Equity
€36.2m ▲ 0.2%
STOCK ATH has made a profit in every financial year since 2006.
STOCK ATH
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989peak €42.7m (2025)
€42.7m▲ 6.7%
peak €2.5m (2024)
€76,923▼ 96.9%
peak €36.2m (2025)
€36.2m▲ 0.2%
€6.4m▲ 200%
peak 79.6 FTE (2025)
79.6 FTE▲ 10.9%
Board12 names since 2012
5 directorsBGI CONSULTING and 4 others
Owners5 names in the annual accounts
26.58%MGL CONSULTING and 4 others
Documentsfilings and deeds
31-08-202631 days late
2025financial year
Result from €2.5m to €76,923Staff from 71.8 FTE to 79.6 FTE1 statutory auditor reappointed 05-09Debts from €2.1m to €6.4mInvestments €10.9mCash from €5.5m to €3.2m
Key points
from the 2025 annual accountsResult
€76,923 ▼ 96.9%
The result fell in 2025 from €2.5m to €76,923.
Debts
€6.4m ▲ 200%
Debts rose by €4.3m in 2025.
Investments
€12.1m 6.4 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 95.2% higher than in 2024.
Staff
91 employees on 31-12-2025
In 2025, 43 people joined and 25 left. On top of that, 11.8 agency workers worked there on average.
Liquidity
3.43 was 12.58 in 2024
Short-term debts rose from €2.1m to €6.4m.
2025 accounts filed 31 days after the deadline
Checked score
96
Excellent
Financially stronger than 70% of medium-sized companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 385 companies (NACE 47, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Profit of €76,923 (financial year 2025)
lowers risk
Founded in 1989
Equity €36.2m (85.0% of total assets)
Size: turnover €42.7m, 79.6 FTE, total assets €42.6m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized). It does better than 96% of them on solvency, 83% on liquidity, 50% on profitability and 51% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,887 companies had the same profile as STOCK ATH has now. Each dot stands for 5 companies, two years later.
97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of STOCK ATH itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for STOCK ATH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,450,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.43 (12.58 in 2024), above the usual 1.5. Short-term debt is 15% and cash 7.6% of total assets. 15% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
26 days late
2023
30 days late
2022
18 days late
2021
23 days late
2020
19 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MGL CONSULTING 26.58%equity €265,949 (2025) · annual accounts 2025
- V-MAT CONSULTING 26.58%equity €262,501 (2025) · annual accounts 2025
- VG MANAGEMENT 26.58%equity €281,677 (2025) · annual accounts 2025
Recent changes
1 statutory auditor reappointed
Permanent representatives: Bernard GHEKIERE, Christine ALLIET, Mélanie GHEKIERE, Vincent GHEKIERE and Valérie GHEKIERE · PRAGMA AUDIT (statutory auditor) · General meeting of 22-08-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0437168211
5 directors appointed, 5 resignations
Resignations: GHEKIERE Bernard, ALLIET Christine, GHEKIERE Mélanie, GHEKIERE Valérie and GHEKIERE Vincent · Appointments: CAI CONSULTING, BGI CONSULTING, MGL CONSULTING, VG MANAGEMENT and V-MAT CONSULTING · Permanent representatives: ALLIET Christine, GHEKIERE Bernard, GHEKIERE Mélanie, GHEKIERE Valérie and GHEKIERE Vincent · General meeting of 09-04-2024 · Gazette deed
Amendment of the articles
Permanent representative: BALCAEN Steve · General meeting of 11-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STOCK ATH Ath | €42.7m | 0.3% | 85.0% | 79.6 |
| BG RETAIL Antwerp | €31.3m | -4.3% | 24.7% | 126.8 |
| Top-Mix Ostend | €38.7m | 5.3% | 45.9% | 45.4 |
| CLABOTS Brussels | €33.3m | -8.4% | 85.5% | 80.4 |
| Chauraci Charleroi | €31.8m | 1.0% | 35.0% | 52.2 |
| BRICO MAT. KELLY Saint-Josse-ten-Noode | €45.5m | 5.8% | 51.9% | 48.5 |
| VAN CRANENBROEK OPGLABBEEK Oudsbergen | €31.8m | 1.0% | 87.9% | 63.2 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as STOCK ATH: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €12m and €51m, founded between 1966 and 1998.
Official details
Source: KBO- Status
- Active since 01-01-1989Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range)NACE 47521and 1 other
- Joint committees
- 149.04Metal trade
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.043.099.2217801 Ath, since 24-04-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 10-03-2025
Annual accounts 2025
- €42.6m▲ 11.4%
- Employeeson 31-12-2025
- 91▲ 24.7%
- Filing
- Filed on 31-08-2026
Insights on STOCK ATH
STOCK ATH has existed since 1989. Turnover grew from €17.0m in 2006 to €42.7m in 2025 and staff from 38.2 to 79.6 full-time equivalents.
Turnover has grown every year since 2015. Solvency fell in 2025 from 94.4% to 85.0%.
In April 2024, five directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STOCK ATH
- What is the company number of STOCK ATH?
- The company number of STOCK ATH is 0437.168.211. The VAT number is the same number with BE in front: BE 0437.168.211.
- Where is STOCK ATH based?
- The registered office is at Chaussée de Tournai 196, 7801 Ath.Company details
- What does STOCK ATH do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of STOCK ATH?
- STOCK ATH is a public limited company (NV).
- When was STOCK ATH founded?
- STOCK ATH was founded on 01-01-1989.
- Is STOCK ATH still active?
- Yes, STOCK ATH is an active enterprise in the KBO register.
- How many employees does STOCK ATH have?
- STOCK ATH had an average of 79.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does STOCK ATH fall under?
- In its 2025 annual accounts, STOCK ATH states joint committees 149.04 (Metal trade) and 201 (Independent retail).
- What is the turnover of STOCK ATH?
- The turnover of STOCK ATH was €42.7m in financial year 2025, according to the filed annual accounts.
- Is STOCK ATH profitable?
- In financial year 2025, STOCK ATH made a profit of €76,923.
- Where can I find the annual accounts of STOCK ATH?
- STOCK ATH filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STOCK ATH due?
- STOCK ATH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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