MAVIOS
ActiveThe computed 12-month bankruptcy probability of MAVIOS is 2.5% (moderate). The 2025 annual accounts show equity of €54k and a net result of €171k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 11282 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency32▼-68
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 5.94 in 2024; short-term debt: 93.2% and cash: 68.1% of total assets), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.6%
Return on assets
20.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11282 sector peers (2025).
NBB · sector comparisonPosition among 11282 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
95 d early
2024
20 d early
2023
30 d early
2022
24 d early
2021
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 90.4%
2024 · €563k
2021: €6k
2022: €111k
2023: €362k
2024: €563k
2021 → 2025
Total assets
€820k▲ 23.3%
2024 · €665k
2021: €7k
2022: €156k
2023: €446k
2024: €665k
2021 → 2025
Net result
€171k▼ 27.4%
2024 · €236k
2021: €1k
2022: €105k
2023: €251k
2024: €236k
2021 → 2025
Working capital
€3k▼ 99.4%
2024 · €499k
2021: €6k
2022: €96k
2023: €296k
2024: €499k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€111k▲ 1,728%€362k▲ 226%€563k▲ 55.4%€54k▼ 90.4%
Operating result€1k-€142k▲ 10,337%€338k▲ 139%€313k▼ 7.5%€227k▼ 27.4%
Net result€1k-€105k▲ 9,658%€251k▲ 139%€236k▼ 6.0%€171k▼ 27.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €820k
Fixed assets
€53k▼ 18.7%
Current assets
€767k▲ 27.8%
Equity and liabilities €820k
Equity
€54k▼ 90.4%
Debt
€766k▲ 648%
The debt ratio rises from 15.4% to 93.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€239k▼
2024 · €324k
Cash flow
€183k▼
2024 · €248k
Solvency
6.6%▼
2024 · 84.6%
Current ratio
1.00▼
2024 · 5.94
Quick ratio
1.00▼
2024 · 5.94
Debt / equity
14.22▲
2024 · 0.18
ROE
317.7%▲
2024 · 41.9%
ROA
20.9%▼
2024 · 35.5%
Interest coverage
1676.76▼
2024 · 3587.08
Debt
€766k▲
2024 · €102k
Debt ≤ 1 year
€765k▲
2024 · €101k
Income taxes
€60k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€665k€820k▲
Fixed assets21/28€65k€53k▼
Tangible fixed assets22/27€65k€52k▼
Plant, machinery and equipment23€24k€21k▼
Furniture and vehicles24€41k€32k▼
Financial fixed assets28-€150
Current assets29/58€600k€767k▲
Amounts receivable within one year40/41€329k€209k▼
Trade receivables40€329k€209k▼
Current investments50/53€250k-
Cash at bank and in hand54/58€20k€558k▲
Deferred charges and accrued income490/1€2k€696▼
Equity and liabilities
Total equity and liabilities10/49€665k€820k▲
Equity10/15€563k€54k▼
Contributions10/11€5k€5k=
Reserves13€500€500=
Non-distributable reserves130/1€500€500=
Reserves not available under the articles1311€500€500=
Profit (loss) carried forward14€557k€48k▼
Amounts payable17/49€102k€766k▲
Amounts payable within one year42/48€101k€765k▲
Trade debts44€19k€805▼
Suppliers440/4€19k€805▼
Taxes, remuneration and social security45€71k€79k▲
Taxes450/3€71k€79k▲
Other amounts payable47/48€11k€685k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€326k€241k▼
Operating profit (loss)9901€313k€227k▼
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€90€143▲
Recurring financial charges65€90€143▲
Profit (loss) for the period before taxes9903€318k€231k▼
Income taxes67/77€82k€60k▼
Profit (loss) for the period9904€236k€171k▼
Profit (loss) for the period to be appropriated9905€236k€171k▼
Appropriation of the result
Profit (loss) to be appropriated9906€593k€728k▲
Profit (loss) brought forward from the previous period14P€357k€557k▲
Profit to be distributed694/7€35k€680k▲
Return on contributions (dividend)694€35k€680k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €563k ▲55.4%
4 profitable years in a row build equity to €563k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €251k ▲139%
Operating result €338k, net result €251k, both a record.
31-12
Financial
Equity above €200kEq €362k ▲226%
3 profitable years in a row build equity to €362k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €111k ▲1728%
2 profitable years in a row build equity to €111k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eendekkerlaan 431150 Sint-Pieters-WoluweGround area
758 m²
Building footprint
118 m²
Volume, LiDAR
1,072 m³
Parcel 21683D0324/00M022, Brussels · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Eendekkerlaan 43, 1150 Sint-Pieters-Woluwe
since 20212.330.348.190
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0324/00M022 | Brussels | 758 m² | 1 · 118 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,156 companies in sector 46190 we hold annual accounts for 2,571. 1,933 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2021
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:daniele.leveque@picart-beer.eu
Phone:027770080
E-mail:florence.simonis@picart-beer.eu