STIG

Active

Private limited companyfounded 2024active for 2 yearsFonteinstraat(WAN) 52, 9772 Kruisem, BelgiumKBO/BCE: BE 1009.634.891

Summary

STIG has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,137 and a net result of €39,586. Its solvency ranks better than 81% of 13,668 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

STIGActiveChecked score 69/100

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190

1 site

Size

≈ €300,000turnover 2025, estimated

Equity: €45,137
Profit: €39,586

Turnover estimated from the gross margin

Financial health

69 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Structure

VANDER STICHELE GéraldineDirector

2025 accounts filed 27 days late

Why 69raises riskFounded in 2024Size: total assets €57,2891 change of registered office in 24 monthslowers riskLiquidity: current ratio 5.76, cash €16,878Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 92% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+44

equity 78.8% of total assets

Liquidity 82+17

short-term debt 17.2% · cash 29.5%

Profitability 100=

return on assets 69.1%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)

Last 24 months 06-2025: 1.6% 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 0.7%▼ -0.9 percentage points vs 07-2025lowest value 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.8%▲ +0.1 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 2.0%▲ +1.0 percentage point vs 06-2026 08-2026: 2.9%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 1.1%▼ -1.8 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity ample (current ratio 5.76, compared with 1.6 in 2024, above the usual 1.5; short-term debt: 17.2% and cash: 29.5% of total assets), and 21.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 84% on liquidity, 95% on profitability and 99% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €57,289

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 5.76, cash €16,878

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

2025 accounts filed 27 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

27 days late

2024

14 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 7 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

27-08-2026 Annual accounts filedfinancial year 2025 · micro…
29-06-2026 Registered officeRegistered-office move
31-12-2025 Liquidity more than triplescurrent ratio 5.76

Key points

Positive: Among the best 19% on net resultsector median €5,649 · 13,674 companies €39,586 View
One director decidessole director in office 1 View
Total assets 20252 financial years filed €57,289 View

By topic

Financials

Financial year: 2025
Total assets: €57,289
Profit: €39,586
Solvency: 78.8%

Total assets▲ 179%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

VANDER STICHELE GéraldineDirector

Go to Board & ownership

Timeline

Events: 5
Since: 2024
Next accounts: by 31-07-2027

17-07-2025Annual accounts filed
27-05-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents in non-specialised wholesale tradeNACE 46190
Founded: 23-05-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 23

Annual meeting: Last Thursday of June at 18:00
Purpose: “Het verstrekken van adviezen en/of bijstand of nog andere op het vlak van verkoopbeleid en…” (deed in Dutch)

Go to Articles of association

Key facts about STIG

What is the company number of STIG?: 1009.634.891. In Belgium the VAT number is the company number with BE in front: BE 1009.634.891.
Where is STIG based?: The registered office is at Fonteinstraat(WAN) 52, 9772 Kruisem.Company details
What does STIG do?: According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of STIG?: Private limited company (BV).
When was STIG founded?: On 23-05-2024.
Is STIG still active?: Yes, STIG is an active enterprise in the KBO register.
What is the turnover of STIG?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is STIG profitable?: In financial year 2025, STIG made a profit of €39,586.
Where can I find the annual accounts of STIG?: STIG filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STIG due?: By 31-07-2027, for financial year 2026.Timeline