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STRATIFY

Active Private limited company (pre-2019)founded 2014active for 12 yearsAvenue des Bouvreuils 9, 1301 WavreKBO/BCE: BE 0545.999.439

Lifetime

12 annual accounts with figures on one time axis
peak €485,556 (2024)
€386,559▼ 20.4%
lowest -€153,254 (2023)
€190,933▼ 40.9%
peak €258,410 (2024)
€149,343▼ 42.2%
€388,041▲ 3.3%
Board2 names since 2021
2 directorsZanchetta Martin and 1 other
Documentsfilings and deeds
01-09-202632 days late
2025micro format
Gross margin from €485,556 to €386,559Result from €323,112 to €190,933Dividend €300,000Equity from €258,410 to €149,343Cash from €137,959 to €57,934

Key points

from the 2025 annual accounts

Equity

€149,343 ▼ 42.2%
258,4102024+190,933Profit-300,000Dividend149,3432025

STRATIFY paid out €300,000 in dividends. That is 157% of the 2025 profit.

Turnover

≈ €750,000 estimated

The micro format states no turnover.

Debts

€388,041 72% of the balance sheet
Financial debts 21%Suppliers 2%Taxes and wages 34%Other 43%

Of this, €307,689 falls due within a year.

Liquidity

1.18 was 1.61 in 2024

Short-term debts rose from €286,648 to €307,689.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

Ten of the last ten came late. The 2020 accounts came latest: 107 days after the end of the period.

Position in the sector

€190,933

Higher net result than 95% of companies in advertising and market research. Sector median €14,832 · 8,604 companies.

Checked score

81
Excellent
Financially stronger than 39% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.8%highest value 01-2025: 3.8%● unchanged vs 12-2024 02-2025: 3.8%● unchanged vs 01-2025 03-2025: 3.7%▼ -0.1 percentage points vs 02-2025 04-2025: 3.7%● unchanged vs 03-2025 05-2025: 3.6%▼ -0.1 percentage points vs 04-2025 06-2025: 3.4%▼ -0.2 percentage points vs 05-2025 07-2025: 3.4%● unchanged vs 06-2025 08-2025: 3.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.2%▼ -3.5 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.2 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Strong

53-13equity 27.8% of total assets
34-21short-term debt 57.3% · cash 10.8%
100=return on assets 35.5%

Score breakdown

raises risk
Last filed accounts filed 32 days late; 2 of the last 3 accounts late
Profit of €190,933 (financial year 2025)
lowers risk
Size: total assets €537,384
Founded in 2014
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 32% of them on solvency, 19% on liquidity, 88% on profitability and 15% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,609 companies had the same profile as STRATIFY has now. Each dot stands for 7 companies, two years later.

96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of STRATIFY itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,609 companies, not a prediction for STRATIFY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.18 (1.61 in 2024), below the usual 1.5. Short-term debt is 57.3% and cash 10.8% of total assets. 72.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 32 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €537,384
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Profit of €190,933 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 32 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
32 days late
2024
12 days late
2023
76 days late
2022
67 days late
2021
64 days late
2020
107 days late
2019
73 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 62 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 October (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CB
Director
ZM
Zanchetta Martin
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0545999439
Appointment: Coralie BRANCART (director) General meeting of 15-11-2022 · Gazette deed
Registered office moved from Rixensart to Bierges New registered office: Avenue des Bouvreuils 9, 1301 Bierges · Previous registered office: Rue des Templiers 1 Boîte 2-1331 Rixensart · General meeting of 22-06-2021 · Gazette deed
First establishment Rue des Templiers 1, Rixensart
All 23 events

Comparable companies

same main activity, similar in size and age
Company
STRATIFY Wavre €537,384 €386,559 27.8% -
Kieback & Peter Belgium Roosdaal €539,352 €440,878 -133.0% -
ALDRIN Antwerp €596,519 €338,864 0.3% 4.2
J.LOCKMAN CONSULTING Walhain €515,666 €287,084 19.6% -
Yellow Pill Lasne €760,126 €398,906 6.9% -
OLD-CONTINENT Ixelles €450,419 €334,825 43.3% -
WWTex Tienen €692,251 €334,852 20.4% -

These companies have the same main activity as STRATIFY: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €450,000 and €760,000, founded between 2013 and 2015.

Official details

Source: KBO
Status
Active since 10-02-2014Normal situation
Activity
Public relations and communication consultancyNACE 73300
Establishment unit
2.231.437.4881331 Rixensart, since 12-02-2014
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Annual accounts 2025

€537,384▼ 15.3%
Filing
Filed on 01-09-2026
Financials

Insights on STRATIFY

STRATIFY files the micro format. That format states no turnover. The gross margin rose from €23,340 in 2014 to €386,559 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STRATIFY

What is the company number of STRATIFY?
The company number of STRATIFY is 0545.999.439. The VAT number is the same number with BE in front: BE 0545.999.439.
Where is STRATIFY based?
The registered office is at Avenue des Bouvreuils 9, 1301 Wavre.Company details
What does STRATIFY do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of STRATIFY?
STRATIFY is a private limited company (pre-2019) (BVBA).
When was STRATIFY founded?
STRATIFY was founded on 10-02-2014.
Is STRATIFY still active?
Yes, STRATIFY is an active enterprise in the KBO register.
What is the turnover of STRATIFY?
The turnover in financial year 2025 is ≈ €750,000. This figure is estimated from the gross margin of €386,559 and 46 comparable companies (NACE 73). It probably lies between €520,000 and €970,000.Financials
Is STRATIFY profitable?
In financial year 2025, STRATIFY made a profit of €190,933.
Where can I find the annual accounts of STRATIFY?
STRATIFY filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STRATIFY due?
STRATIFY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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