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Stijn De Schepper

Active Private limited companyfounded 2025active for 1 yearVrijheid 213, 2320 HoogstratenKBO/BCE: BE 1020.516.907

Lifetime

1 annual account with figures
peak €25,825 (2025)
€25,825 
peak €12,170 (2025)
€12,170 
peak €18,370 (2025)
€18,370 
€9,486 
Board1 name since 2025
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Incorporation 03-031 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €75,000 estimated

The micro format states no turnover.

2025 accounts filed 28 days after the deadline

Checked score

97
Excellent
Financially stronger than 74% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 03-2026: 0.4% 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

91equity 65.9% of total assets
85short-term debt 34.1% · cash 54.4%
100return on assets 43.7%

Score breakdown

raises risk
Founded in 2025
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.90, cash €15,152
Equity €18,370 (65.9% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 61% of them on solvency, 77% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as Stijn De Schepper has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Stijn De Schepper itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for Stijn De Schepper. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.9, above the usual 1.5. Short-term debt is 34.1% and cash 54.4% of total assets. 34.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 2.90, cash €15,152
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €18,370 (65.9% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

DS
Director
  • DE SCHEPPER Stijn 100 sharesdeed of 03-03-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1020516907
Incorporation Founding capital of €6,200, 100 shares · Appointment: DE SCHEPPER Stijn (director) · Founder: DE SCHEPPER Stijn · published on 03-03-2025 · Gazette deed
First establishment Vrijheid 213, Hoogstraten
All 4 events

Comparable companies

same main activity, similar in size and age
Company
Stijn De Schepper Hoogstraten €27,857 €25,825 65.9% -
SEVIO Schelle €26,092 €25,042 63.7% -
Bol Consulting Zoersel €31,274 €27,201 75.5% -
ARIBE Edegem €31,370 €26,797 66.6% -
TaxWiz Zoersel €26,332 €24,080 46.2% -
NSCo Antwerp €31,382 €24,387 68.1% -
DOEMAAR Edegem €25,558 €23,563 60.8% -

These companies have the same main activity as Stijn De Schepper: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €25,600 and €31,400, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 27-02-2025Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.371.167.5722320 Hoogstraten, since 27-02-2025
Financial year end
31 December
Peppol
Reachable since 28-10-2025
Company details

Annual accounts 2025

€27,857
Filing
Filed on 28-08-2026
Financials

Insights on Stijn De Schepper

Stijn De Schepper has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,370 and a net result of €12,170.

Its solvency ranks better than 61% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Stijn De Schepper

What is the company number of Stijn De Schepper?
The company number of Stijn De Schepper is 1020.516.907. The VAT number is the same number with BE in front: BE 1020.516.907.
Where is Stijn De Schepper based?
The registered office is at Vrijheid 213, 2320 Hoogstraten.Company details
What does Stijn De Schepper do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Stijn De Schepper?
Stijn De Schepper is a private limited company (BV).
When was Stijn De Schepper founded?
Stijn De Schepper was founded on 27-02-2025.
Is Stijn De Schepper still active?
Yes, Stijn De Schepper is an active enterprise in the KBO register.
What is the turnover of Stijn De Schepper?
The turnover in financial year 2025 is ≈ €75,000. This figure is estimated from the gross margin of €25,825 and 144 comparable companies (NACE 70200). It probably lies between €45,000 and €100,000.Financials
Is Stijn De Schepper profitable?
In financial year 2025, Stijn De Schepper made a profit of €12,170.
Where can I find the annual accounts of Stijn De Schepper?
Stijn De Schepper filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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