STM AUTOMOBILE
The computed 12-month bankruptcy probability of STM AUTOMOBILE is 3.7% (moderate). The 2024 annual accounts show negative equity (€-4k) and a net result of €-4k. Equity is shrinking by ~131.2% per year across the filed fiscal years. Its solvency ranks better than 16% of 6720 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-4k |
| Net result | €-4k |
| Better than sector | 16% |
| Active | 4 yrs |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -28.8% | 20.4% | |
| Net result | €-4k | €4k | |
| Equity | €-4k | €16k | |
| Gross operating margin | €-2k | €24k | |
| Total assets | €13k | €94k |
Show 7 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-4k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €13k |
| Equity | €-4k |
| Debt | €17k |
| of which ≤ 1y | €17k |
| of which > 1y | - |
| Working capital | €-4k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.78 |
| Quick ratio | 0.78 |
| Working capital ratio | -28.8% |
| Solvency | -28.8% |
| Debt / equity | -4.48 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -27.3% |
| ROE | 95.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (18 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €13k |
| Formation expenses | 20 | €0 |
| Current assets | 29/58 | €13k |
| Amounts receivable within one year | 40/41 | €12k |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €13k |
| Equity | 10/15 | €-4k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-14k |
| Amounts payable | 17/49 | €17k |
| Amounts payable within one year | 42/48 | €17k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €169 |
| Result before taxes | 9903 | €-4k |
| Net result for the period | 9904 | €-4k |
| Result to be appropriated | 9905 | €-4k |
| NACE primary | Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 29-09-2021 |
| Status | Active |
| Postal code | 3090 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
10-06-2026 General meeting · Share transfer · Officer resignation · Officer discharge
- Filing: 2026-06-03 · STM AUTOMOBILE
- General meeting: 2026-05-26 · STM AUTOMOBILE
- Share transfer: description: totaliteit van de aandelen · Stoian, Elisei
- Officer resignation: date: 2026-05-26, role: niet-statutair bestuurder · Stoian, Elisei
- Officer discharge · Stoian, Elisei
- Officer appointment: date: 2026-05-26, role: niet-statutair bestuurder, duration: onbepaalde duur · KASTRATI SHPEJTİM
- Mandate term: onbepaalde duur · KASTRATI SHPEJTİM
- Publication: 2026-06-10
- Act object: Ontslag/Benoeming
Technical details
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"facts": [
{
"type": "filing",
"quote": "neergelegdiontvangen op 03 JUNI 2026",
"value": "2026-06-03",
"object": null,
"subject": "e1"
},
{
"type": "general_meeting",
"quote": "Uit de notulen van de buitengewone algemene vergadering van de besloten vennootschap STM AUTOMOBILE gehouden op 26 mei 2026",
"value": "2026-05-26",
"object": null,
"subject": "e1"
},
{
"type": "share_transfer",
"quote": "overdracht van .de totaliteit van de aandelen van de vennootschap door de heer Stoian, Elisei aan de heer KASTRATI SHPEJT\u0130M",
"value": {
"description": "totaliteit van de aandelen"
},
"object": "e3",
"subject": "e2"
},
{
"type": "officer_resignation",
"quote": "ontslag als niet-statutair bestuurder van de heer Stoian, Elisei, met ingang van 26/05/2026",
"value": {
"date": "2026-05-26",
"role": "niet-statutair bestuurder"
},
"object": "e1",
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},
{
"type": "officer_discharge",
"quote": "er werd hem d\u00E9charge verleend voor de uitoefening van zijn mandaat",
"value": null,
"object": "e1",
"subject": "e2"
},
{
"type": "officer_appointment",
"quote": "benoeming van de heer KASTRAT\u00CD SHPEJTIM,voomoemd, tot niet-statutair bestuurder van de vennootschap met ingang van 26 mei 2026, zijn mandaat is van onbepaalde duur.",
"value": {
"date": "2026-05-26",
"role": "niet-statutair bestuurder",
"duration": "onbepaalde duur"
},
"object": "e1",
"subject": "e3"
},
{
"type": "mandate_term",
"quote": "zijn mandaat is van onbepaalde duur.",
"value": "onbepaalde duur",
"object": "e1",
"subject": "e3"
},
{
"type": "publication",
"quote": "Belgisch Staatsblad - 10/06/2026",
"value": "2026-06-10",
"object": null,
"subject": null
},
{
"type": "act_object",
"quote": "Onderwerp akte: Ontslag/Benoeming",
"value": "Ontslag/Benoeming",
"object": null,
"subject": null
}
],
"act_meta": {
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},
"entities": [
{
"id": "e1",
"kbo": "0774.786.609",
"kind": "company",
"name": "STM AUTOMOBILE",
"attrs": {
"seat": "Brusselsesteenweg 292- 3090 Overijse",
"legal_form": "BV"
}
},
{
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"kind": "person",
"name": "Stoian, Elisei",
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{
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"kind": "person",
"name": "KASTRATI SHPEJT\u0130M",
"attrs": {}
}
]
}16-05-2024 Registered office moved from Overijse to Drogenbos
- Brusselsesteenweg 292, 3090 Overijse → Golden Hopestraat 13, 1620 Drogenbos
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Drogenbos",
"region": null,
"street": "Golden Hopestraat",
"country": "BE",
"postcode": "1620",
"box_number": null,
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},
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"country": "BE",
"postcode": "3090",
"box_number": null,
"street_number": "292"
},
"effective_date": "2024-03-21",
"evidence_quote": "Wijziging van de maatschappelijke zetel ... naar Brusselsesteenweg 292, 3090 - Overijse, ... STM AUTOMOBILE ... Golden Hopestraat 13, 1620 Drogenbos"
}
],
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"name_full": "STM AUTOMOBILE",
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}
}01-10-2021 Incorporation of a new BV
Technical details
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"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "2000-04-22",
"name": "STOIAN Elisei Nicu",
"niss": null,
"address": "4030 Li\u00E8ge, Rue Belvaux, 114"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "STOIAN Elisei Nicu",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
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}
],
"capital_eur": 10000,
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"initial_directors": [],
"incorporation_date": "2021-09-29",
"post_incorporation_mandates": []
}| Legal nameNL | STM AUTOMOBILE |