STIG
ActiveSTIG has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €40k. Its solvency ranks better than 80% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+38
Growth78
Stability82
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.76 against 1.6 in 2024), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
69.1%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 607%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€57k▲ 179%
2024 · €21k
2024: €21k
2024 → 2025
Net result
€40k▲ 264%
2024 · €11k
2024: €11k
2024 → 2025
Working capital
€47k▲ 532%
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€45k▲ 607%
Operating result€15k-€54k▲ 250%
Net result€11k-€40k▲ 264%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 250% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€434▼ 34.2%
Current assets
€57k▲ 186%
Equity and liabilities €57k
Equity
€45k▲ 607%
Debt
€12k▼ 14.2%
The debt ratio falls from 68.9% to 21.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€54k▲
2024 · €15k
Cash flow
€40k▲
2024 · €11k
Solvency
78.8%▲
2024 · 31.1%
Current ratio
5.76▲
2024 · 1.60
Quick ratio
5.76▲
2024 · 1.60
Debt / equity
0.27▼
2024 · 2.22
ROE
87.7%▼
2024 · 170.5%
ROA
69.1%▲
2024 · 53.0%
Interest coverage
21.19▲
2024 · 11.57
Debt
€12k▼
2024 · €14k
Debt ≤ 1 year
€10k▼
2024 · €12k
Income taxes
€12k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€57k▲
Fixed assets21/28€660€434▼
Tangible fixed assets22/27€660€434▼
Furniture and vehicles24€660€434▼
Current assets29/58€20k€57k▲
Amounts receivable within one year40/41€11k€39k▲
Trade receivables40€9k€39k▲
Other amounts receivable41€2k€364▼
Cash at bank and in hand54/58€8k€17k▲
Deferred charges and accrued income490/1€819€1k▲
Equity and liabilities
Total equity and liabilities10/49€21k€57k▲
Equity10/15€6k€45k▲
Contributions10/11€3k€3k=
Reserves13€3k€42k▲
Distributable reserves133€3k€42k▲
Amounts payable17/49€14k€12k▼
Amounts payable within one year42/48€12k€10k▼
Trade debts44€595€548▼
Suppliers440/4€595€548▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Remuneration and social security454/9€160-
Other amounts payable47/48€8k€1k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18€226▲
Other operating charges640/8€446€3k▲
Gross operating margin9900€16k€57k▲
Operating profit (loss)9901€15k€54k▲
Financial income75/76B€39€29▼
Recurring financial income75€39€29▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€14k€51k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€11k€40k▲
Profit (loss) for the period to be appropriated9905€11k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€40k▲
Transfer to equity691/2€3k€39k▲
To other reserves6921€3k€39k▲
Profit to be distributed694/7€8k€833▼
Return on contributions (dividend)694€8k€833▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 5.76
Current ratio from 1.60 to 5.76; short-term debt falls from €12k to €10k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonteinstraat(WAN) 529772 KruisemGround area
737 m²
Building footprint
145 m²
Volume, LiDAR
70 m³
Parcel 45053A0440/00E000, Flanders · tallest building 9.6 m. Linked by address, not a title deed.
1 establishment unit
STIG
since 20242.360.016.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053A0440/00E000 | Flanders | 737 m² | 1 · 145 m² | 9.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 1,889 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2024
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.