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Complete company report
Generated 04-09-2026
Active BE 1017.500.504Private limited company

STEYN.AD

Hazelarenlaan 9 ·3500 Hasselt, Belgium· 1 yrs active
Sector: Activities of building architects (71111)
Conclusion Checked

STEYN.AD has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €20k. Its solvency ranks better than 62% of 1165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €24k
Net result €20k
Better than sector 62%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score components
Liquidity Current ratio 2.87 (≥ 1.5) +10
Quick ratio Quick ratio 2.87 (≥ 1.0) +5
Leverage Debt/equity 0.49 (< 1.0) +10
Profitability ROE 83% (≥ 10%) +10
Interest coverage Interest coverage 761.1× (≥ 3×) +8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 29-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 71, Architectural and engineering activities; technical testing and analysis · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 67.2% 55.2%
better than 62% of 1165 sector peers
Net result €20k €23k
better than 45% of 1164 sector peers
Equity €24k €51k
better than 30% of 1165 sector peers
Gross operating margin €27k €43k
better than 35% of 1164 sector peers
Total assets €36k €106k
better than 13% of 1165 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€25k
Net profit€20k
Cash flow€20k
Staff costs-
Income taxes€6k
Dividends-
Total assets€36k
Equity€24k
Debt€12k
of which ≤ 1y€12k
of which > 1y-
Working capital€22k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.87
Quick ratio2.87
Working capital ratio61.4%
Solvency67.2%
Debt / equity0.49
Long-term debt ratio-
Interest coverage761.14
Gross margin-
Net margin-
ROA56.0%
ROE83.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€36k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€34k
Amounts receivable within one year 40/41€23k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€36k
Equity 10/15€24k
Contributions / capital 10/11€4k
Reserves 13€20k
Amounts payable 17/49€12k
Amounts payable within one year 42/48€12k
Trade debts payable within one year 44€950
Income statement
Gross operating margin 9900€27k
Operating result 9901€25k
Financial income 75€467
Financial charges 65€33
Result before taxes 9903€26k
Income taxes 67/77€6k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
Legal Structure
NACE primary Activities of building architects(71111)
Legal form Private limited company(610)
Incorporation17-12-2024
StatusActive
Postal code3500
Establishment units 1 location
STEYN.AD
Hazelarenlaan 9, 3500 HasseltActivities of building architects
since 20242.367.498.992
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71323C0499/00D000 Flanders 4,255 m² 1 · 91 m² 16.8 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Activities of building architects71111
Names & trade names
Legal nameNL STEYN.AD
Similar companies Comparable size · 6,095 of 18,319 companies in this sector with filed accounts
Sybille Bertouille Architecte BE 0805.274.796 · Ukkel
TESSERACT EFFICIENCE BE 0845.065.879 · Héron
Blondiau Gilot architectes sprl, Société civile BE 0897.477.553 · Sint-Gillis (bij-Brussel)
Bureau d'architectes SURLERAUX JEAN-PIERRE BE 0862.385.923 · Fleurus
5+ARCHITECTEN BE 0822.295.823 · Beersel
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative