Financials
- Fiscal year
- 2024
- Total assets
- €904,510
- Profit
- €12,550
- Solvency
- 71.6%
Total assets▼ 6.5%
Net result
20182024
IMMO CAUWE
ActiveSummary
IMMO CAUWE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €647,888 and a net result of €12,550. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 9733 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311NACE 70311
1 site
Size
€904,510total assets 2024
- Staff
- 1.4 FTE
- Equity
- €647,888
- Profit
- €12,550
Turnover not published (abridged schema)
Structure
- Parent
- Immo Groep Cauwe · 100%
Accounts 65 d overdue0 of 6 deeds read
Why 91- Figures for FY 2024 (filed 02-10-2025)+ Liquidity: current ratio 3.13, cash €157,024+ Founded in 1989+ Equity €647,888 (71.6% of total assets)Show the evidence
Checked score
Score 2024
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
97+6
equity 71.6% of total assets
Liquidity
60+15
short-term debt 27.9% · cash 17.4%
Profitability
70-10
return on assets 1.4%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● 0.0% vs 11-2024lowest value
01-2025: 0.1%● 0.0% vs 12-2024lowest value
02-2025: 0.1%▲ +1.8% vs 01-2025
03-2025: 0.1%● 0.0% vs 02-2025
04-2025: 0.1%● 0.0% vs 03-2025
05-2025: 0.1%▲ +1.8% vs 04-2025
06-2025: 0.1%▼ -1.7% vs 05-2025
07-2025: 0.1%▲ +68.4% vs 06-2025
08-2025: 0.2%▲ +83.3% vs 07-2025
09-2025: 0.2%▲ +23.9% vs 08-2025
10-2025: 0.3%▲ +53.7% vs 09-2025highest value
11-2025: 0.1%▼ -80.3% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%● 0.0% vs 12-2025
02-2026: 0.1%▲ +1.5% vs 01-2026
03-2026: 0.1%▼ -3.0% vs 02-2026
04-2026: 0.1%▼ -6.2% vs 03-2026
05-2026: 0.1%▼ -6.6% vs 04-2026
06-2026: 0.1%▲ +8.8% vs 05-2026
07-2026: 0.1%▲ +16.1% vs 06-2026
08-2026: 0.1%▲ +73.6% vs 07-2026
09-2026: 0.1%▲ +9.6% vs 08-2026
10-2026: 0.2%▲ +42.3% vs 09-2026
- Liquidity: current ratio 3.13, cash €157,024 lowers the probability
- Founded in 1989 lowers the probability for this profile
- Figures for FY 2024 (filed 02-10-2025) raises the probability
- Equity €647,888 (71.6% of total assets) lowers the probability
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 3.13 against 2.51 in 2023; short-term debt: 27.9% and cash: 17.4% of total assets), and 28.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 79%, liquidity 72%, profitability 60%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
29 d late
2021
39 d early
2020
19 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
- Weakest financial yearnet €12,550 ▼86%
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Board & ownership
- Parent
- Immo Groep Cauwe · 100%
Timeline
- Events
- 14
- Since
- 2016
- 30-09-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 30-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 22-12-1989
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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