STOOT OPTIEK
ActiveSTOOT OPTIEK has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €719k and a net result of €139k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 4144 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+27
Solvency96▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 2.65 in 2024; short-term debt: 28.6% and cash: 14.3% of total assets), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
13.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
28 d early
2023
7 d early
2022
4 d early
2021
2 d early
2020
3 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€139k▲ 3.6%
2024 · €134k
2018: €161k
2019: €278k
2020: €171k
2021: €223k
2022: €197k
2023: €219k
2024: €134k
2018 → 2025
Working capital
€253k▼ 60.0%
2024 · €634k
2018: €539k
2019: €771k
2020: €920k
2021: €1.20M
2022: €1.44M
2023: €1.04M
2024: €634k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.42M▲ 15.7%€1.63M▲ 15.0%€1.18M▼ 27.3%€719k▼ 39.2%
Operating result€298k-€261k▼ 12.4%€289k▲ 10.5%€156k▼ 46.1%€174k▲ 12.0%
Net result€223k-€197k▼ 11.7%€219k▲ 11.2%€134k▼ 38.6%€139k▲ 3.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€471k▼ 14.5%
Current assets
€543k▼ 46.6%
Equity and liabilities €1.01M
Equity
€719k▼ 39.2%
Debt
€295k▼ 23.4%
The debt ratio rises from 24.5% to 29.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€254k▲
2024 · €239k
Cash flow
€219k▲
2024 · €217k
Solvency
70.9%▼
2024 · 75.5%
Current ratio
1.87▼
2024 · 2.65
Quick ratio
1.38▼
2024 · 2.33
Debt / equity
0.41▲
2024 · 0.33
ROE
19.3%▲
2024 · 11.3%
ROA
13.7%▲
2024 · 8.6%
Interest coverage
442.10▲
2024 · -285.08
Debt
€295k▼
2024 · €385k
Debt ≤ 1 year
€290k▼
2024 · €384k
Income taxes
€46k▲
2024 · €32k
Staff costs
€245k▲
2024 · €231k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€1.01M▼
Fixed assets21/28€551k€471k▼
Tangible fixed assets22/27€548k€469k▼
Land and buildings22€465k€409k▼
Plant, machinery and equipment23€15k€11k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€64k€45k▼
Financial fixed assets28€3k€3k=
Current assets29/58€1.02M€543k▼
Stocks and contracts in progress3€124k€144k▲
Stocks30/36€124k€144k▲
Amounts receivable within one year40/41€117k€104k▼
Trade receivables40€20k€43k▲
Other amounts receivable41€96k€61k▼
Current investments50/53€500k€150k▼
Cash at bank and in hand54/58€274k€145k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.01M▼
Equity10/15€1.18M€719k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.12M€657k▼
Non-distributable reserves130/1€29k€29k=
Legal reserve130€29k€29k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€1.07M€609k▼
Amounts payable17/49€385k€295k▼
Amounts payable within one year42/48€384k€290k▼
Trade debts44€100k€131k▲
Suppliers440/4€100k€131k▲
Taxes, remuneration and social security45€29k€30k▲
Taxes450/3€1k€8k▲
Remuneration and social security454/9€28k€22k▼
Other amounts payable47/48€255k€129k▼
Accrued charges and deferred income492/3€935€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€231k€245k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€80k▼
Other operating charges640/8€10k€2k▼
Gross operating margin9900€479k€501k▲
Operating profit (loss)9901€156k€174k▲
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€-838€575▲
Recurring financial charges65€-838€575▲
Profit (loss) for the period before taxes9903€167k€185k▲
Income taxes67/77€32k€46k▲
Profit (loss) for the period9904€134k€139k▲
Profit (loss) for the period to be appropriated9905€134k€139k▲
Appropriation of the result
Profit (loss) to be appropriated9906€134k€139k▲
Transfer from equity791/2€575k€600k▲
Transfer to equity691/2€130k€136k▲
To other reserves6921€130k€136k▲
Profit to be distributed694/7€579k€604k▲
Return on contributions (dividend)694€575k€600k▲
Employees696€4k€4k▼
Social balance
Average headcount (FTE)90873.43.4=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €134k ▼38.6%
Net result drops to €134k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity triplescurrent ratio 10.99
Current ratio from 3.47 to 10.99; short-term debt falls from €312k to €92k.
31-12
Financial
Equity above €1MEq €1.00M ▲13.6%
3 profitable years in a row build equity to €1.00M.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €278k ▲73.1%
Operating result €335k, net result €278k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-09-2025
MATOVI: Resigned as Director
25-06-2024
Mik Somers: Resigned as Director
25-06-2024
Toon Somers: Resigned as Director
09-09-2020
Evert Stoot: Resigned as Director
09-09-2020
Helena STOOT: Resigned as Director
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 3632650 EdegemGround area
323 m²
Building footprint
296 m²
Volume, LiDAR
2,781 m³
Parcel 11013A0033/00V002, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STOOT OPTIEK
since 19922.057.448.984
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0033/00V002 | Flanders | 323 m² | 1 · 296 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GEHOORCENTRUM HOSTENS
BE 0688.647.144
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OPTIEK VAN POTTELBERGH
BE 0432.041.661
Beveren-Kruibeke-Zwijndrecht · Eq €717k
OPTIEK STEPHAN TRUYERS
BE 0462.430.078
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Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 734 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-03-1992
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.