T-Times
ActiveT-Times has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8k and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 2283 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▼-11
Solvency38▲+26
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.89 in 2023; short-term debt: 87.3% and cash: 13.6% of total assets), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.7%
Return on assets
20.8%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2283 sector peers (2024).
NBB · sector comparisonPosition among 2283 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
75 d late
2022
130 d late
2021
142 d late
2020
177 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€8k
2023 · €-5k
2018: €19k
2019: €6k
2020: €-3k
2021: €-11k
2022: €-22k
2023: €-5k
2018 → 2024
Total assets
€61k▲ 56.4%
2023 · €39k
2018: €65k
2019: €33k
2020: €19k
2021: €11k
2022: €9k
2023: €39k
2018 → 2024
Net result
€13k▼ 24.2%
2023 · €17k
2018: €-27k
2019: €-16k
2020: €-9k
2021: €-8k
2022: €-10k
2023: €17k
2018 → 2024
Working capital
€8k
2023 · €-5k
2018: €19k
2019: €6k
2020: €-3k
2021: €-11k
2022: €-22k
2023: €-5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€-11k▼ 238%€-22k▼ 90.7%€-5k▲ 77.1%€8k
Operating result€-9k-€-8k▲ 11.3%€-10k▼ 30.5%€17k€13k▼ 24.4%
Net result€-9k-€-8k▲ 10.8%€-10k▼ 28.8%€17k€13k▼ 24.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 24% below 2023.
Balance-sheet composition
Equity and liabilities €61k
Equity
€8k
Debt
€54k
Debt finances 87.3% of the balance-sheet total.
Key figures and ratios
Solvency
12.7%▲
2023 · -12.7%
Current ratio
1.14▲
2023 · 0.89
Quick ratio
1.14▲
2023 · 0.89
Debt / equity
6.90▲
2023 · -8.86
ROE
164.3%
ROA
20.8%▼
2023 · 42.9%
Debt
€54k▲
2023 · €44k
Debt ≤ 1 year
€54k▲
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€39k€61k▲
Current assets29/58€39k€61k▲
Amounts receivable within one year40/41€31k€53k▲
Trade receivables40€30k€53k▲
Other amounts receivable41€694€6▼
Cash at bank and in hand54/58€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€39k€61k▲
Equity10/15€-5k€8k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€44k€44k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€-67k€-54k▲
Amounts payable17/49€44k€54k▲
Amounts payable within one year42/48€44k€54k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€44k€50k▲
Income statement
Code20232024
Other operating charges640/8€300€100▼
Gross operating margin9900€17k€13k▼
Operating profit (loss)9901€17k€13k▼
Financial charges65/66B€99€39▼
Recurring financial charges65€99€39▼
Profit (loss) for the period before taxes9903€17k€13k▼
Profit (loss) for the period9904€17k€13k▼
Profit (loss) for the period to be appropriated9905€17k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-54k▲
Profit (loss) brought forward from the previous period14P€-84k€-67k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after 5 loss-making years.
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 142 days late
24-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 177 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 80 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lennikse Baan 2701070 AnderlechtGround area
566 m²
Building footprint
346 m²
Volume, LiDAR
1,895 m³
2 parcels, Brussels · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T-TIMES
since 19952.071.880.903
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0184/00R000 | Brussels | 310 m² | 1 · 88 m² | 10.8 m · 2 fl. |
| 21307E0230/00H002 | Brussels | 256 m² | 1 · 258 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Novakleen
BE 0798.080.762
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PharmaPhoto
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ITSKY
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Pont-à-Celles · Eq €8k
Of 2,731 companies in sector 63100 we hold annual accounts for 1,275. 497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-1995
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.