Skip to content

IMMO WINA

Active
Public limited companyfounded 1985active for 40 yearsNeerhofstraat 1, 9690 Kluisbergen, BelgiumKBO/BCE: BE 0428.338.934
Summary

IMMO WINA has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.9m and a net result of €58,051, of which €312,197 non-recurring income. Equity has been growing by about 8.2% per year since 2018. Its solvency ranks better than 65% of 382 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow ReportCompare
IMMO WINAActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 24-12-1985 Normal situation
Activity
Other personal services NACE 96999and 1 other
Establishment unit
2.028.583.071 9690 Kluisbergen, since 24-12-1985
Financial year end
31 December
Peppol
Reachable since 27-03-2026
Company details

Board and ownership

Board
and 1 other
Shareholders
Holdings
Shares in 3 companies including ISOPUR and LCV INVEST
Board & ownership

Financial position

82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Turnover
€1.8m
▲ 3.0%
Profit
€58,051
▼ 87.1%
Equity
€12.9m
▲ 0.5%
Total assets
€22.8m
▼ 2.3%
Employees on 31-12-2025
8
▼ 20.0%
Filed on 31-07-2026, on time
Financials
Score breakdownraises riskLiquidity: current ratio 1.32, cash €149,8911 of the last 3 accounts lateSize: turnover €1.8m, 8.4 FTE, total assets €22.8mlowers riskFounded in 1985Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in personal services (NACE 96)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 82+2
equity 56.7% of total assets
Liquidity 34=
short-term debt 37.7% · cash 0.7%
Profitability 33-48
return on assets 0.3%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,625 companies, NACE 96, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025lowest value 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.2 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (1.35 in 2024), below the usual 1.5. Short-term debt is 37.7% and cash 0.7% of total assets. 43.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 73% of them on solvency, 26% on liquidity, 28% on profitability and 46% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.32, cash €149,891
NBB · annual accounts
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Size: turnover €1.8m, 8.4 FTE, total assets €22.8m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
31 days late
2022
15 days late
2021
72 days late
2020
89 days late
2019
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €449,172 to €58,051 ▼ 87.1% View
  • Positive: More equity than 95% of companies in personal servicessector median €325,110 · 383 companies €12.9m View
  • Positive: 8 profitable years in a rowprofit 2025: €58,051, mostly one-off 8 years View

Recent changes

  1. · Gazette deed Purpose · Amendment of the articles
  2. · Gazette deed Appointments: Naessens Willy, Huysman Marie-Jeanne and 2 others
  3. · Gazette deed Incorporation
All 16 events

Companies linked to IMMO WINA

Comparable companies

These companies have the same main activity as IMMO WINA: other personal services (NACE 96999). They are comparable in size and age: total assets between €5.1m and €62m, founded between 1971 and 2008.

CompanyTotal assetsTurnover
IMMO WINA Kluisbergen€22.8m€1.8m
ECOSEARCH Huldenberg€58.6m€1.6m
SOCONORD GROUP Elsene€61.7m€0.6m
SMARTIMMO Sint-Gillis (bij-Brussel)€8.1m€0.8m
Centrum voor Ambulante Revalidatie Wegwijs vzw Gent€5.1m€2.3m
Intercommunale Vereniging voor Vuilverwijdering en -verwerking voor de Veurne en Ommeland Ieper€24.4m€17.6m
Centrum voor Ambulante Revalidatie Stappie vzw Gent€5.5m€3.5m
Full comparison

Key facts about IMMO WINA
What is the company number of IMMO WINA?
The company number of IMMO WINA is 0428.338.934. The VAT number is the same number with BE in front: BE 0428.338.934.
Where is IMMO WINA based?
The registered office is at Neerhofstraat 1, 9690 Kluisbergen.Company details
What does IMMO WINA do?
According to the KBO register, the main activity is other personal services (NACE 96999).
What is the legal form of IMMO WINA?
The legal form of IMMO WINA is Public limited company (NV).
When was IMMO WINA founded?
IMMO WINA was founded on 24-12-1985.
Is IMMO WINA still active?
Yes, IMMO WINA is an active enterprise in the KBO register.
How many employees does IMMO WINA have?
IMMO WINA had an average of 8.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of IMMO WINA?
The turnover of IMMO WINA was €1.8m in financial year 2025, according to the filed annual accounts.
Is IMMO WINA profitable?
In financial year 2025, IMMO WINA made a profit of €58,051.
Where can I find the annual accounts of IMMO WINA?
IMMO WINA filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMMO WINA due?
IMMO WINA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure