STRAZZERI CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of STRAZZERI CONSTRUCTION is 2.0% (moderate). The 2025 annual accounts show equity of €54k and a net result of €3k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 7453 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-5
Solvency50▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.48 against 2.95 in 2024; short-term debt: 18.5% and cash: 10.7% of total assets), but 74.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
51 d late
2023
30 d late
2022
60 d late
2021
58 d late
2020
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 5.2%
2024 · €51k
2020: €29k
2021: €30k
2022: €42k
2023: €46k
2024: €51k
2020 → 2025
Total assets
€211k▼ 12.9%
2024 · €242k
2020: €114k
2021: €200k
2022: €110k
2023: €219k
2024: €242k
2020 → 2025
Net result
€3k▼ 46.8%
2024 · €5k
2020: €26k
2021: €1k
2022: €11k
2023: €4k
2024: €5k
2020 → 2025
Working capital
€136k▲ 1.6%
2024 · €134k
2020: €18k
2021: €14k
2022: €26k
2023: €30k
2024: €134k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€42k▲ 37.3%€46k▲ 10.6%€51k▲ 10.8%€54k▲ 5.2%
Operating result€3k-€15k▲ 341%€12k▼ 18.7%€14k▲ 11.4%€10k▼ 24.9%
Net result€1k-€11k▲ 706%€4k▼ 61.0%€5k▲ 13.1%€3k▼ 46.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€36k ▼ 10.0%
Current assets
€175k ▼ 13.5%
Equity and liabilities €211k
Equity
€54k ▲ 5.2%
Debt
€157k ▼ 17.7%
Debt's share of the balance-sheet total falls from 78.9% to 74.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €18k
Cash flow
€7k▼
2024 · €10k
Current ratio
4.48▲
2024 · 2.95
Quick ratio
1.92▲
2024 · 1.49
Debt to equity
2.93▼
2024 · 3.75
ROE
4.9%▼
2024 · 9.8%
ROA
1.3%▼
2024 · 2.1%
Interest coverage
2.05▼
2024 · 2.46
Debt ≤ 1 year
€39k▼
2024 · €68k
Debt > 1 year
€118k▼
2024 · €123k
Income taxes
€896▼
2024 · €1k
Staff costs
€38k▼
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€242k€211k▼
Fixed assets21/28€40k€36k▼
Tangible fixed assets22/27€40k€36k▼
Land and buildings22€37k€35k▼
Plant, machinery and equipment23€173€0▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€300€300=
Current assets29/58€202k€175k▼
Stocks and contracts in progress3€100k€100k=
Stocks30/36€100k€100k=
Amounts receivable within one year40/41€74k€50k▼
Trade receivables40€74k€45k▼
Other amounts receivable41-€5k
Cash at bank and in hand54/58€26k€23k▼
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€242k€211k▼
Equity10/15€51k€54k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€48k€51k▲
Amounts payable17/49€191k€157k▼
Amounts payable after more than one year17€123k€118k▼
Financial debts170/4€123k€118k▼
Amounts payable within one year42/48€68k€39k▼
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€41k€17k▼
Suppliers440/4€41k€17k▼
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45€10k€2k▼
Taxes450/3€10k€1k▼
Remuneration and social security454/9€687€598▼
Other amounts payable47/48€7k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€78k€38k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€99k€55k▼
Operating profit (loss)9901€14k€10k▼
Financial income75/76B€28€215▲
Recurring financial income75€28€215▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€6k€4k▼
Income taxes67/77€1k€896▼
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€51k▲
Profit (loss) brought forward from the previous period14P€43k€48k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 51 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.95
Current ratio from 1.21 to 2.95; short-term debt falls from €145k to €68k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
31-12
Financial
Weakest financial yearnet €1k ▼94.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bascoup 3597170 ManageGround area
350 m²
Building footprint
50 m²
Volume, LiDAR
184 m³
Parcel 52035A0025/03L000, Wallonia · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Strazzeri Construction
since 20202.297.975.332
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52035A0025/03L000 | Wallonia | 350 m² | 1 · 50 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SDD INSTAL
BE 0750.867.991
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ARPV
BE 1017.438.740
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,126 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:strazzeri@belgacom.net
Phone:+32495324473