STEWARD

Active

Private limited company (pre-2019)founded 198442 yrs activeRue de la Fontaine 80, 7390 Quaregnon, BelgiumKBO/BCE: BE 0425.602.346

Summary

The computed 12-month bankruptcy probability of STEWARD is 9.9% (elevated). For STEWARD, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€17,918) and a net result of -€177. Equity remains stable across the filed fiscal years (±0.4% per year). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

STEWARDActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€98total assets 2022

Equity: -€17,918
Loss: -€177

Financial health

Bankruptcy chance 12 m: 9.9%

2022 figures too old to score

Structure

Accounts 794 d overdue

Signals- Figures for FY 2022 (filed 23-01-2024)- 3 financial years not filed after the legal deadline; latest accounts 173 days late; 2 of the last 3 late- Loss of €177, the second in a row (FY 2022)- Two or more financial years not filed- Filed more than 90 days late+ Founded in 1984Show the evidence

Checked score

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2022 · tick = 2021

Weak

Solvency 0=

equity -18248.1% of total assets

Liquidity 50=

short-term debt 18348.1% · cash 100.0%

Profitability 0=

return on assets -180.3%

Bankruptcy probability, 12 months

9.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 4.6%lowest value 12-2024: 5.9%▲ +28.1% vs 11-2024 01-2025: 9.6%▲ +61.9% vs 12-2024 02-2025: 9.6%● 0.0% vs 01-2025 03-2025: 10.0%▲ +3.7% vs 02-2025 04-2025: 9.6%▼ -3.7% vs 03-2025 05-2025: 9.6%● 0.0% vs 04-2025 06-2025: 9.3%▼ -3.0% vs 05-2025 07-2025: 9.3%● 0.0% vs 06-2025 08-2025: 10.0%▲ +7.3% vs 07-2025 09-2025: 10.0%● 0.0% vs 08-2025 10-2025: 10.0%● 0.0% vs 09-2025 11-2025: 10.0%● 0.0% vs 10-2025 12-2025: 10.0%● 0.0% vs 11-2025 01-2026: 10.0%● 0.0% vs 12-2025 02-2026: 10.5%▲ +5.2% vs 01-2026highest value 03-2026: 10.5%● 0.0% vs 02-2026highest value 04-2026: 10.5%● 0.0% vs 03-2026highest value 05-2026: 10.5%● 0.0% vs 04-2026highest value 06-2026: 10.5%● 0.0% vs 05-2026highest value 07-2026: 10.5%● 0.0% vs 06-2026highest value 08-2026: 9.9%▼ -6.0% vs 07-2026 09-2026: 9.9%● 0.0% vs 08-2026 10-2026: 9.9%● 0.0% vs 09-2026

Figures for FY 2022 (filed 23-01-2024) raises the probability
3 financial years not filed after the legal deadline; latest accounts 173 days late; 2 of the last 3 late raises the probability
Founded in 1984 lowers the probability for this profile
Loss of €177, the second in a row (FY 2022) raises the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk

Figures for FY 2022 (filed 23-01-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

3 financial years not filed after the legal deadline; latest accounts 173 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 1984

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Loss of €177, the second in a row (FY 2022)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2023 close31-07-2024 deadline03-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 20-01-2024, 173 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

173 d late

2021

60 d late

2020

8 d early

2019

1 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 4 accounts on average 56 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage