STEVENTS
ActiveSTEVENTS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+61
Solvency36▼-16
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.5%
Return on assets
8.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7017 sector peers (2025).
NBB · sector comparisonPosition among 7017 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
110 d late
2022
127 d late
2021
30 d late
2020
24 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▲ 369%
2024 · €281
2018: €7k
2019: €5k
2020: €2k
2021: €2k
2022: €2k
2023: €2k
2024: €281
2018 → 2025
Total assets
€13k▲ 1,118%
2024 · €1k
2018: €9k
2019: €6k
2020: €2k
2021: €3k
2022: €3k
2023: €3k
2024: €1k
2018 → 2025
Net result
€1k
2024 · €-2k
2018: €824
2019: €-2k
2020: €-3k
2021: €-677
2022: €60
2023: €226
2024: €-2k
2018 → 2025
Working capital
€-10k
2024 · €666
2018: €7k
2019: €5k
2020: €2k
2021: €559
2022: €990
2023: €2k
2024: €666
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€2k▲ 3.8%€2k▲ 13.6%€281▼ 85.1%€1k▲ 369%
Operating result€-576-€180€353▲ 95.9%€-1k€2k
Net result€-677-€60€226▲ 275%€-2k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€11k
Current assets
€1k
Equity and liabilities €13k
Equity
€1k▲ 369%
Debt
€11k▲ 1,399%
The debt ratio rises from 72.7% to 89.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k
Cash flow
€1k
Solvency
10.5%
Current ratio
0.12
Quick ratio
0.12
Debt / equity
8.50
ROE
78.7%
ROA
8.3%
Interest coverage
3.78
Debt
€11k▲
2024 · €748
Debt ≤ 1 year
€11k▲
2024 · €363
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1k€13k▲
Fixed assets21/28€0€11k▲
Tangible fixed assets22/27€0€11k▲
Furniture and vehicles24€0€1k▲
Other tangible fixed assets26-€10k
Current assets29/58€1k€1k▲
Amounts receivable within one year40/41€780€1k▲
Trade receivables40€363€778▲
Other amounts receivable41€418€486▲
Cash at bank and in hand54/58€249€2▼
Equity and liabilities
Total equity and liabilities10/49€1k€13k▲
Equity10/15€281€1k▲
Contributions10/11€6k€6k=
Reserves13€41€41=
Non-distributable reserves130/1€41€41=
Reserves not available under the articles1311€41€41=
Profit (loss) carried forward14€-6k€-5k▲
Amounts payable17/49€748€11k▲
Amounts payable within one year42/48€363€11k▲
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€363€4k▲
Accrued charges and deferred income492/3€384€390▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€377
Other operating charges640/8€508€563▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€541€2k▲
Operating profit (loss)9901€-1k€2k▲
Financial charges65/66B€168€508▲
Recurring financial charges65€168€508▲
Profit (loss) for the period before taxes9903€-2k€1k▲
Profit (loss) for the period9904€-2k€1k▲
Profit (loss) for the period to be appropriated9905€-2k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-5k▲
Profit (loss) brought forward from the previous period14P€-4k€-6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 4.85
Current ratio from 1.79 to 4.85; short-term debt falls from €1k to €415.
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 127 days late
2022
31-12
Financial
Back to profitnet €60
Net result €60 after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 65current ratio 331.14
Current ratio from 5.07 to 331.14; short-term debt falls from €1k to €7.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat 362970 SchildeGround area
1,860 m²
Building footprint
187 m²
Volume, LiDAR
823 m³
Parcel 11039A0157/00W002, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STEVENTS
since 20172.267.728.158
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039A0157/00W002 | Flanders | 1,860 m² | 1 · 187 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 1,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-09-2017
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.