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STONE DESIGN CONCEPT

Active
Private limited companyfounded 2021active for 5 yearsRue de Cantrène(TH) 3, 7350 Hensies, BelgiumKBO/BCE: BE 0769.924.632
Summary

STONE DESIGN CONCEPT has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €412,567 and a net result of €133,788. Equity has been growing by about 47% per year since 2022. Its solvency ranks better than 62% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-06-2021 Normal situation
Activity
Agents in non-specialised wholesale trade NACE 46190and 1 other
Establishment unit
2.318.917.632 7350 Hensies, since 01-07-2021
Financial year end
30 June
Peppol
Reachable since 15-12-2025

Board and ownership

Board
  • Cordier DavidDirector · since 21-06-2021
  • Sturbois SylvieDirector · since 21-06-2021

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€230,086
▲ 26.9%
Turnover
≈ €870,000
estimated
Profit
€133,788
▲ 40.1%
Equity
€412,567
▲ 47.5%
Total assets
€742,637
▲ 14.8%
Score breakdownraises riskFounded in 2021lowers riskLiquidity: current ratio 5.49, cash €266,973Figures for financial year 2025 (filed on 03-02-2026)Size: total assets €742,637Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 82% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 81+13
equity 55.6% of total assets
Liquidity 94+12
short-term debt 10.8% · cash 35.9%
Profitability 91+4
return on assets 18.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.4%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%▼ -0.3 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.5%▲ +0.3 percentage points vs 01-2026highest value 03-2026: 0.1%▼ -0.4 percentage points vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.49 (2.97 in 2024), above the usual 1.5. Short-term debt is 10.8% and cash 35.9% of total assets. 44.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 62% of them on solvency, 92% on liquidity, 85% on profitability and 87% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.49, cash €266,973
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 03-02-2026)
NBB · annual accounts
lowers risk · Size: total assets €742,637
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
1 day early
2024
10 days early
2023
12 days early
2022
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 10 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in wholesale tradesector median €5,660 · 13,747 companies €133,788 View
  • Positive: Equity rose in 2025from €279,613 to €412,567 ▲ 47.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as STONE DESIGN CONCEPT: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €598,000 and €943,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
STONE DESIGN CONCEPT Hensies€742,637€230,086
DMS ECO Charleroi€750,210€269,040
MAVIOS Sint-Pieters-Woluwe€820,121€240,547
POLIKEM Lievegem€883,813€283,977
A-PF SOLUTIONS Braine-le-Comte€942,612€237,706
ASTRELIS Wavre€939,669€258,209
KIPFOUMAY Kraainem€597,828€160,170
Full comparison

Key facts about STONE DESIGN CONCEPT

What is the company number of STONE DESIGN CONCEPT?
The company number of STONE DESIGN CONCEPT is 0769.924.632. The VAT number is the same number with BE in front: BE 0769.924.632.
Where is STONE DESIGN CONCEPT based?
The registered office is at Rue de Cantrène(TH) 3, 7350 Hensies.Company details
What does STONE DESIGN CONCEPT do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of STONE DESIGN CONCEPT?
The legal form of STONE DESIGN CONCEPT is Private limited company (BV).
When was STONE DESIGN CONCEPT founded?
STONE DESIGN CONCEPT was founded on 21-06-2021.
Is STONE DESIGN CONCEPT still active?
Yes, STONE DESIGN CONCEPT is an active enterprise in the KBO register.
What is the turnover of STONE DESIGN CONCEPT?
The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €230,086 and 31 comparable companies (NACE 461). It probably lies between €410,000 and €2.1m.Financials
Is STONE DESIGN CONCEPT profitable?
In financial year 2025, STONE DESIGN CONCEPT made a profit of €133,788.
Where can I find the annual accounts of STONE DESIGN CONCEPT?
STONE DESIGN CONCEPT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STONE DESIGN CONCEPT due?
STONE DESIGN CONCEPT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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