Skip to content

STOCKS

Active
Public limited companyfounded 200026 yrs activeVeeweidestraat(LIN) 2, 3210 Lubbeek, BelgiumKBO/BCE: BE 0471.356.751
Summary

STOCKS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,510) and a net result of -€28,391. Equity is shrinking by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 483 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-78
Solvency5▼-52
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 1.38 in 2024; short-term debt: 120% and cash: 61.6% of total assets), and equity is negative.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-20%
Return on assets
-87.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€6,510
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
13 d late
2022
31 d late
2021
2 d early
2020
30 d late
2019
32 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

STOCKS was incorporated on 6 March 2000.1 Total assets fell from EUR 56,736 in 2018 to EUR 32,485 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
-€6,510
2024 · €21,882
Total assets
€32,485▼ 51.8%
2024 · €67,419
Net result
-€28,391
2024 · €5,035
Working capital
-€7,471
2024 · €17,113
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,188€4,013▲ 238%-€1,966€5,716-€27,943
Net result€70€3,419▲ 4,809%-€2,637€5,035-€28,391
Equity€21,565▲ 0.3%€24,984▲ 15.9%€22,347▼ 10.6%€21,882▼ 2.1%-€6,510
Total assets€35,329▼ 6.9%€32,827▼ 7.1%€28,096▼ 14.4%€67,419▲ 140%€32,485▼ 51.8%
Debt€13,764▼ 16.2%€7,843▼ 43.0%€5,749▼ 26.7%€45,537▲ 692%€38,994▼ 14.4%
Working capital€7,464▼ 13.6%€12,754▲ 70.9%€13,296▲ 4.2%€17,113▲ 28.7%-€7,471
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2021: €1,188€1,188Net result 2021: €70€70Operating result 2022: €4,013€4,013Net result 2022: €3,419€3,419Operating result 2023: -€1,966-€1,966Net result 2023: -€2,637-€2,637Operating result 2024: €5,716€5,716Net result 2024: €5,035€5,035Operating result 2025: -€27,943-€27,943Net result 2025: -€28,391-€28,39120212022202320242025-€30,000-€20,000-€10,000€0€10,000Operating result 2023: -€1,966-€1,970Net result 2023: -€2,637-€2,640Operating result 2024: €5,716€5,720Net result 2024: €5,035€5,030Operating result 2025: -€27,943-€27,900Net result 2025: -€28,391-€28,400202320242025
The operating result turns negative in 2025: a loss of €27,943 after €5,716 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,485
Fixed assets €961 ▼ 79.8%
Current assets €31,524 ▼ 49.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€24,136▼
2024 · €10,874
Cash flow
-€24,584▼
2024 · €10,193
Solvency
-20.0%▼
2024 · 32.5%
Current ratio
0.81▼
2024 · 1.38
Debt to equity
-5.99▼
2024 · 2.08
ROA
-87.4%▼
2024 · 7.5%
Interest coverage
-369.73▼
2024 · 76.74
Debt ≤ 1 year
€38,994▼
2024 · €45,537
Income taxes
€383▼
2024 · €539
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€67,419€32,485▼
Fixed assets21/28€4,768€961▼
Tangible fixed assets22/27€4,768€961▼
Plant, machinery and equipment23€850€558▼
Furniture and vehicles24€3,918€403▼
Current assets29/58€62,650€31,524▼
Amounts receivable within one year40/41€57,472€11,334▼
Trade receivables40€54,134€2,658▼
Other amounts receivable41€3,338€8,676▲
Cash at bank and in hand54/58€4,528€20,004▲
Deferred charges and accrued income490/1€650€185▼
Equity and liabilities
Total equity and liabilities10/49€67,419€32,485▼
Equity10/15€21,882-€6,510▼
Contributions10/11€61,973€61,973=
Capital10€61,973€61,973=
Issued capital100€61,973€61,973=
Reserves13€2,284€2,284=
Non-distributable reserves130/1€2,284€2,284=
Legal reserve130€2,284€2,284=
Profit (loss) carried forward14-€42,376-€70,767▼
Amounts payable17/49€45,537€38,994▼
Amounts payable within one year42/48€45,537€38,994▼
Trade debts44€32,075€243▼
Suppliers440/4€32,075€243▼
Taxes, remuneration and social security45€7,962€539▼
Taxes450/3€7,962€539▼
Other amounts payable47/48€5,500€38,212▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,158€3,807▼
Other operating charges640/8€777€785▲
Gross operating margin9900€11,652-€23,350▼
Operating profit (loss)9901€5,716-€27,943▼
Financial charges65/66B€142€65▼
Recurring financial charges65€142€65▼
Profit (loss) for the period before taxes9903€5,574-€28,008▼
Income taxes67/77€539€383▼
Profit (loss) for the period9904€5,035-€28,391▼
Profit (loss) for the period to be appropriated9905€5,035-€28,391▼
Appropriation of the result
Profit (loss) to be appropriated9906-€36,876-€70,767▼
Profit (loss) brought forward from the previous period14P-€41,910-€42,376▼
Profit to be distributed694/7€5,500-
Directors or managers695€5,500-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,929€5,444€5,303€5,158€3,807▼ 26.2%
Other operating charges640/8€933€1,698€712€777€785▲ 1.0%
Gross operating margin9900€7,050€11,155€4,048€11,652-€23,350▼ 300%
Operating profit (loss)9901€1,188€4,013-€1,966€5,716-€27,943▼ 589%
Financial income75/76B€1€1----
Recurring financial income75€1€1----
Financial charges65/66B€810€176€259€142€65▼ 53.9%
Recurring financial charges65€810€176€259€142€65▼ 53.9%
Profit (loss) for the period before taxes9903€378€3,838-€2,226€5,574-€28,008▼ 602%
Income taxes67/77€309€419€412€539€383▼ 29.0%
Profit (loss) for the period9904€70€3,419-€2,637€5,035-€28,391▼ 664%
Profit (loss) for the period to be appropriated9905€70€3,419-€2,637€5,035-€28,391▼ 664%
Line20212022202320242025Change
Assets
Total assets20/58€35,329€32,827€28,096€67,419€32,485▼ 51.8%
Fixed assets21/28€19,013€14,354€9,051€4,768€961▼ 79.8%
Tangible fixed assets22/27€19,013€14,354€9,051€4,768€961▼ 79.8%
Plant, machinery and equipment23€1,628€858€344€850€558▼ 34.3%
Furniture and vehicles24€17,385€13,496€8,707€3,918€403▼ 89.7%
Current assets29/58€16,316€18,473€19,045€62,650€31,524▼ 49.7%
Amounts receivable within one year40/41€14,817€16,728€18,137€57,472€11,334▼ 80.3%
Trade receivables40€14,187€15,527€13,750€54,134€2,658▼ 95.1%
Other amounts receivable41€630€1,201€4,387€3,338€8,676▲ 160%
Cash at bank and in hand54/58€1,498€1,745€686€4,528€20,004▲ 342%
Deferred charges and accrued income490/1--€222€650€185▼ 71.5%
Equity and liabilities
Total equity and liabilities10/49€35,329€32,827€28,096€67,419€32,485▼ 51.8%
Equity10/15€21,565€24,984€22,347€21,882-€6,510▼ 130%
Contributions10/11€61,973€61,973€61,973€61,973€61,973=
Capital10€61,973€61,973€61,973€61,973€61,973=
Issued capital100€61,973€61,973€61,973€61,973€61,973=
Reserves13€2,284€2,284€2,284€2,284€2,284=
Non-distributable reserves130/1€2,284€2,284€2,284€2,284€2,284=
Legal reserve130€2,284€2,284€2,284€2,284€2,284=
Profit (loss) carried forward14-€42,692-€39,273-€41,910-€42,376-€70,767▼ 67.0%
Amounts payable17/49€13,764€7,843€5,749€45,537€38,994▼ 14.4%
Amounts payable after more than one year17€4,912€2,125----
Financial debts170/4€4,912€2,125----
Amounts payable within one year42/48€8,852€5,718€5,749€45,537€38,994▼ 14.4%
Current portion of amounts payable after more than one year42€2,737€2,788€2,125---
Trade debts44€1,761€1,328€2,336€32,075€243▼ 99.2%
Suppliers440/4€1,761€1,328€2,336€32,075€243▼ 99.2%
Taxes, remuneration and social security45€1,527€1,602€1,289€7,962€539▼ 93.2%
Taxes450/3€1,527€1,602€1,289€7,962€539▼ 93.2%
Other amounts payable47/48€2,827--€5,500€38,212▲ 595%
Line20212022202320242025Change
Profit (loss) for the period9904€70€3,419-€2,637€5,035-€28,391▼ 664%
+ Depreciation and write-downs630€4,929€5,444€5,303€5,158€3,807▼ 26.2%
Operating cash flow (approximation)€4,998€8,863€2,666€10,193-€24,584▼ 341%
Investment in fixed assets (approximation)--€785€0-€876€0▲ 100%
Change in cash-€246-€1,059€3,842€15,476▲ 303%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Weakest financial yearnet -€28,391
Net result drops to -€28,391, the lowest in the series.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Back to profitnet €5,035
Net result €5,035 after one loss-making year.
13-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €70
Net result €70 after 3 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
01-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
31-12
Financial Liquidity triplescurrent ratio 6.68
Current ratio from 2.24 to 6.68; short-term debt falls from €19,893 to €4,410.
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
08-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
28-12
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 150 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
900 m²
Building footprint
139 m²
Volume, LiDAR
681 m³
Parcel 24063C0122/00C000, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Veeweidestraat(LIN) 2, 3210 Lubbeek
Scientific research and development
since 20002.100.830.354
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24063C0122/00C000 Flanders 900 m² 1 · 139 m² 8.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,727 companies in sector 63100 we hold annual accounts for 1,271. 771 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded06-03-2000
Fiscal year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
73200Market research and public opinion polling

Scores and ratios are computed by Checked and are not a credit decision.