Active BE 0803.840.483Private limited company

STL UNITED

Chaussée de Charleroi 112 ·1471 Genappe, Belgium· 3 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of STL UNITED is 4.0% (elevated). The 2024 annual accounts show equity of €463k and a net result of €-22k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€463k
Net result	€-22k
Active	3 yrs
Locations	1

Snowflake analysis 5 of 5 axes measured · computed by Checked

57 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 65

Profitability 0

Solvency 92

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

4.0% Elevated

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

65 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 19-06-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

EBITDA

€27k

+254.5% 23-24

Net profit

€-22k

-45.6% 23-24

Cash flow

€13k

+793.5% 23-24

Total assets

€799k

-0.3% 23-24

Equity

€463k

-4.6% 23-24

Working capital

€62k

- 23-24

Debt

€336k

+6.2% 23-24

Debt ≤ 1y

€84k

-73.4% 23-24

Debt > 1y

€250k

- 23-24

Current ratio

1.74

+349.3% 23-24

Quick ratio

1.74

+349.3% 23-24

Solvency

57.9%

-4.3% 23-24

Debt / equity

0.73

+11.3% 23-24

ROE

-4.8%

-52.6% 23-24

ROA

-2.8%

-46.1% 23-24

Interest coverage

1.62

+41.5% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€27k
Net profit	€-22k
Cash flow	€13k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€799k
Equity	€463k
Debt	€336k
of which ≤ 1y	€84k
of which > 1y	€250k
Working capital	€62k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.74
Quick ratio	1.74
Working capital ratio	7.8%
Solvency	57.9%
Debt / equity	0.73
Long-term debt ratio	0.54
Interest coverage	1.62
Gross margin	-
Net margin	-
ROA	-2.8%
ROE	-4.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €653k · 81.8% Current assets €146k · 18.2%

Equity & liabilities

Equity €463k · 57.9% Debt €336k · 42.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€799k
Fixed assets	21/28	€653k
Formation expenses	20	€0
Tangible fixed assets	22/27	€653k
Current assets	29/58	€146k
Amounts receivable within one year	40/41	€637
Investments	50/53	€100k
Cash & bank	54/58	€45k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€799k
Equity	10/15	€463k
Contributions / capital	10/11	€500k
Accumulated profits (losses)	14	€-37k
Amounts payable	17/49	€336k
Amounts payable after one year	17	€250k
Amounts payable within one year	42/48	€84k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€29k
Operating result	9901	€-7k
Financial income	75	€2k
Financial charges	65	€17k
Result before taxes	9903	€-22k
Net result for the period	9904	€-22k
Result to be appropriated	9905	€-22k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	11-07-2023
Status	Active
Postal code	1471

Establishment units 1 location

STL UNITED

Chaussée de Charleroi 112, 1471 GenappeVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

since 20232.347.820.662

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25059C0231/00A000	Wallonia	426 m²	1 · 122 m²	9.4 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

03-11-2025

State Gazette act Director changes

v3.2

19-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

10-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

13-07-2023

State Gazette act Incorporation

oprichting

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 9 months ago

2025

03-11-2025 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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  "schema": "v3.2",
  "act_meta": {
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  "subject_company": {
    "kbo": "0803.840.483",
    "name_full": "STL UNITED",
    "legal_form": "SRL"
  }
}

2023

13-07-2023 Incorporation of a new SRL Incorporation

Summary: oprichting

Original publication ↗

Technical details

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  },
  "founders": [
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      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1965-07-01",
        "name": "LEBLOIS Thierry Yves",
        "niss": null,
        "address": "Halsdreef, 29, 3090 Overijse"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 125000,
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      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1966-06-14",
        "name": "TILLI\u00C8RE Sonia Bernadette",
        "niss": null,
        "address": "Halsdreef, 29, 3090 Overijse"
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      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1993-11-25",
        "name": "LEBLOIS Laurine Claudine Jacqueline Katy",
        "niss": null,
        "address": "Chauss\u00E9e de Charleroi, 112, 1471 Loupoigne (Genappe)"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 125000,
      "holder_person_name": "LEBLOIS Laurine Claudine Jacqueline Katy",
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      "amount_subscribed_eur": 125000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1998-02-14",
        "name": "LEBLOIS Thomas Jacques Yves Paul",
        "niss": null,
        "address": "Halsdreef, 29, 3090 Overijse"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 125000,
      "holder_person_name": "LEBLOIS Thomas Jacques Yves Paul",
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      "is_anonymous_silent_partner": false
    }
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  "capital_eur": 500000,
  "subject_company": {
    "kbo": "0803.840.483",
    "name_full": "STL UNITED",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-07-10",
  "post_incorporation_mandates": []
}

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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameFR

STL UNITED

Registered office

Chaussée de Charleroi 112

1471 Genappe, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.