vehicles24 | - | €1,223 | €2,671 | €1,867 | €1,109 | ▼ 40.6% |
| Other tangible fixed assets26 | - | - | - | - | €3,900 | - |
| Current assets29/58 | €577,176 | €730,763 | €786,450 | €987,690 | €1.0m | ▲ 5.3% |
| Amounts receivable after more than one year29 | - | €415,000 | €317,000 | €240,000 | €240,000 | = |
| Other amounts receivable291 | - | €415,000 | €317,000 | €240,000 | €240,000 | = |
| Stocks and contracts in progress3 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Stocks30/36 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Amounts receivable within one year40/41 | €44,978 | €50,670 | €121,642 | €95,537 | €130,833 | ▲ 36.9% |
| Trade receivables40 | - | €50,670 | €121,446 | €95,537 | €130,662 | ▲ 36.8% |
| Other amounts receivable41 | - | - | €197 | - | €172 | - |
| Cash at bank and in hand54/58 | €346,198 | €264,093 | €345,606 | €649,951 | €666,630 | ▲ 2.6% |
| Deferred charges and accrued income490/1 | - | - | €1,202 | €1,202 | €1,202 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €618,536 | €760,186 | €806,476 | €1.0m | €1.1m | ▲ 5.0% |
| Equity10/15 | €546,801 | €707,854 | €753,901 | €907,574 | €1.0m | ▲ 14.4% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €536,430 | €697,483 | €743,531 | €897,203 | €1.0m | ▲ 14.5% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €62,000 | - | - | - | - |
| Distributable reserves133 | - | €633,623 | €741,671 | €897,203 | €1.0m | ▲ 14.5% |
| Profit (loss) carried forward14 | €4,170 | €4,170 | €4,170 | €4,170 | €4,170 | = |
| Amounts payable17/49 | €71,736 | €52,332 | €52,574 | €102,431 | €22,391 | ▼ 78.1% |
| Amounts payable within one year42/48 | €71,736 | €52,332 | €51,686 | €102,431 | €22,391 | ▼ 78.1% |
| Financial debts43 | - | €14,759 | €23,656 | €24,021 | - | - |
| Credit institutions430/8 | - | €14,759 | €23,656 | €24,021 | - | - |
| Trade debts44 | €7,450 | €9,944 | €8,243 | €16,541 | €109 | ▼ 99.3% |
| Suppliers440/4 | - | €9,944 | €8,243 | €16,541 | €109 | ▼ 99.3% |
| Taxes, remuneration and social security45 | - | €27,629 | €19,788 | €61,868 | €22,282 | ▼ 64.0% |
| Taxes450/3 | - | €24,590 | €19,788 | €61,868 | €22,282 | ▼ 64.0% |
| Remuneration and social security454/9 | - | €3,038 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €888 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €144,231 | €161,053 | €163,023 | €235,086 | €187,712 | ▼ 20.2% |
| + Depreciation and write-downs630 | €16,094 | €16,519 | €15,613 | €13,950 | €5,555 | ▼ 60.2% |
| Operating cash flow (approximation) | €160,325 | €177,572 | €178,637 | €249,036 | €193,267 | ▼ 22.4% |
| Investment in fixed assets (approximation) | - | -€4,581 | -€6,215 | -€16,239 | -€3,900 | ▲ 76.0% |
| Change in cash | - | -€82,105 | €81,514 | €304,344 | €16,679 | ▼ 94.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Liquidity times 5current ratio 46.43
Current ratio from 9.64 to 46.43; short-term debt falls from €102,431 to €22,391.
31-12
Financial
Equity above €1mEq €1.0m ▲14.4%
7 profitable years in a row build equity to €1.0m.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €235,086 ▲44.2%
Operating result €337,367, net result €235,086, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500,000Eq €546,801 ▲35.8%
3 profitable years in a row build equity to €546,801.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €72,598 ▼39.2%
Net result drops to €72,598, the lowest in the series; recovery starts the following year.
Show earlier events
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2012
Ground area
1,940 m²
Building footprint
248 m²
Volume, LiDAR
1,022 m³
Parcel 41031B0492/00M004, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
T-Sphere
since 20122.216.460.094
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41031B0492/00M004 | Flanders | 1,940 m² | 1 · 248 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 8,352 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0508687893
Also
9925:BE0508687893
Registered
22-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.