Checked.be
Active
BE 0828.028.325Private limited company (pre-2019)
STICS
Pouckeweg 10 ·8531 Harelbeke, Belgium· 16 yrs active
Sector: Other business support services
(82990)
Conclusion
STICS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €-703. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 7538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €173k |
| Net result | €-703 |
| Better than sector | 94% |
| Active | 16 yrs |
Financial profile
58
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
60
Profitability
0
Solvency
100
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
60
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€10k
estimate, not credit advice
Score history
93
2022
93
2023
52
2024
60
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 21.09 (≥ 1.5)
+10
Quick ratio
Quick ratio 21.09 (≥ 1.0)
+5
Leverage
Debt/equity 0.05 (< 1.0)
+10
Profitability
Negatieve ROE 0%
-10
Interest coverage
Interest coverage -36.1× (< 1.5×)
-10
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 12-11-2025 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~7.4%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 82, Office administrative, office support and other business support activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 95.3% | 50.9% | |
| Net result | €-703 | €16k | |
| Equity | €173k | €58k | |
| Gross operating margin | €-3k | €40k | |
| Total assets | €181k | €140k |
€-3k
+55.9%
22-25
€-703
+91.5%
22-25
€626
-
22-25
€181k
-23.8%
22-25
€173k
-0.4%
22-25
€170k
+0.4%
22-25
€194
-98.5%
22-25
€51k
+94.5%
22-25
€8k
-86.8%
22-25
€8k
-86.8%
22-25
21.09
+480.3%
22-25
21.09
+480.3%
22-25
95.3%
+30.7%
22-25
0.05
-86.8%
22-25
-0.4%
+91.5%
22-25
-0.4%
+88.9%
22-25
-36.08
+52.6%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €-3k | €-7k | €42k | €44k |
| Net profit | €-703 | €-8k | €25k | €28k |
| Cash flow | €626 | €-6k | €27k | €31k |
| Staff costs | - | - | - | - |
| Income taxes | - | €194 | €13k | €12k |
| Dividends | - | €51k | - | €26k |
| Total assets | €181k | €238k | €275k | €267k |
| Equity | €173k | €173k | €233k | €208k |
| Debt | €8k | €64k | €42k | €59k |
| of which ≤ 1y | €8k | €64k | €40k | €52k |
| of which > 1y | - | - | - | - |
| Working capital | €170k | €169k | €228k | €201k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 21.09 | 3.63 | 6.64 | 4.86 |
| Quick ratio | 21.09 | 3.63 | 6.64 | 4.86 |
| Working capital ratio | 93.8% | 71.2% | 83.0% | 75.5% |
| Solvency | 95.3% | 73.0% | 84.7% | 77.9% |
| Debt / equity | 0.05 | 0.37 | 0.18 | 0.28 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | -36.08 | -76.10 | 22.21 | 36.65 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -0.4% | -3.5% | 9.1% | 10.4% |
| ROE | -0.4% | -4.8% | 10.7% | 13.3% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €181k | €238k | €275k | €267k |
| Fixed assets | 21/28 | €3k | €4k | €6k | €13k |
| Tangible fixed assets | 22/27 | €3k | €4k | €6k | €13k |
| Current assets | 29/58 | €178k | €233k | €269k | €254k |
| Amounts receivable within one year | 40/41 | €2k | €2k | €1k | €50k |
| Cash & bank | 54/58 | €133k | €158k | €267k | €204k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €181k | €238k | €275k | €267k |
| Equity | 10/15 | €173k | €173k | €233k | €208k |
| Contributions / capital | 10/11 | €12k | €12k | €12k | €12k |
| Reserves | 13 | €149k | €149k | €200k | €175k |
| Accumulated profits (losses) | 14 | €11k | €12k | €20k | €20k |
| Amounts payable | 17/49 | €8k | €64k | €42k | €59k |
| Amounts payable within one year | 42/48 | €8k | €64k | €40k | €52k |
| Trade debts payable within one year | 44 | €413 | €169 | €2k | €4k |
| Income statement | |||||
| Gross operating margin | 9900 | €-3k | €-6k | €43k | €46k |
| Operating result | 9901 | €-5k | €-10k | €40k | €41k |
| Financial income | 75 | €4k | €2k | - | - |
| Financial charges | 65 | €91 | €98 | €2k | €1k |
| Result before taxes | 9903 | €-703 | €-8k | €38k | €40k |
| Income taxes | 67/77 | - | €194 | €13k | €12k |
| Net result for the period | 9904 | €-703 | €-8k | €25k | €28k |
| Result to be appropriated | 9905 | €-703 | €-8k | €25k | €28k |
Legal Structure
| NACE primary | Other business support services(82990) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 07-07-2010 |
| Status | Active |
| Postal code | 8531 |
Establishment units
STICS
since 20102.191.110.729
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34004B0261/00C000 | Flanders | 1,084 m² | 1 · 137 m² | 8.6 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity times 6current ratio 21.09
Current ratio from 3.63 to 21.09; short-term debt falls from €64k to €8k.
2024
19-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-8k ▼133%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2023
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
18-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other business support services82990
Names & trade names
| Legal nameNL | STICS |
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