Checked.be
Active
BE 0416.666.567Private limited company
STRAGIMO
Zuidstraat 49 ·8800 Roeselare, Belgium· 49 yrs active
Sector: Real estate agency activities
(68310)
Conclusion
STRAGIMO has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €-10k. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 13655 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 6 annual accounts.
Key figures
| Equity | €80k |
| Net result | €-10k |
| Better than sector | 85% |
| Active | 49 yrs |
Financial profile
60
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
55
Profitability
0
Solvency
88
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1976, 49 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
55
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€5k
estimate, not credit advice
Score history
40
2020
100
2021
70
2022
78
2023
47
2024
55
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.47 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.47 (≥ 1.0)
+5
Leverage
Debt/equity 0.25 (< 1.0)
+10
Profitability
Negatieve ROE -12%
-10
Interest coverage
Interest coverage -6.4× (< 1.5×)
-10
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~10.8%/year over 6 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 80.1% | 29.8% | |
| Net result | €-10k | €6k | |
| Equity | €80k | €78k | |
| Gross operating margin | €1k | €41k | |
| Total assets | €100k | €416k |
€-3k
+87.4%
20-25
€-10k
+67.4%
20-25
€-4k
+83.8%
20-25
€100k
-17.2%
20-25
€80k
-10.8%
20-25
€9k
-34.2%
20-25
0
-70.0%
20-25
€0
-100.0%
20-25
€428
-
20-25
€20k
-35.9%
20-25
€20k
-35.9%
20-25
€0
-100.0%
20-25
1.47
+0.9%
20-25
1.47
+0.9%
20-25
80.1%
+7.8%
20-25
0.25
-28.2%
20-25
-12.1%
+63.4%
20-25
-9.7%
+60.6%
20-25
-6.44
+92.4%
20-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €-3k | €-22k | €4k | €3k | €66k |
| Net profit | €-10k | €-29k | €-3k | €-18k | €43k |
| Cash flow | €-4k | €-23k | €4k | €3k | €64k |
| Staff costs | - | €0 | €7k | €11k | €31k |
| Income taxes | €428 | €0 | €185 | €158 | €163 |
| Dividends | - | - | - | - | - |
| Total assets | €100k | €120k | €132k | €144k | €189k |
| Equity | €80k | €89k | €119k | €122k | €140k |
| Debt | €20k | €31k | €13k | €22k | €49k |
| of which ≤ 1y | €20k | €31k | €13k | €22k | €48k |
| of which > 1y | - | - | - | €0 | €1k |
| Working capital | €9k | €14k | €37k | €33k | €31k |
| Employees (FTE) | - | - | 0.3 | 1.0 | 1.0 |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.47 | 1.45 | 3.75 | 2.49 | 1.64 |
| Quick ratio | 1.47 | 1.45 | 3.75 | 2.49 | 1.64 |
| Working capital ratio | 9.3% | 11.7% | 27.7% | 22.7% | 16.3% |
| Solvency | 80.1% | 74.3% | 89.9% | 84.8% | 73.9% |
| Debt / equity | 0.25 | 0.35 | 0.11 | 0.18 | 0.35 |
| Long-term debt ratio | - | - | - | 0.00 | 0.01 |
| Interest coverage | -6.44 | -84.22 | 10.08 | 5.28 | 39.20 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -9.7% | -24.5% | -2.3% | -12.5% | 22.7% |
| ROE | -12.1% | -33.0% | -2.6% | -14.7% | 30.7% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €100k | €120k | €132k | €144k | €189k |
| Fixed assets | 21/28 | €70k | €75k | €82k | €89k | €110k |
| Tangible fixed assets | 22/27 | €70k | €75k | €82k | €89k | €110k |
| Current assets | 29/58 | €29k | €45k | €50k | €55k | €79k |
| Amounts receivable within one year | 40/41 | €21k | €43k | €33k | €30k | €40k |
| Investments | 50/53 | - | €0 | €3k | €3k | €3k |
| Cash & bank | 54/58 | €8k | €2k | €14k | €20k | €35k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €100k | €120k | €132k | €144k | €189k |
| Equity | 10/15 | €80k | €89k | €119k | €122k | €140k |
| Contributions / capital | 10/11 | €100k | €100k | €100k | €100k | €100k |
| Reserves | 13 | €43k | €43k | €43k | €43k | €43k |
| Accumulated profits (losses) | 14 | €-63k | €-54k | €-24k | €-21k | €-3k |
| Amounts payable | 17/49 | €20k | €31k | €13k | €22k | €49k |
| Amounts payable after one year | 17 | - | - | - | €0 | €1k |
| Amounts payable within one year | 42/48 | €20k | €31k | €13k | €22k | €48k |
| Trade debts payable within one year | 44 | €411 | €4k | €392 | €5k | €4k |
| Income statement | ||||||
| Gross operating margin | 9900 | €1k | €-17k | €14k | €17k | €99k |
| Operating result | 9901 | €-9k | €-29k | €-3k | €-17k | €44k |
| Financial income | 75 | €13 | €24 | €92 | €241 | €476 |
| Financial charges | 65 | €435 | €265 | €434 | €656 | €2k |
| Result before taxes | 9903 | €-9k | €-29k | €-3k | €-18k | €43k |
| Income taxes | 67/77 | €428 | €0 | €185 | €158 | €163 |
| Net result for the period | 9904 | €-10k | €-29k | €-3k | €-18k | €43k |
| Result to be appropriated | 9905 | €-10k | €-29k | €-3k | €-18k | €43k |
Legal Structure
| NACE primary | Real estate agency activities(68310) |
| Legal form | Private limited company(610) |
| Incorporation | 14-12-1976 |
| Status | Active |
| Postal code | 8800 |
Establishment units
STRAGIMO BVBA
since 19842.014.087.907
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B0309/00S000 | Flanders | 1,198 m² | 1 · 247 m² | 21.2 m · 6 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.64
Current ratio from 0.76 to 1.64; short-term debt falls from €73k to €48k.
31-12
Financial
Equity above €100kEq €140k ▲44.4%
Equity rises from €97k to €140k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Real estate agency activities68310Real estate activities6831170311Development of residential building projects6812170111
Names & trade names
| Legal nameNL | STRAGIMO |
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