Stoneman Consult
ActiveSummary
Stoneman Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €67k and a net result of €39k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+27
Solvency88▼-12
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 80.61 in 2023; short-term debt: 36.7% and cash: 46.1% of total assets), and 36.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
59 d early
2023
40 d early
2022
3 d late
2021
68 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€67k▼ 14.5%
2023 · €79k
2021: €55k
2022: €76k
2023: €79k
2021 → 2024
Total assets
€106k▲ 33.4%
2023 · €80k
2021: €94k
2022: €97k
2023: €80k
2021 → 2024
Net result
€39k▲ 1,353%
2023 · €3k
2021: €53k
2022: €21k
2023: €3k
2021 → 2024
Working capital
€67k▼ 14.1%
2023 · €78k
2021: €56k
2022: €75k
2023: €78k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€55k-€76k▲ 37.5%€79k▲ 3.5%€67k▼ 14.5%
Operating result€66k-€26k▼ 60.8%€3k▼ 87.3%€45k▲ 1,258%
Net result€53k-€21k▼ 60.7%€3k▼ 87.2%€39k▲ 1,353%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,258% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €106k
Fixed assets
€434 ▼ 51.9%
Current assets
€106k ▲ 34.4%
Equity and liabilities €106k
Equity
€67k ▼ 14.5%
Debt
€39k ▲ 3,653%
Debt's share of the balance-sheet total rises from 1.3% to 36.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45k▲
2023 · €4k
Cash flow
€39k▲
2023 · €3k
Current ratio
2.71▼
2023 · 80.61
Debt to equity
0.58▲
2023 · 0.01
ROE
57.3%▲
2023 · 3.4%
ROA
36.2%▲
2023 · 3.3%
Interest coverage
4015.29▲
2023 · 1597.67
Debt ≤ 1 year
€39k▲
2023 · €978
Income taxes
€6k▲
2023 · €738
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€80k€106k▲
Fixed assets21/28€902€434▼
Intangible fixed assets21€14-
Tangible fixed assets22/27€888€434▼
Furniture and vehicles24€888€434▼
Current assets29/58€79k€106k▲
Amounts receivable after more than one year29€8k-
Other amounts receivable291€8k-
Amounts receivable within one year40/41€8k€57k▲
Trade receivables40€4k€56k▲
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€63k€49k▼
Deferred charges and accrued income490/1€249€99▼
Equity and liabilities
Total equity and liabilities10/49€80k€106k▲
Equity10/15€79k€67k▼
Contributions10/11€3k€3k=
Reserves13€76k€65k▼
Distributable reserves133€76k€65k▼
Profit (loss) carried forward14€23€87▲
Amounts payable17/49€1k€39k▲
Amounts payable within one year42/48€978€39k▲
Financial debts43-€119
Credit institutions430/8-€119
Trade debts44€331-
Suppliers440/4€331-
Taxes, remuneration and social security45€648€2k▲
Taxes450/3€648€2k▲
Other amounts payable47/48-€37k
Accrued charges and deferred income492/3€64€66▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€715€468▼
Other operating charges640/8€100€487▲
Gross operating margin9900€4k€45k▲
Operating profit (loss)9901€3k€45k▲
Financial income75/76B€115-
Recurring financial income75€115-
Financial charges65/66B€3€11▲
Recurring financial charges65€3€11▲
Profit (loss) for the period before taxes9903€3k€45k▲
Income taxes67/77€738€6k▲
Profit (loss) for the period9904€3k€39k▲
Profit (loss) for the period to be appropriated9905€3k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€39k▲
Profit (loss) brought forward from the previous period14P€69€23▼
Transfer from equity791/2-€35k
Transfer to equity691/2€3k€24k▲
To other reserves6921€3k€24k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€35k
Directors or managers695-€15k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼87.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 18current ratio 80.61
Current ratio from 4.49 to 80.61; short-term debt falls from €21k to €978.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Namur 841400 NivellesGround area
283 m²
Building footprint
60 m²
Volume, LiDAR
772 m³
Parcel 25782C0233/00F000, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Steoneman Consult
since 20212.315.989.420
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0233/00F000 | Wallonia | 283 m² | 1 · 60 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,487 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
78100Employment placement agencies
82100Office administrative and support services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.