STOCAGI
ActiveSummary
STOCAGI has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,301 and a net result of €15,469. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+15
Solvency100=
Growth64▲+11
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 9.33 against 16.08 in 2024; short-term debt: 8% and cash: 7.9% of total assets), and 10.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.6%
Return on assets
8.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
18 d late
2023
28 d late
2022
24 d late
2021
23 d late
2020
5 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#6 oldest company in Quévy, Wholesale and retail trade sector
Turnover
€44,280▲ 63.9%
2024 · €27,017
EBIT margin
35.7%▲ 31.0pp
2024 · 4.7%
Net result
€15,469▲ 127%
2024 · €6,821
Working capital
€127,376▲ 11.7%
2024 · €114,027
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€111,187▲ 142%€16,795▼ 84.9%€25,164▲ 49.8%€27,017▲ 7.4%€44,280▲ 63.9%
Operating result€1,266▲ 114%-€9,519-€1,777▲ 81.3%€1,268€15,823▲ 1,147%
Net result€963below the sector's middle half▲ 589%-€144below the sector's middle half-€2,330below the sector's middle half▼ 1,515%€6,821within the sector's middle half€15,469within the sector's middle half▲ 127%
EBIT margin1.1%▼ 0.2pp-56.7%▼ 57.8pp-7.1%▲ 49.6pp4.7%▲ 11.8pp35.7%▲ 31.0pp
Equity€136,984below the sector's middle half▲ 0.7%€136,840below the sector's middle half▼ 0.1%€134,510below the sector's middle half▼ 1.7%€159,331below the sector's middle half▲ 18.5%€170,301below the sector's middle half▲ 6.9%
Total assets€136,984below the sector's middle half▼ 1.2%€137,581below the sector's middle half▲ 0.4%€134,510below the sector's middle half▼ 2.2%€172,894below the sector's middle half▲ 28.5%€190,098below the sector's middle half▲ 10.0%
Debt€741€7,563€15,298▲ 102%
Working capital€116,467within the sector's middle half€114,027within the sector's middle half€127,376below the sector's middle half▲ 11.7%
Solvency100.0%above the sector's middle half▲ 1.9pp99.5%above the sector's middle half▼ 0.5pp100.0%above the sector's middle half▲ 0.5pp92.2%above the sector's middle half▼ 7.8pp89.6%above the sector's middle half▼ 2.6pp
Current ratio16.08above the sector's middle half9.33above the sector's middle half▼ 6.75
Return on assets (ROA)0.7%below the sector's middle half▲ 0.6pp-0.1%below the sector's middle half▼ 0.8pp-1.7%below the sector's middle half▼ 1.6pp3.9%within the sector's middle half▲ 5.7pp8.1%within the sector's middle half▲ 4.2pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1,147% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190,098
Fixed assets
€47,425 ▼ 7.6%
Current assets
€142,674 ▲ 17.3%
Equity and liabilities €190,098
Equity
€170,301 ▲ 6.9%
Provisions
€4,500 ▼ 25.0%
Debt
€15,298 ▲ 102%
Debt's share of the balance-sheet total rises from 4.4% to 8.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24,433▲
2024 · €3,091
Cash flow
€24,079▲
2024 · €8,644
Debt to equity
0.09▲
2024 · 0.05
ROE
9.1%▲
2024 · 4.3%
Interest coverage
68.28▲
2024 · 8.72
Debt ≤ 1 year
€15,298▲
2024 · €7,563
Income taxes
€5,996
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €111,187 | €16,795 | €25,164 | €27,017 | €44,280 | ▲ 63.9% |
| Non-recurring operating income76A | - | - | - | €103 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €23,768 | €24,655 | €22,812 | €18,614 | ▼ 18.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €695 | €1,531 | €1,256 | €1,823 | €8,610 | ▲ 372% |
| Other operating charges640/8 | - | €1,015 | €1,031 | €1,114 | €1,147 | ▲ 2.9% |
| Non-recurring operating charges66A | - | - | - | - | €87 | - |
| Gross operating margin9900 | €3,061 | -€6,973 | €509 | €4,205 | €25,666 | ▲ 510% |
| Operating profit (loss)9901 | €1,266 | -€9,519 | -€1,777 | €1,268 | €15,823 | ▲ 1,147% |
| Financial income75/76B | - | €10,020 | - | - | - | - |
| Recurring financial income75 | - | €10,020 | - | - | - | - |
| Non-recurring financial income76B | - | €10,020 | - | - | - | - |
| Financial charges65/66B | - | €324 | €331 | €447 | €358 | ▼ 20.0% |
| Recurring financial charges65 | €182 | €324 | €331 | €354 | €358 | ▲ 1.0% |
| Non-recurring financial charges66B | - | - | - | €93 | - | - |
| Profit (loss) for the period before taxes9903 | €1,084 | €177 | -€2,109 | €821 | €15,465 | ▲ 1,784% |
| Transfer from deferred taxes780 | - | - | - | €6,000 | €6,000 | = |
| Income taxes67/77 | €121 | €321 | €221 | - | €5,996 | - |
| Profit (loss) for the period9904 | €963 | -€144 | -€2,330 | €6,821 | €15,469 | ▲ 127% |
| Profit (loss) for the period to be appropriated9905 | €963 | -€144 | -€2,330 | €6,821 | €15,469 | ▲ 127% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €136,984 | €137,581 | €134,510 | €172,894 | €190,098 | ▲ 10.0% |
| Fixed assets21/28 | €10,359 | €20,372 | €19,117 | €51,304 | €47,425 | ▼ 7.6% |
| Tangible fixed assets22/27 | €10,359 | €20,372 | €19,117 | €51,304 | €47,425 | ▼ 7.6% |
| Land and buildings22 | - | €7,942 | €6,787 | €5,633 | €4,478 | ▼ 20.5% |
| Plant, machinery and equipment23 | - | €12,431 | €12,329 | €45,671 | €42,946 | ▼ 6.0% |
| Furniture and vehicles24 | - | - | €0 | €0 | €0 | = |
| Current assets29/58 | €126,626 | €117,208 | €115,394 | €121,590 | €142,674 | ▲ 17.3% |
| Amounts receivable within one year40/41 | €65,088 | €50,863 | €78,921 | €78,192 | €127,429 | ▲ 63.0% |
| Trade receivables40 | - | €19,892 | €44,736 | €46,486 | €99,694 | ▲ 114% |
| Other amounts receivable41 | - | €30,971 | €34,185 | €31,706 | €27,735 | ▼ 12.5% |
| Cash at bank and in hand54/58 | €61,537 | €66,345 | €36,175 | €43,100 | €14,947 | ▼ 65.3% |
| Deferred charges and accrued income490/1 | - | - | €298 | €298 | €298 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €136,984 | €137,581 | €134,510 | €172,894 | €190,098 | ▲ 10.0% |
| Equity10/15 | €136,984 | €136,840 | €134,510 | €159,331 | €170,301 | ▲ 6.9% |
| Contributions10/11 | €74,815 | €74,815 | €74,815 | €74,815 | €74,815 | = |
| Reserves13 | €28,480 | €28,480 | €28,480 | €46,480 | €41,980 | ▼ 9.7% |
| Non-distributable reserves130/1 | - | €28,480 | - | - | - | - |
| Reserves not available under the articles1311 | - | €28,480 | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | €18,000 | €13,500 | ▼ 25.0% |
| Distributable reserves133 | - | - | €28,480 | €28,480 | €28,480 | = |
| Profit (loss) carried forward14 | €33,689 | €33,545 | €31,215 | €38,036 | €53,506 | ▲ 40.7% |
| Provisions and deferred taxes16 | - | - | - | €6,000 | €4,500 | ▼ 25.0% |
| Deferred taxes168 | - | - | - | €6,000 | €4,500 | ▼ 25.0% |
| Amounts payable17/49 | - | €741 | - | €7,563 | €15,298 | ▲ 102% |
| Amounts payable within one year42/48 | - | €741 | - | €7,563 | €15,298 | ▲ 102% |
| Trade debts44 | - | - | - | €5,010 | - | - |
| Suppliers440/4 | - | - | - | €5,010 | - | - |
| Taxes, remuneration and social security45 | - | €741 | - | - | €15,298 | - |
| Taxes450/3 | - | €741 | - | - | €15,298 | - |
| Other amounts payable47/48 | - | - | - | €2,553 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €963 | -€144 | -€2,330 | €6,821 | €15,469 | ▲ 127% |
| + Depreciation and write-downs630 | €695 | €1,531 | €1,256 | €1,823 | €8,610 | ▲ 372% |
| Operating cash flow (approximation) | €1,657 | €1,387 | -€1,074 | €8,644 | €24,079 | ▲ 179% |
| Investment in fixed assets (approximation) | - | -€11,545 | €0 | -€34,010 | -€4,730 | ▲ 86.1% |
| Change in cash | - | €4,808 | -€30,171 | €6,925 | -€28,153 | ▼ 507% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 18 days late
2025
30-06
Financial
Highest result since 2019net €15,469 ▲127%
Operating result €15,823, net result €15,469, both a record.
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
30-06
Financial
Back to profitnet €6,821
Net result €6,821 after 2 loss-making years.
30-06
Financial
Equity above €150,000Eq €159,331 ▲18.5%
Equity rises from €134,510 to €159,331.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
30-06
Financial
Weakest financial yearnet -€2,330
Net result drops to -€2,330, the lowest in the series; recovery starts the following year.
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1 day late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quévy · 1 establishment unit since 1995
Ground area
7,555 m²
Building footprint
249 m²
Volume, LiDAR
2,637 m³
Parcel 53031C0062/00R000, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
STOCAGI
since 19952.071.002.062
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53031C0062/00R000 | Wallonia | 7,555 m² | 1 · 249 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vermeulen
BE 0421.876.556
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KERSTENS
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DE KEYSER DIRK
BE 0426.778.917
Deinze · Eq €167,245
PRO GARDEN GRAINETERIE MARCIPONT
BE 0447.191.180
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(a)traction
BE 0457.768.932
Antwerpen · Eq €177,616
Of 689 companies in sector 46216 we hold annual accounts for 476. 315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-03-1995
Fiscal year end30-06
Activities, NACEBEL 2025
46216Wholesale of agricultural produce and animal feed, general range
E-invoicing
Reachable via Peppol
Peppol ID
0208:0454726496
Also
9925:BE0454726496
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.