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Stone Gallery

Active
Public limited companyfounded 1993active for 33 yearsE 3 laan 86, 9800 Deinze, BelgiumKBO/BCE: BE 0449.634.590
Summary

Stone Gallery has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22.1m and a net result of -€38,930. Equity remains stable across the filed financial years (±1.3% per year). Its solvency ranks better than 76% of 5,674 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201Business and other management consultancy NACE 70200
Largest company by total assets in Deinze, Real estate sector2 sites
Size
€1.4mturnover 2025
Staff
8.6 FTE
Equity
€22.1m
Loss
-€38,930
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Parent
Brachot AG
Board
6 members
Holdings
1
Auditor: Deloitte Bedrijfsrevisoren/Réviseurs d’EntreprisesAccounts 25 days early
Why 83raises riskLiquidity: current ratio 0.07, cash €28,3461 change of registered office in 24 monthslowers riskFounded in 1993Size: turnover €1.4m, 8.6 FTE, total assets €30.1mShow the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 99=
equity 73.6% of total assets
Liquidity 46=
short-term debt 17.3% · cash 0.1%
Profitability 49-9
return on assets -0.1%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,562 companies, NACE 68, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: 0.4%▲ +0.3 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.07, compared with 0.05 in 2024, below 1; short-term debt: 17.3% and cash: 0.1% of total assets), and 26.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 80% on solvency, 40% on liquidity, 42% on profitability and 58% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.07, cash €28,346
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 1993
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: turnover €1.4m, 8.6 FTE, total assets €30.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
21 days early
2023
35 days early
2022
40 days early
2021
34 days early
2020
31 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Registered officeRegistered-office move
  3. Reappointment: Deloitte Bedrijfsrevisoren (statutory auditor)Permanent representative: Charlotte Vanrobaeys

Key points

  • Caution: From profit to loss in 2025after €8.1m in 2024 -€38,930 View
  • Positive: Largest company by total assets in Deinze, Real estate sectorin the Checked rankings No. 1 View
  • Positive: 5 years of growth in a rowturnover 2025: €1.4m 5 years View
  • Controlled by Brachot AGthe company in turn controls 18 companies parent View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Turnover
€1.4m
Loss
-€38,930
Solvency
73.6%
Turnover▲ 14.0%
Net result
20182025
Go to Financials

Board & ownership

Board
6 members
Parent
Brachot AG
Auditor
Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
  • Philippe VaernewyckDirector
  • Vaernewyck VincianaManaging director
  • Van Overberghe DirkDirector
  • Van Overberghe GillesDirector
  • Van Overberghe LucasDirector

and 1 other director

Go to Board & ownership

Timeline

Events
54
Since
1995
Next accounts
by 31-07-2027
  1. 10-07-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 26-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
17-03-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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