SEVIO
ActiveSummary
SEVIO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €19k. Its solvency ranks better than 58% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency89▲+89
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.67; short-term debt: 36.3% and cash: 54.1% of total assets), and 36.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.7%
Return on assets
74.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k
2024 · €-6k
2024: €-6k
2025: €17k▲ +391% vs 2024
2024 → 2025
Total assets
€26k▲ 12,661%
2024 · €204
2024: €204
2025: €26k▲ +12661% vs 2024
2024 → 2025
Net result
€19k
2024 · €-6k
2024: €-6k
2025: €19k▲ +439% vs 2024
2024 → 2025
Working capital
€16k
2024 · €-5k
2024: €-5k
2025: €16k▲ +397% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-6k-€17k
2024: €-6k
2025: €17k▲ +391% vs 2024
Operating result€-6k-€24k
2024: €-6k
2025: €24k▲ +518% vs 2024
Net result€-6k-€19k
2024: €-6k
2025: €19k▲ +439% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24k after a loss of €6k in 2024.
Balance-sheet composition
Assets €26k
Fixed assets
€815
Current assets
€25k
Equity and liabilities €26k
Equity
€17k
Debt
€9k
Debt finances 36.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k
Cash flow
€20k
Current ratio
2.67
Debt to equity
0.57
ROE
116.3%
ROA
74.1%
Interest coverage
111.37
Debt ≤ 1 year
€9k▲
2024 · €6k
Income taxes
€4k
Staff costs
€662
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€204€26k▲
Fixed assets21/28-€815
Tangible fixed assets22/27-€815
Plant, machinery and equipment23-€815
Current assets29/58€204€25k▲
Amounts receivable within one year40/41€204€11k▲
Trade receivables40-€10k
Other amounts receivable41€204€1k▲
Cash at bank and in hand54/58-€14k
Deferred charges and accrued income490/1-€125
Equity and liabilities
Total equity and liabilities10/49€204€26k▲
Equity10/15€-6k€17k▲
Contributions10/11-€3k
Reserves13-€14k
Distributable reserves133-€14k
Profit (loss) carried forward14€-6k-
Amounts payable17/49€6k€9k▲
Amounts payable within one year42/48€6k€9k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€3k€100▼
Accrued charges and deferred income492/3€387-
Income statement
Code20242025
Remuneration, social security and pensions62-€662
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€407
Other operating charges640/8€472€120▼
Gross operating margin9900€-5k€25k▲
Operating profit (loss)9901€-6k€24k▲
Financial charges65/66B-€218
Recurring financial charges65-€218
Profit (loss) for the period before taxes9903€-6k€24k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-6k€19k▲
Profit (loss) for the period to be appropriated9905€-6k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€14k▲
Profit (loss) brought forward from the previous period14P-€-6k
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €662 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €407 | - |
| Other operating charges640/8 | €472 | €120 | ▼ 74.6% |
| Gross operating margin9900 | €-5k | €25k | ▲ 578% |
| Operating profit (loss)9901 | €-6k | €24k | ▲ 518% |
| Financial charges65/66B | - | €218 | - |
| Recurring financial charges65 | - | €218 | - |
| Profit (loss) for the period before taxes9903 | €-6k | €24k | ▲ 514% |
| Income taxes67/77 | - | €4k | - |
| Profit (loss) for the period9904 | €-6k | €19k | ▲ 439% |
| Profit (loss) for the period to be appropriated9905 | €-6k | €19k | ▲ 439% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €204 | €26k | ▲ 12,661% |
| Fixed assets21/28 | - | €815 | - |
| Tangible fixed assets22/27 | - | €815 | - |
| Plant, machinery and equipment23 | - | €815 | - |
| Current assets29/58 | €204 | €25k | ▲ 12,263% |
| Amounts receivable within one year40/41 | €204 | €11k | ▲ 5,303% |
| Trade receivables40 | - | €10k | - |
| Other amounts receivable41 | €204 | €1k | ▲ 568% |
| Cash at bank and in hand54/58 | - | €14k | - |
| Deferred charges and accrued income490/1 | - | €125 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €204 | €26k | ▲ 12,661% |
| Equity10/15 | €-6k | €17k | ▲ 391% |
| Contributions10/11 | - | €3k | - |
| Reserves13 | - | €14k | - |
| Distributable reserves133 | - | €14k | - |
| Profit (loss) carried forward14 | €-6k | - | - |
| Amounts payable17/49 | €6k | €9k | ▲ 60.1% |
| Amounts payable within one year42/48 | €6k | €9k | ▲ 71.3% |
| Trade debts44 | €3k | €1k | ▼ 48.5% |
| Suppliers440/4 | €3k | €1k | ▼ 48.5% |
| Taxes, remuneration and social security45 | - | €8k | - |
| Taxes450/3 | - | €8k | - |
| Other amounts payable47/48 | €3k | €100 | ▼ 96.6% |
| Accrued charges and deferred income492/3 | €387 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-6k | €19k | ▲ 439% |
| + Depreciation and write-downs630 | - | €407 | - |
| Operating cash flow (approximation) | €-6k | €20k | ▲ 446% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Liquidity times 72current ratio 2.67
Current ratio from 0.04 to 2.67.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2024
Ground area
577 m²
Building footprint
101 m²
Volume, LiDAR
721 m³
Parcel 11038A0482/00M002, Flanders · tallest building 20.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SEVIO
since 20242.367.711.996
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038A0482/00M002 | Flanders | 576 m² | 1 · 101 m² | 20.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 28,559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
31002Manufacture of furniture
71112Activities of interior architects
74120Graphic design and visual communication
74130Interior design
Scores and ratios are computed by Checked and are not a credit decision.