STORMS Dakwerken
ActiveSTORMS Dakwerken has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €63k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-8
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.43 against 4.79 in 2024; short-term debt: 14.1% and cash: 46.2% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
16.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
61 d late
2023
61 d late
2022
30 d late
2021
34 d early
2020
6 d early
2019
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€321k▲ 24.6%
2024 · €257k
2018: €126k
2019: €123k
2020: €97k
2021: €129k
2022: €135k
2023: €199k
2024: €257k
2018 → 2025
Total assets
€373k▲ 4.7%
2024 · €356k
2018: €189k
2019: €147k
2020: €124k
2021: €314k
2022: €306k
2023: €312k
2024: €356k
2018 → 2025
Net result
€63k▼ 23.6%
2024 · €83k
2018: €14k
2019: €-3k
2020: €-26k
2021: €58k
2022: €7k
2023: €64k
2024: €83k
2018 → 2025
Working capital
€233k▲ 11.0%
2024 · €210k
2018: €88k
2019: €82k
2020: €40k
2021: €28k
2022: €52k
2023: €111k
2024: €210k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€135k▲ 5.3%€199k▲ 47.1%€257k▲ 29.3%€321k▲ 24.6%
Operating result€73k-€12k▼ 83.0%€90k▲ 625%€114k▲ 27.2%€95k▼ 17.2%
Net result€58k-€7k▼ 88.3%€64k▲ 842%€83k▲ 29.9%€63k▼ 23.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €373k
Fixed assets
€87k▼ 3.8%
Current assets
€286k▲ 7.6%
Equity and liabilities €373k
Equity
€321k▲ 24.6%
Debt
€53k▼ 46.8%
The debt ratio falls from 27.8% to 14.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€139k▼
2024 · €169k
Cash flow
€107k▼
2024 · €138k
Solvency
85.9%▲
2024 · 72.2%
Current ratio
5.43▲
2024 · 4.79
Quick ratio
4.91▲
2024 · 4.49
Debt / equity
0.16▼
2024 · 0.38
ROE
19.7%▼
2024 · 32.2%
ROA
16.9%▼
2024 · 23.2%
Interest coverage
124.48▲
2024 · 116.51
Debt
€53k▼
2024 · €99k
Debt ≤ 1 year
€53k▼
2024 · €56k
Debt > 1 year
€0▼
2024 · €44k
Income taxes
€34k▲
2024 · €33k
Staff costs
€164k▼
2024 · €173k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€356k€373k▲
Fixed assets21/28€91k€87k▼
Tangible fixed assets22/27€90k€87k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€86k€85k▼
Other tangible fixed assets26€0-
Financial fixed assets28€435€0▼
Current assets29/58€266k€286k▲
Stocks and contracts in progress3€16k€27k▲
Stocks30/36€16k€27k▲
Amounts receivable within one year40/41€37k€79k▲
Trade receivables40€35k€75k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€183k€172k▼
Deferred charges and accrued income490/1€30k€7k▼
Equity and liabilities
Total equity and liabilities10/49€356k€373k▲
Equity10/15€257k€321k▲
Contributions10/11€38k€38k=
Reserves13€219k€283k▲
Distributable reserves133€219k€283k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€99k€53k▼
Amounts payable after more than one year17€44k€0▼
Financial debts170/4€44k€0▼
Amounts payable within one year42/48€56k€53k▼
Current portion of amounts payable after more than one year42-€13k
Trade debts44€20k€2k▼
Suppliers440/4€20k€2k▼
Taxes, remuneration and social security45€24k€25k▲
Taxes450/3€14k€21k▲
Remuneration and social security454/9€10k€4k▼
Other amounts payable47/48€11k€13k▲
Income statement
Code20242025
Remuneration, social security and pensions62€173k€164k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€44k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€35
Gross operating margin9900€344k€306k▼
Operating profit (loss)9901€114k€95k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€116k€98k▼
Income taxes67/77€33k€34k▲
Profit (loss) for the period9904€83k€63k▼
Profit (loss) for the period to be appropriated9905€83k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€63k▼
Transfer from equity791/2€24k€0▼
Transfer to equity691/2€83k€63k▼
To other reserves6921€83k€63k▼
Profit to be distributed694/7€24k€0▼
Return on contributions (dividend)694€24k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €83k ▲29.9%
Operating result €114k, net result €83k, both a record.
31-12
Financial
Equity above €200kEq €257k ▲29.3%
4 profitable years in a row build equity to €257k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Equity above €150kEq €199k ▲47.1%
3 profitable years in a row build equity to €199k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €58k
Net result €58k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €129k ▲33.1%
Equity rises from €97k to €129k.
25-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vroembos(P) 391670 PepingenGround area
578 m²
Building footprint
135 m²
Volume, LiDAR
806 m³
Parcel 23064E0119/00S000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vroembos(P) 39, 1670 Pepingen
since 19942.065.692.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23064E0119/00S000 | Flanders | 578 m² | 1 · 135 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 814 EUR awarded · 825 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 47 EUR | 0 EUR |
| 2024 | 1 | 284 EUR | 284 EUR |
| 2023 | 1 | 114 EUR | 247 EUR |
| 2022 | 1 | 369 EUR | 294 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
3 categoriesSTORMS Dakwerken BV38115
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,276 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-1993
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stormsdakwerken@telenet.be