Active BE 0880.395.061Private limited company

STOOP INVEST

Gentseweg(BEV) 299 ·9120 Beveren-Kruibeke-Zwijndrecht, Belgium· 20 yrs active

Sector: Bouw van autowegen en andere wegen (42110)

Conclusion Checked

The computed 12-month bankruptcy probability of STOOP INVEST is 0.4% (very low). The 2025 annual accounts show equity of €5.25M and a net result of €1.81M. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 187 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Key figures

Equity	€5.25M
Net result	€1.81M
Better than sector	49%
Active	20 yrs

Financial profile 5 of 5 axes measured · computed by Checked

77 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 64

Profitability 100

Solvency 43

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Annual accounts: healthy financial profile −Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2006, 20 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

64 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 24-04-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~22.6%/year over 8 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 42 · compared across all schema types (micro, abbreviated and full combined)

Metric	This company	Sector median	Position in the sector
Solvency	34.5%	35.3%	better than 49% of 187 sector peers
Net result	€1.81M	€11k	better than 95% of 187 sector peers
Equity	€5.25M	€46k	better than 95% of 187 sector peers
Gross operating margin	€4.87M	€46k	better than 95% of 179 sector peers
Total assets	€15.22M	€140k	better than 95% of 187 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€4.79M

+28.5% 18-25

Net profit

€1.81M

+46.1% 18-25

Cash flow

€4.24M

+25.7% 18-25

Total assets

€15.22M

+11.8% 18-25

Equity

€5.25M

+25.3% 18-25

Working capital

€-4.66M

-24.1% 18-25

Employees (FTE)

0

- 18-25

Income taxes

€389k

+117.9% 18-25

Show 10 other metrics

Debt

€9.95M

+5.9% 18-25

Debt ≤ 1y

€5.49M

+36.5% 18-25

Debt > 1y

€4.31M

-18.8% 18-25

Current ratio

0.15

+125.7% 18-25

Quick ratio

0.15

+125.7% 18-25

Solvency

34.5%

+12.1% 18-25

Debt / equity

1.90

-15.5% 18-25

ROE

34.5%

+16.6% 18-25

ROA

11.9%

+30.7% 18-25

Interest coverage

27.50

+40.2% 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€4.79M
Net profit	€1.81M
Cash flow	€4.24M
Staff costs	-
Income taxes	€389k
Dividends	-
Total assets	€15.22M
Equity	€5.25M
Debt	€9.95M
of which ≤ 1y	€5.49M
of which > 1y	€4.31M
Working capital	€-4.66M
Employees (FTE)	0.0

Ratios (computed)

	2025
Current ratio	0.15
Quick ratio	0.15
Working capital ratio	-30.6%
Solvency	34.5%
Debt / equity	1.90
Long-term debt ratio	0.82
Interest coverage	27.50
Gross margin	-
Net margin	-
ROA	11.9%
ROE	34.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €14.38M · 94.5% Current assets €839k · 5.5%

Equity & liabilities

Equity €5.25M · 34.5% Provisions €17k · 0.1% Debt €9.95M · 65.4%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€15.22M
Fixed assets	21/28	€14.38M
Tangible fixed assets	22/27	€14.38M
Financial fixed assets	28	€2k
Current assets	29/58	€839k
Amounts receivable within one year	40/41	€313k
Cash & bank	54/58	€513k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€15.22M
Equity	10/15	€5.25M
Contributions / capital	10/11	€19k
Reserves	13	€5.23M
Accumulated profits (losses)	14	€0
Provisions & deferred taxes	16	€17k
Amounts payable	17/49	€9.95M
Amounts payable after one year	17	€4.31M
Amounts payable within one year	42/48	€5.49M
Trade debts payable within one year	44	€1.38M
Income statement
Gross operating margin	9900	€4.87M
Operating result	9901	€2.37M
Financial income	75	€1k
Financial charges	65	€174k
Result before taxes	9903	€2.19M
Income taxes	67/77	€389k
Net result for the period	9904	€1.81M
Result to be appropriated	9905	€1.83M

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Bouw van autowegen en andere wegen(42110)
Legal form	Private limited company(610)
Incorporation	31-03-2006
Status	Active
Postal code	9120

Establishment units 1 location

STOOP INVEST

Gentseweg(BEV) 299, 9120 Beveren-Kruibeke-ZwijndrechtHandelsbemiddeling in de groothandel in machines, apparaten en werktuigen voor de industrie en in schepen en luchtvaartuigen

since 20062.153.165.022

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46503C0761/00Y000	Flanders	1.0 ha	1 · 2,372 m²	8.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

24-04-2026