OPTIEK OCCHI
ActiveOPTIEK OCCHI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €663k and a net result of €89k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 72% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+17
Solvency98▼-2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 6.18 against 4.43 in 2024), and 40.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.6%
Return on assets
8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
48 d early
2023
41 d late
2022
18 d late
2021
31 d late
2020
17 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€663k▼ 14.8%
2024 · €779k
2018: €851k
2019: €964k
2020: €1.01M
2021: €871k
2022: €750k
2023: €753k
2024: €779k
2018 → 2025
Total assets
€1.11M▲ 1.2%
2024 · €1.10M
2018: €1.19M
2019: €1.27M
2020: €1.28M
2021: €1.08M
2022: €922k
2023: €1.08M
2024: €1.10M
2018 → 2025
Net result
€89k▲ 13.6%
2024 · €79k
2018: €53k
2019: €112k
2020: €90k
2021: €-73k
2022: €71k
2023: €97k
2024: €79k
2018 → 2025
Working capital
€642k▲ 19.9%
2024 · €535k
2018: €753k
2019: €876k
2020: €927k
2021: €786k
2022: €692k
2023: €509k
2024: €535k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€871k-€750k▼ 13.9%€753k▲ 0.4%€779k▲ 3.4%€663k▼ 14.8%
Operating result€-83k-€78k€152k▲ 96.5%€102k▼ 33.1%€120k▲ 18.2%
Net result€-73k-€71k€97k▲ 37.9%€79k▼ 19.3%€89k▲ 13.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€346k▼ 14.9%
Current assets
€766k▲ 10.7%
Equity and liabilities €1.11M
Equity
€663k▼ 14.8%
Debt
€449k▲ 40.2%
The debt ratio rises from 29.1% to 40.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€181k▲
2024 · €160k
Cash flow
€150k▲
2024 · €137k
Solvency
59.6%▼
2024 · 70.9%
Current ratio
6.18▲
2024 · 4.43
Quick ratio
4.02▲
2024 · 2.64
Debt / equity
0.68▲
2024 · 0.41
ROE
13.5%▲
2024 · 10.1%
ROA
8.0%▲
2024 · 7.2%
Interest coverage
37.76▲
2024 · 24.16
Debt
€449k▲
2024 · €320k
Debt ≤ 1 year
€124k▼
2024 · €156k
Debt > 1 year
€325k▲
2024 · €164k
Income taxes
€44k▲
2024 · €40k
Staff costs
€254k▲
2024 · €190k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.11M▲
Fixed assets21/28€407k€346k▼
Tangible fixed assets22/27€407k€346k▼
Land and buildings22€351k€314k▼
Plant, machinery and equipment23€48k€26k▼
Furniture and vehicles24€9k€6k▼
Current assets29/58€692k€766k▲
Amounts receivable after more than one year29€57€57=
Other amounts receivable291€57€57=
Stocks and contracts in progress3€279k€267k▼
Stocks30/36€279k€267k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€2k€2k▲
Other amounts receivable41€3k€575▼
Current investments50/53€233k€242k▲
Cash at bank and in hand54/58€175k€243k▲
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.11M▲
Equity10/15€779k€663k▼
Contributions10/11€19k€19k=
Reserves13€760k€644k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€179k€179k=
Distributable reserves133€579k€463k▼
Amounts payable17/49€320k€449k▲
Amounts payable after more than one year17€164k€325k▲
Financial debts170/4€29k-
Other amounts payable178/9€135k€325k▲
Amounts payable within one year42/48€156k€124k▼
Current portion of amounts payable after more than one year42€27k-
Trade debts44€87k€34k▼
Suppliers440/4€87k€34k▼
Taxes, remuneration and social security45€34k€87k▲
Taxes450/3€16k€66k▲
Remuneration and social security454/9€19k€21k▲
Other amounts payable47/48€7k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€190k€254k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€61k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-11k€-191▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€344k€440k▲
Operating profit (loss)9901€102k€120k▲
Financial income75/76B€23k€17k▼
Recurring financial income75€23k€17k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€118k€133k▲
Income taxes67/77€40k€44k▲
Profit (loss) for the period9904€79k€89k▲
Profit (loss) for the period to be appropriated9905€79k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€89k▲
Transfer from equity791/2€53k€205k▲
Transfer to equity691/2€79k€89k▲
To other reserves6921€79k€89k▲
Profit to be distributed694/7€53k€205k▲
Return on contributions (dividend)694€53k€205k▲
Social balance
Average headcount (FTE)90872.63.2▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
General meeting · DemergerGeneral meeting · Demerger · Accounting effect7 facts ▸
State Gazette act
General meeting · Demerger
General meeting · Demerger · Accounting effect7 facts ▸
- General meeting, 2026-07-30
- Demerger, partielle splitsing door oprichting, 2025-12-31
- Accounting effect, 2026-01-01
- Director appointment, VAN BRUSSELEN Wim Edmond (gewone bestuurder)
- Mandate compensation, VAN BRUSSELEN Wim Edmond
- Power of attorney, Grant Thornton Accountancy, Tax & Legal
- Profit sharing date, 2026-07-30
03-07
State Gazette act
RestructuringDemerger · Corporate purpose · Real estate9 facts ▸
State Gazette act
Restructuring
Demerger · Corporate purpose · Real estate9 facts ▸
- Demerger, partiële splitsing door oprichting
- Corporate purpose, Het uitoefenen van het beroep van opticien, verkoop van brillen en aanverwante artikelen, alsmede herstellingen van die artikelen, verkoop, aanpassing, herstell…
- Corporate purpose, I. Specifieke activiteiten A/ Alle activiteiten in de ruimste zin van het woord met betrekking tot adviesverlening, consultancy management in het algemeen... B/…
- Real estate, 3200 AARSCHOT, Martelarenstraat 24-26: handelshuis op en met grond... kadastraal bekend onder STAD AARSCHOT, tweede afdeling, sectie H, nummer 495E... thans gek…
- Real estate, 3200 AARSCHOT, Martelarenstraat 28: een handelshuis met woonst met aanhorigheden en grond, kadastraal bekend onder STAD AARSCHOT, tweede afdeling, sectie H, num…
- Share issue, 250, 250 nieuwe aandelen uitgereikt in het vermogen van STELLA ALPINA... op naam luiden
- Accounting effect, 01/01/2026
- Net-asset statement, 31/12/2025
- Power of attorney, Grant Thornton Accountancy, Tax & Legal BV
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 41 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 18 days late
2022
31-12
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-73k ▼181%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
31-12
Financial
Equity above €1MEq €1.01M ▲5.2%
3 profitable years in a row build equity to €1.01M.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €112k ▲111%
Operating result €158k, net result €112k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
VAN BRUSSELEN Wim Edmond
CurrentGewone bestuurder · since 30-07-2026
30-07-2026
Appointed as Gewone bestuurder
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelarenstraat 283200 AarschotGround area
263 m²
Building footprint
179 m²
Volume, LiDAR
1,282 m³
Parcel 24662H0495/00F000, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPTIEK OCCHI BVBA
since 19922.055.832.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0495/00F000 | Flanders | 263 m² | 1 · 179 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
2 transactionsContributed a business line to:STELLA ALPINA
Contributed a business line to:STELLA ALPINA
Similar companies · same sector, comparable size
ETABLISSEMENTS DECHAMPS & CO
BE 0429.583.801
Flémalle · Eq €665k
OPTIEK VERHULST
BE 0860.005.859
Leuven · Eq €665k
OPTIEK LIEN HOSTENS
BE 0446.182.479
Veurne · Eq €667k
N. BAURENS
BE 0436.949.168
Herve · Eq €658k
L'ATELIER D'OPTIQUE SP
BE 0882.236.279
Montigny-le-Tilleul · Eq €668k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 747 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-1991
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.