STIERBOUW
ActiveThe computed 12-month bankruptcy probability of STIERBOUW is 2.6% (moderate). The 2025 annual accounts show equity of €218 and a net result of €218. Its solvency ranks better than 12% of 7452 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability69
Solvency25
Growth-
Track record67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.4%
Return on assets
0.4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 7452 sector peers (2025).
NBB · sector comparisonPosition among 7452 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€218
Total assets
€62k
Net result
€218
Working capital
€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €62k
Fixed assets
€2k
Current assets
€60k
Equity and liabilities €62k
Equity
€218
Debt
€62k
Debt finances 99.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€3k
Cash flow
€1k
Solvency
0.4%
Current ratio
0.96
Quick ratio
0.96
ROA
0.4%
Interest coverage
7.39
Debt
€62k
Debt ≤ 1 year
€62k
Income taxes
€878
Equity ratios withheld: equity of €218 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€62k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€60k
Amounts receivable within one year40/41€30k
Trade receivables40€28k
Other amounts receivable41€1k
Cash at bank and in hand54/58€30k
Deferred charges and accrued income490/1€603
Equity and liabilities
Total equity and liabilities10/49€62k
Equity10/15€218
Profit (loss) carried forward14€218
Amounts payable17/49€62k
Amounts payable within one year42/48€62k
Trade debts44€61k
Suppliers440/4€61k
Taxes, remuneration and social security45€878
Taxes450/3€878
Other amounts payable47/48€74
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€42k
Other operating charges640/8€453
Gross operating margin9900€45k
Operating profit (loss)9901€1k
Financial charges65/66B€340
Recurring financial charges65€340
Profit (loss) for the period before taxes9903€1k
Income taxes67/77€878
Profit (loss) for the period9904€218
Profit (loss) for the period to be appropriated9905€218
Appropriation of the result
Profit (loss) to be appropriated9906€218
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 141755 PajottegemGround area
1,915 m²
Building footprint
163 m²
Volume, LiDAR
862 m³
Parcel 23024A0533/00E000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STIERBOUW
since 20242.360.168.069
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23024A0533/00E000 | Flanders | 1,915 m² | 1 · 163 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANCAK BOUW GROEP
BE 0823.643.133
Gent · Eq €219
ALC BOUW
BE 0802.321.444
Gent · Eq €222
SYMMETRY
BE 0633.881.736
Kraainem · Eq €214
UNITERM
BE 0721.766.112
Wezembeek-Oppem · Eq €209
ADAEQUATIO REAL ESTATE
BE 0798.259.025
Braine-l'Alleud · Eq €229
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 452 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2024
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.