Financials
- Fiscal year
- 2024
- Total assets
- €638,551
- Profit
- €3,019
- Solvency
- 77.4%
Total assets▼ 1.9%
Net result
20182024
STIMO
ActiveSummary
STIMO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €493,924 and a net result of €3,019. Equity is growing by ~2.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311NACE 70311
1 site
Size
€638,551total assets 2024
- Staff
- 1.4 FTE
- Equity
- €493,924
- Profit
- €3,019
Turnover not published (abridged schema)
Structure
Auditor: Figurad BedrijfsrevisorenAccounts 32 d early1 of 9 deeds read
Why 85- Figures for FY 2024 (filed 29-08-2025)- Liquidity: current ratio 1.50, cash €32,642+ Founded in 1989+ Equity €493,924 (77.4% of total assets)Show the evidence
Checked score
Score 2024
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 77.4% of total assets
Liquidity
56=
short-term debt 3.8% · cash 5.1%
Profitability
69-2
return on assets 0.5%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.1%lowest value
08-2026: 0.2%▲ +128% vs 07-2026
09-2026: 0.3%▲ +30.3% vs 08-2026
10-2026: 0.4%▲ +63.6% vs 09-2026highest value
- Figures for FY 2024 (filed 29-08-2025) raises the probability
- Founded in 1989 lowers the probability for this profile
- Equity €493,924 (77.4% of total assets) lowers the probability
- Liquidity: current ratio 1.50, cash €32,642 raises the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 1.5 against 0.87 in 2023; short-term debt: 3.8% and cash: 5.1% of total assets), and 22.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 67%, profitability 57%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
27 d late
2023
21 d late
2022
140 d late
2021
190 d late
2020
145 d late
2019
271 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 109 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 113 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Reappointment: Figurad Bedrijfsrevisoren (statutory auditor)State Gazette act
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Auditor
- Figurad Bedrijfsrevisoren
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 04-08-2026Reappointment: Figurad Bedrijfsrevisoren (statutory auditor)
- 29-06-2026Annual accounts filed
- 27-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 01-09-1989
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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