BRICO PLAN-IT
ActiveBRICO PLAN-IT has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €41.94M and a net result of €3.03M. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 144 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2026
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability51▼-17
Solvency57=
Growth71▼-3
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.47 in 2025; short-term debt: 56.8% and cash: 1% of total assets), and 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
32.2%
Return on assets
2.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 01-02-2026 was due by 01-09-2026 and was filed on 09-07-2026, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
54 d early
2025
69 d early
2024
55 d early
2023
57 d early
2022
47 d early
2021
56 d early
2020
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2026, full schema
Turnover
€130.59M▼ 4.4%
2025 · €136.66M
2019: €78.44M
2020: €102.87M
2022: €144.24M
2023: €145.05M
2024: €142.93M
2025: €136.66M
2019 → 2026
EBIT margin
1.5%▼ 3.4pp
2025 · 4.9%
2019: -2.5%
2020: -1.5%
2022: 6.9%
2023: 4.9%
2024: 6.3%
2025: 4.9%
2019 → 2026
Net result
€3.03M▼ 55.9%
2025 · €6.87M
2019: €-2.97M
2020: €-3.00M
2022: €7.67M
2023: €5.58M
2024: €8.08M
2025: €6.87M
2019 → 2026
Working capital
€36.70M▲ 16.7%
2025 · €31.46M
2019: €-2.38M
2020: €-6.61M
2022: €4.78M
2023: €12.55M
2024: €22.63M
2025: €31.46M
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€144.24M-€145.05M▲ 0.6%€142.93M▼ 1.5%€136.66M▼ 4.4%€130.59M▼ 4.4%
Equity€18.37M-€23.96M▲ 30.4%€32.04M▲ 33.7%€38.91M▲ 21.4%€41.94M▲ 7.8%
Operating result€9.93M-€7.08M▼ 28.7%€8.98M▲ 26.8%€6.70M▼ 25.4%€1.99M▼ 70.2%
Net result€7.67M-€5.58M▼ 27.2%€8.08M▲ 44.7%€6.87M▼ 15.0%€3.03M▼ 55.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 70% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €130.26M
Fixed assets
€19.54M▼ 16.6%
Current assets
€110.71M▲ 12.9%
Equity and liabilities €130.26M
Equity
€41.94M▲ 7.8%
Provisions
€158k▼ 55.3%
Debt
€88.15M▲ 7.2%
The debt ratio stays at 67.7%.
Key figures and ratios
EBITDA
€6.32M▼
2025 · €11.12M
Cash flow
€7.36M▼
2025 · €11.30M
Solvency
32.2%▲
2025 · 32.0%
Current ratio
1.50▲
2025 · 1.47
Quick ratio
1.28▲
2025 · 1.20
Debt / equity
2.10▼
2025 · 2.11
ROE
7.2%▼
2025 · 17.7%
ROA
2.3%▼
2025 · 5.7%
Interest coverage
4.23▼
2025 · 7.50
Debt
€88.15M▲
2025 · €82.20M
Debt ≤ 1 year
€74.01M▲
2025 · €66.59M
Debt > 1 year
€13.61M▼
2025 · €15.28M
Income taxes
€1.28M▼
2025 · €2.74M
Staff costs
€25.28M▼
2025 · €25.49M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€121.47M€130.26M▲
Fixed assets21/28€23.42M€19.54M▼
Tangible fixed assets22/27€23.41M€19.53M▼
Plant, machinery and equipment23€4.40M€3.69M▼
Furniture and vehicles24€4.42M€3.03M▼
Leasing and similar rights25€14.59M€12.80M▼
Financial fixed assets28€12k€12k=
Affiliated companies280/1€88€88=
Participating interests280€88€88=
Other financial fixed assets284/8€12k€12k=
Amounts receivable and cash guarantees285/8€12k€12k=
Current assets29/58€98.04M€110.71M▲
Stocks and contracts in progress3€17.97M€16.03M▼
Stocks30/36€17.97M€16.03M▼
Goods purchased for resale34€17.97M€16.03M▼
Amounts receivable within one year40/41€77.49M€92.14M▲
Trade receivables40€10.49M€14.31M▲
Other amounts receivable41€67.00M€77.83M▲
Cash at bank and in hand54/58€1.29M€1.24M▼
Deferred charges and accrued income490/1€1.30M€1.30M▲
Equity and liabilities
Total equity and liabilities10/49€121.47M€130.26M▲
Equity10/15€38.91M€41.94M▲
Contributions10/11€9.73M€9.73M=
Capital10€9.73M€9.73M=
Issued capital100€9.73M€9.73M=
Reserves13€973k€973k=
Non-distributable reserves130/1€973k€973k=
Legal reserve130€973k€973k=
Profit (loss) carried forward14€28.21M€31.25M▲
Provisions and deferred taxes16€354k€158k▼
Provisions for liabilities and charges160/5€354k€158k▼
Pensions and similar obligations160€120k€49k▼
Other liabilities and charges164/5€234k€109k▼
Amounts payable17/49€82.20M€88.15M▲
Amounts payable after more than one year17€15.28M€13.61M▼
Financial debts170/4€15.28M€13.61M▼
Leasing and similar obligations172€15.28M€13.61M▼
Amounts payable within one year42/48€66.59M€74.01M▲
Current portion of amounts payable after more than one year42€1.92M€1.68M▼
Trade debts44€53.93M€62.74M▲
Suppliers440/4€53.93M€62.74M▲
Advances received on contracts in progress46€811k€862k▲
Taxes, remuneration and social security45€9.86M€8.65M▼
Taxes450/3€5.98M€4.23M▼
Remuneration and social security454/9€3.88M€4.42M▲
Other amounts payable47/48€64k€73k▲
Accrued charges and deferred income492/3€330k€536k▲
Income statement
Code20252026
Operating income70/76A€138.08M€131.79M▼
Turnover70€136.66M€130.59M▼
Own construction capitalised72€8k€54k▲
Other operating income74€1.42M€1.15M▼
Operating charges60/66A€131.39M€129.80M▼
Goods for resale, raw materials and consumables60€80.14M€75.36M▼
Purchases600/8€79.02M€73.57M▼
Change in stocks: decrease (increase)609€1.12M€1.80M▲
Services and other goods61€20.41M€23.76M▲
Remuneration, social security and pensions62€25.49M€25.28M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4.42M€4.33M▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k€110k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€116k€-196k▼
Other operating charges640/8€787k€1.15M▲
Operating profit (loss)9901€6.70M€1.99M▼
Financial income75/76B€4.92M€4.33M▼
Recurring financial income75€4.92M€4.33M▼
Income from current assets751€4.92M€4.33M▼
Other financial income752/9€14€0▼
Financial charges65/66B€2.00M€2.01M▲
Recurring financial charges65€2.00M€2.01M▲
Debt charges650€1.48M€1.49M▲
Other financial charges652/9€520k€515k▼
Profit (loss) for the period before taxes9903€9.62M€4.32M▼
Income taxes67/77€2.74M€1.28M▼
Taxes670/3€2.74M€1.28M▼
Tax adjustments and reversals of tax provisions77€0-
Profit (loss) for the period9904€6.87M€3.03M▼
Profit (loss) for the period to be appropriated9905€6.87M€3.03M▼
Appropriation of the result
Profit (loss) to be appropriated9906€28.21M€31.25M▲
Profit (loss) brought forward from the previous period14P€21.34M€28.21M▲
Social balance
Average headcount (FTE)9087473.6464.3▼
The notes to these accounts (74 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-08
State Gazette act
Resignations & appointmentsGeneral meeting · Auditor appointment · Permanent representative6 facts ▸
State Gazette act
Resignations & appointments
General meeting · Auditor appointment · Permanent representative6 facts ▸
- General meeting, 16/06/2026
- Auditor appointment, Deloitte Bedrijfsrevisoren BV (commissaris)
- Permanent representative, Angelique Mitrugno
- Director resignation, Guy Colleau (bestuurder)
- Director appointment, Berend van Wel (bestuurder)
- Mandate compensation, Berend van Wel
07-08
State Gazette act
Resignations & appointmentsGeneral meeting · Auditor appointment · Permanent representative5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Auditor appointment · Permanent representative5 facts ▸
- General meeting, 16/06/2026
- Auditor appointment, Deloitte Bedrijfsrevisoren BV (commissaire)
- Permanent representative, Angélique Mitrugno
- Director resignation, Guy Colleau (administrateur)
- Director appointment, Berend van Wel (administrateur)
09-07
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
28-01
Financial
Highest result since 2019net €8.08M ▲44.7%
Net result €8.08M, the highest in the series.
28-01
Financial
Equity above €25MEq €32.04M ▲33.7%
3 profitable years in a row build equity to €32.04M.
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-01
Financial
Back to profitnet €7.67M
Net result €7.67M after 2 loss-making years.
30-01
Financial
Equity above €10MEq €18.37M ▲225%
Equity rises from €5.66M to €18.37M.
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-01
Financial
Weakest financial yearnet €-3.00M
Net result drops to €-3.00M, the lowest in the series; recovery starts the following year.
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Berend van Wel
CurrentDirector · since 01-07-2026
07-08-2026
Guy Colleau: Resigned as Director
01-07-2026
Berend van Wel: Appointed as Director
01-07-2026
Berend van Wel: Appointed as Director
01-07-2026
Guy Colleau: Resigned as Director
Location & real-estate footprint
Registered office, Dilbeek · 7 establishment units since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfons Gossetlaan 461702 DilbeekGround area
11.6 ha
Building footprint
5.2 ha
Volume, LiDAR
350,110 m³
7 parcels, Flanders, Wallonia · tallest building 17.3 m, ±4 floors. Linked by address, not a title deed.
7 establishment units
Brico Plan-it -202
since 19962.030.810.410
Brico Plan-It-212
since 20092.180.407.372
Brico Plan-It-213
since 20112.217.431.183
Brico Plan-It-214
since 20122.221.746.792
BRICO PLAN-IT
since 20182.277.195.754
BRICO PLAN IT 215
since 20192.285.674.742
Show 1 more locations
BRICO PLAN-IT
since 20212.313.784.055
7 parcels
Flanders
4
(57.1%)
Wallonia
3
(42.9%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G1569/00W000 | Flanders | 4.2 ha | 1 · 2.4 ha | 17.3 m · 4 fl. |
| 53402A0190/00M000 | Wallonia | 3.5 ha | 1 · 1.2 ha | 11.0 m · 2 fl. |
| 23086B0491/00A000 | Flanders | 2.5 ha | 1 · 1.1 ha | - |
| 92067A0010/00N000 | Wallonia | 6,027 m² | 1 · 4,761 m² | - |
| 25764P0135/00_000indicative | Wallonia | 2,833 m² | - | - |
| 23026A0149/00E000 | Flanders | 2,441 m² | 1 · 1,107 m² | - |
| 44808H0364/00T002 | Flanders | 1,536 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 6
6 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| DELOITTE Bedrijfsrevisoren BVCurrent Commissaire · represented by Angélique Mitrugno | 07-08-2026 → present |
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 25,358 EUR awarded · 25,358 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,505 EUR | 1,505 EUR |
| 2024 | 2 | 6,356 EUR | 6,356 EUR |
| 2023 | 2 | 7,495 EUR | 7,495 EUR |
| 2022 | 2 | 10,002 EUR | 10,002 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
6 sitesWaterloo2.285.674.742
Antwerpen2.030.810.410
Gent2.221.746.792
Mons2.217.431.183
Show 2 more sites
Namur2.313.784.055
Ternat2.180.407.372
Dual-learning approval
13 live approvals · 2 endedBestuurder interne transportmiddelen duaal (so)
Commercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Logistiek duaal (so)
Magazijnmedewerker (vwo)
Show 7 more
Magazijnmedewerker duaal (so)
Onthaal, organisatie en sales duaal (so)
Onthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Winkelmedewerker duaal (so)
Legal Entity Identifier
9676004INQUTGL2Y5G24
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Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 80 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-07-1986
Fiscal year end01-02
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52462
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.