STONE STORE BATIHOME
ActiveSTONE STORE BATIHOME has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17k and a net result of €33k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 27% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+17
Solvency34▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.69 in 2023; short-term debt: 87.2% and cash: 28.9% of total assets), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.9%
Return on assets
17.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
70 d late
2022
50 d late
2021
4 d late
2020
81 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k▲ 486%
2023 · €6k
2018: €-25k
2019: €-3k
2020: €-8k
2021: €-8k
2022: €36k
2023: €6k
2018 → 2024
Working capital
€-27k▲ 54.4%
2023 · €-58k
2018: €-48k
2019: €-45k
2020: €-50k
2021: €-56k
2022: €-51k
2023: €-58k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-49k-€-57k▼ 16.7%€-21k▲ 62.8%€-16k▲ 26.2%€17k
Operating result€-7k-€-7k▲ 2.8%€36k€2k▼ 94.4%€36k▲ 1,662%
Net result€-8k-€-8k▼ 2.1%€36k€6k▼ 84.5%€33k▲ 486%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,662% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €190k
Fixed assets
€51k▲ 1.8%
Current assets
€139k▲ 6.2%
Equity and liabilities €190k
Equity
€17k
Debt
€173k
Debt finances 91.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€44k▲
2023 · €9k
Cash flow
€41k▲
2023 · €13k
Solvency
8.9%▲
2023 · -8.7%
Current ratio
0.84▲
2023 · 0.69
Quick ratio
0.77▲
2023 · 0.64
Debt / equity
10.21▲
2023 · -12.54
ROE
192.5%
ROA
17.2%▲
2023 · 3.1%
Interest coverage
16.28▲
2023 · 10.94
Debt
€173k▼
2023 · €197k
Debt ≤ 1 year
€166k▼
2023 · €190k
Debt > 1 year
€7k=
2023 · €7k
Income taxes
€342
Staff costs
€64k▲
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€181k€190k▲
Fixed assets21/28€50k€51k▲
Tangible fixed assets22/27€41k€42k▲
Land and buildings22€41k€34k▼
Plant, machinery and equipment23-€8k
Financial fixed assets28€9k€9k=
Current assets29/58€131k€139k▲
Stocks and contracts in progress3€11k€12k▲
Stocks30/36€11k€12k▲
Amounts receivable within one year40/41€30k€73k▲
Trade receivables40€30k€73k▲
Other amounts receivable41€28€70▲
Cash at bank and in hand54/58€87k€55k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€181k€190k▲
Equity10/15€-16k€17k▲
Contributions10/11€9k€9k=
Profit (loss) carried forward14€-25k€8k▲
Amounts payable17/49€197k€173k▼
Amounts payable after more than one year17€7k€7k=
Other amounts payable178/9€7k€7k=
Amounts payable within one year42/48€190k€166k▼
Financial debts43€36€36=
Credit institutions430/8€36€36=
Trade debts44€47k€6k▼
Suppliers440/4€47k€6k▼
Taxes, remuneration and social security45€46k€80k▲
Taxes450/3€27k€62k▲
Remuneration and social security454/9€19k€18k▼
Other amounts payable47/48€97k€80k▼
Income statement
Code20232024
Remuneration, social security and pensions62€30k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€206€376▲
Non-recurring operating charges66A€64k-
Gross operating margin9900€103k€109k▲
Operating profit (loss)9901€2k€36k▲
Financial income75/76B€4k€3▼
Recurring financial income75€4k€3▼
Financial charges65/66B€842€3k▲
Recurring financial charges65€842€3k▲
Profit (loss) for the period before taxes9903€6k€33k▲
Income taxes67/77-€342
Profit (loss) for the period9904€6k€33k▲
Profit (loss) for the period to be appropriated9905€6k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€8k▲
Profit (loss) brought forward from the previous period14P€-31k€-25k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
31-12
Financial
Back to profitnet €36k
Net result €36k after 4 loss-making years.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 4 days late
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 35 days late
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 64 days late
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aachener Strasse 2124730 Raeren1 establishment unit
STONE STORE
since 20152.238.603.315
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Of 156 companies in sector 46836 we hold annual accounts for 113. 47 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
46836Wholesale trade
46842Wholesale trade
47523Retail trade
47527Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filings
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.