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Generated 13-07-2026
Active BE 0743.839.055Private limited company

STOOM

Wilgenstraat 9 ·1800 Vilvoorde, Belgium· 6 yrs active
Sector: Catering (56210)
Conclusion Checked

The computed 12-month bankruptcy probability of STOOM is 3.9% (moderate). The 2024 annual accounts show equity of €12k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 5567 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €12k
Net result €9k
Staff (FTE) 0.5
Better than sector 52%
Snowflake analysis 5 axes · computed by Checked
Health43Profitability100Solvency16Growth78Stability100
67 / 100

Strong profile, led by profitability.

Health 43
Profitability 100
Solvency 16
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
3.9% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
43 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 18-07-2025 with the NBB · fiscal year 2024 · micro
€-10k€-5k€0€5k€10kOperating result 2021: €-632€-632Net result 2021: €-3k€-3kOperating result 2022: €-6k€-6kNet result 2022: €-7k€-7kOperating result 2023: €11k€11kNet result 2023: €9k€9kOperating result 2024: €11k€11kNet result 2024: €9k€9k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~60% of the level (threshold 35%). We therefore deliberately show no projection line.
€-10k€-5k€0€5k€10k2021: €2892022: €-7k2023: €2k2024: €12k2021202220232024
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 20.9% 19.3%
better than 52% of 5567 sector peers
Net result €9k €4k
better than 59% of 5557 sector peers
Equity €12k €14k
better than 47% of 5578 sector peers
Gross operating margin €33k €52k
better than 40% of 5543 sector peers
Staff costs €11k €49k
higher than 20% of 4032 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€22k
+3.8% -91% vs sector
Net profit
€9k
-1.1% -90% vs sector
Cash flow
€20k
+3.5% -88% vs sector
Total assets
€55k
-14.8% -99% vs sector
Equity
€12k
+390.9% -100% vs sector
Working capital
€-28k
+16.8% +73% vs sector
Employees (FTE)
1
+400.0% -90% vs sector
Staff costs
€11k
+56.4% -95% vs sector
Income taxes
€148
+7.6% -99% vs sector
Debt
€44k
-30.1% -96% vs sector
Debt ≤ 1y
€44k
-23.3% -92% vs sector
Debt > 1y
€6k
-62.7% -99% vs sector
Current ratio
0.35
-12.6% -57% vs sector
Quick ratio
0.33
-14.3% -33% vs sector
Solvency
20.9%
+476.5% -57% vs sector
Debt / equity
3.78
-85.8% +251% vs sector
ROE
79.6%
-79.8% far above sector median
ROA
16.7%
+16.2% far above sector median
Interest coverage
16.20
-3.2% +104% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€22k
Net profit€9k
Cash flow€20k
Staff costs€11k
Income taxes€148
Dividends-
Total assets€55k
Equity€12k
Debt€44k
of which ≤ 1y€44k
of which > 1y-
Working capital€-28k
Employees (FTE)0.5
Ratios (computed)
2024
Current ratio0.35
Quick ratio0.33
Working capital ratio-51.4%
Solvency20.9%
Debt / equity3.78
Long-term debt ratio-
Interest coverage16.20
Gross margin-
Net margin-
ROA16.7%
ROE79.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€55k
Fixed assets 21/28€40k
Tangible fixed assets 22/27€38k
Financial fixed assets 28€2k
Current assets 29/58€15k
Stocks & contracts in progress 3€843
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€55k
Equity 10/15€12k
Contributions / capital 10/11€3k
Reserves 13€9k
Amounts payable 17/49€44k
Amounts payable within one year 42/48€44k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€33k
Operating result 9901€11k
Financial income 75€34
Financial charges 65€1k
Result before taxes 9903€9k
Income taxes 67/77€148
Net result for the period 9904€9k
Result to be appropriated 9905€9k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Catering(56210)
Legal form Private limited company(610)
Incorporation19-02-2020
StatusActive
Postal code1800
Establishment units 1 location
STOOM
Bergstraat 5, 1800 VilvoordeHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20202.300.158.624
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23643G0432/00V003 Flanders 240 m² 1 · 59 m² 10.9 m · 3 fl.
23642D0476/00R000 Flanders 143 m² 1 · 143 m² 17.2 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
18-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
26-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
20-09-2023
State Gazette act Minor change
Statutes change · Wouter Vandenbosch
07-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
18-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
20-09-2023 Publication in the Belgian Official Gazette, Minor change Minor change·Wouter Vandenbosch
Summary: Statutes changeNotary: Wouter Vandenbosch · Vilvoorde
Technical details 
{
  "notary": {
    "name": "Wouter Vandenbosch",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Vilvoorde",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-09-20",
    "filing_date": "2023-09-18",
    "act_kind_objet": "STATUTENWIJZIGING"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-09-18",
    "unanimous": true
  },
  "agm_change": null,
  "detected_kind": "statutes_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0743.839.055",
    "name_full": "STOOM",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "uitgifte van de akte",
    "geco\u00F6rdineerde statuten"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Catering56210Catering van evenementen56210Cafés en bars56301Cafés en bars56301Detailhandel in groenten en fruit47210Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL STOOM
Registered office
Wilgenstraat 9
1800 Vilvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative